Debt Payoff X vs MonthPilot

Debt Payoff X helps you build a real payoff plan for your debt and keep it accurate as life changes. Add your debts, compare snowball and avalanche with your own numbers, see your projected debt-free date, and log the payments you actually make. Built for clarity and trust: - Guided setup that gets you to your first payoff plan fast - Unlimited debt tracking for credit cards, loans, and other balances - Living timeline that updates when you edit a debt or log a payment - Monthly action view so you know what to pay this month - Local-first experience with no bank linking required - CSV export plus local backup and restore We help you plan and track your debt payoff journey. We do not move money or connect to your bank accounts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

MonthPilot is a personal finance app that shows your month-end before it arrives. Track credit card balances, recurring bills, rent, subscriptions, and income — all in one place. No bank integration. You enter what you owe, MonthPilot organizes, visualizes, and reminds. WHY MONTHPILOT? Most finance apps show "what you spent." MonthPilot shows "what's about to happen." Current balance + upcoming automatic payments + your spending average = no surprises. FEATURES • Month-End Forecast: Current balance + recurring payments + estimate = where you'll land this month • Recurring Payments: Electricity, water, gas, internet, mobile, Netflix, Spotify, rent — enter once, auto-generated every month • Credit Card Tracking: Balances, statement dates, due dates • Smart Reminders: X days before due, on due date, monthly summary • Multi-Currency (Premium): TRY + USD + EUR + Gold, with real-time central bank rates • Category Reports: Monthly trend chart, category pie chart, month-over-month comparison • Calendar View: See every payment on one calendar PRIVACY-FIRST • No bank integration — we never store card numbers • All your data is encrypted in Supabase, visible only to you • Ads are non-personalized — we don't share IDFA • Toggle analytics off from Settings (KVKK/GDPR compliant) FREE vs PREMIUM Free: 5 accounts, 10 recurring payments, 12 months of history, 1-month forecast, single primary currency Premium: Unlimited accounts and recurring, 3-month forecast, multi-currency (USD/EUR/Gold), biometric lock, CSV export, ad-free Premium pricing: Monthly $0.99 / Yearly $3.99 / Lifetime $6.99 (first 1000 users) PREMIUM SUBSCRIPTION TERMS Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Renewal is charged within 24 hours of the period end at the same price. You can manage your subscription via Apple ID Account Settings or cancel after purchase. Privacy Policy: https://monthpilot.vercel.app/privacy Terms of Use: https://monthpilot.vercel.app/terms