Comparison

Money Flow vs MonthPilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Flow

Easily track your expenses and manage your budget to achieve your savings goals. This app offers a simple, manual approach to financial management, putting you in complete control without requiring external account linking.

Highlights
  • Manual expense tracking
  • Customizable monthly budgets
  • Savings goal setting
  • Spending category breakdowns
  • Historical budget overviews
  • Home screen widgets
Features
Read full description

Set aside what you want to save, then see exactly what you can still spend this month. Money Flow turns your income, fixed bills, and savings goal into a monthly budget. Log what you spend, watch it against that budget, and see how much you can still put aside. A budget that starts with your life Enter the income you receive each month, the bills you already owe, and the amount you want to save. Money Flow sets savings aside first and shows the money left to spend. Log an expense in seconds Tap an amount, choose a category, add a note, and you're done. Start with Groceries, Dining, Travel, Bills, and more, or make your own categories with a color and icon. See the month clearly Your expense list shows how much you've spent of this month's budget. Filter by category, move between months and years, and edit anything you logged. Insights for the questions that matter Open Insights for your income, expenses, and savings, plus your biggest expense, top category, daily average, and projected savings. Charts break spending down by category and by day. On your Home Screen Widgets keep the month in view: whether you're under budget, how much you could still save, days left, your daily average, or spending in a single category. Your budget, on your iPhone No account to create. Choose the currency you actually use. Export your expenses whenever you want a copy. Money Flow is available in English and Spanish.

About

MonthPilot

Features
Read full description

MonthPilot is a personal finance app that shows your month-end before it arrives. Track credit card balances, recurring bills, rent, subscriptions, and income — all in one place. No bank integration. You enter what you owe, MonthPilot organizes, visualizes, and reminds. WHY MONTHPILOT? Most finance apps show "what you spent." MonthPilot shows "what's about to happen." Current balance + upcoming automatic payments + your spending average = no surprises. FEATURES • Month-End Forecast: Current balance + recurring payments + estimate = where you'll land this month • Recurring Payments: Electricity, water, gas, internet, mobile, Netflix, Spotify, rent — enter once, auto-generated every month • Credit Card Tracking: Balances, statement dates, due dates • Smart Reminders: X days before due, on due date, monthly summary • Multi-Currency (Premium): TRY + USD + EUR + Gold, with real-time central bank rates • Category Reports: Monthly trend chart, category pie chart, month-over-month comparison • Calendar View: See every payment on one calendar PRIVACY-FIRST • No bank integration — we never store card numbers • All your data is encrypted in Supabase, visible only to you • Ads are non-personalized — we don't share IDFA • Toggle analytics off from Settings (KVKK/GDPR compliant) FREE vs PREMIUM Free: 5 accounts, 10 recurring payments, 12 months of history, 1-month forecast, single primary currency Premium: Unlimited accounts and recurring, 3-month forecast, multi-currency (USD/EUR/Gold), biometric lock, CSV export, ad-free Premium pricing: Monthly $0.99 / Yearly $3.99 / Lifetime $6.99 (first 1000 users) PREMIUM SUBSCRIPTION TERMS Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Renewal is charged within 24 hours of the period end at the same price. You can manage your subscription via Apple ID Account Settings or cancel after purchase. Privacy Policy: https://monthpilot.vercel.app/privacy Terms of Use: https://monthpilot.vercel.app/terms

Screenshots

Money Flow4 screens
MonthPilot4 screens

Verdict

The call

The clearest difference is price: MonthPilot at Free against Money Flow's $0.99. MonthPilot also leads on update cadence (fortnightly vs every 3 months) and iOS requirement (15.1 vs 26.0). Money Flow's advantage is in-app purchases (none vs 3). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

MonthPilot is free to download; Money Flow costs $0.99 up front. MonthPilot sells 3 in-app purchases, starting at $0.99 per month. Money Flow asks for nothing beyond the download.

UpkeepUpdate frequency

Money Flow ships an update every 3 months, MonthPilot fortnightly. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 5 level
Money Flow versus MonthPilot: the parameters behind the verdict, then further details
ParameterMoney FlowMonthPilot
Price$0.99Free — better
Rating5.0 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaid—
DevicesiPhoneiPhone, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size27 MB37 MB
Age rating12+4+
DeveloperAbstract Software LLCYavuz Oztel

In-app purchases

None

Money Flow

No in-app purchases

3 purchases

MonthPilot

Subscriptions2
  • Monthly Premium$0.991 Month
  • Yearly Premium$3.991 Year
One-time1
  • Lifetime Premium$6.99

Questions

Is Money Flow free?
Money Flow costs $0.99, with no in-app purchases.
Is MonthPilot free?
MonthPilot is free to download, with in-app purchases available.
Do Money Flow or MonthPilot have ads?
Neither Money Flow nor MonthPilot shows ads.
Which is updated more often, Money Flow or MonthPilot?
Money Flow ships an update every 3 months, and MonthPilot fortnightly. Most recently, Money Flow was updated on October 25, 2026 and MonthPilot on October 7, 2026.

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