Debt off planner vs MonthPilot

personal-debt is a personal debt management app that helps you track multiple debts, generate repayment plans automatically, and monitor your repayment progress over time. Whether you have credit card balances, personal loans, or money borrowed from friends/family, you can manage everything in one place to reduce missed payments and overdue risk. What you can do: - Track and manage multiple debts (amount, rate, start date, due date) - Auto-generate common repayment plans - View each payment breakdown (principal, interest, overdue fees) - Monitor repayment progress and history - Compare repayment strategies and choose what fits your situation - Enable local reminders to avoid missing due dates Why users like it: - Clear and simple workflow focused on track-plan-execute - Local-first design with on-device storage by default - Built for long-term debt tracking and daily financial discipline Disclaimer: This app is a debt tracking and estimation tool only. It does not provide investment, lending, or legal advice. Please follow your actual contracts and lender statements. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

MonthPilot is a personal finance app that shows your month-end before it arrives. Track credit card balances, recurring bills, rent, subscriptions, and income — all in one place. No bank integration. You enter what you owe, MonthPilot organizes, visualizes, and reminds. WHY MONTHPILOT? Most finance apps show "what you spent." MonthPilot shows "what's about to happen." Current balance + upcoming automatic payments + your spending average = no surprises. FEATURES • Month-End Forecast: Current balance + recurring payments + estimate = where you'll land this month • Recurring Payments: Electricity, water, gas, internet, mobile, Netflix, Spotify, rent — enter once, auto-generated every month • Credit Card Tracking: Balances, statement dates, due dates • Smart Reminders: X days before due, on due date, monthly summary • Multi-Currency (Premium): TRY + USD + EUR + Gold, with real-time central bank rates • Category Reports: Monthly trend chart, category pie chart, month-over-month comparison • Calendar View: See every payment on one calendar PRIVACY-FIRST • No bank integration — we never store card numbers • All your data is encrypted in Supabase, visible only to you • Ads are non-personalized — we don't share IDFA • Toggle analytics off from Settings (KVKK/GDPR compliant) FREE vs PREMIUM Free: 5 accounts, 10 recurring payments, 12 months of history, 1-month forecast, single primary currency Premium: Unlimited accounts and recurring, 3-month forecast, multi-currency (USD/EUR/Gold), biometric lock, CSV export, ad-free Premium pricing: Monthly $0.99 / Yearly $3.99 / Lifetime $6.99 (first 1000 users) PREMIUM SUBSCRIPTION TERMS Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Renewal is charged within 24 hours of the period end at the same price. You can manage your subscription via Apple ID Account Settings or cancel after purchase. Privacy Policy: https://monthpilot.vercel.app/privacy Terms of Use: https://monthpilot.vercel.app/terms