Money Flow vs Trace

Set aside what you want to save, then see exactly what you can still spend this month. Money Flow turns your income, fixed bills, and savings goal into a monthly budget. Log what you spend, watch it against that budget, and see how much you can still put aside. A budget that starts with your life Enter the income you receive each month, the bills you already owe, and the amount you want to save. Money Flow sets savings aside first and shows the money left to spend. Log an expense in seconds Tap an amount, choose a category, add a note, and you're done. Start with Groceries, Dining, Travel, Bills, and more, or make your own categories with a color and icon. See the month clearly Your expense list shows how much you've spent of this month's budget. Filter by category, move between months and years, and edit anything you logged. Insights for the questions that matter Open Insights for your income, expenses, and savings, plus your biggest expense, top category, daily average, and projected savings. Charts break spending down by category and by day. On your Home Screen Widgets keep the month in view: whether you're under budget, how much you could still save, days left, your daily average, or spending in a single category. Your budget, on your iPhone No account to create. Choose the currency you actually use. Export your expenses whenever you want a copy. Money Flow is available in English and Spanish.

Trace - AI-Powered Expense Tracker Track expenses and income with your voice. Speak naturally, and AI extracts amounts, categories, and dates. Or add transactions manually with the text option KEY FEATURES - Voice-powered entry with AI transcription - Trends page to analyze your spending over time - Home screen widgets to track spending at a glance - Dark and light mode support - Customisable categories - Recurring transactions support - Multiple currency support (EUR, USD, GBP, and 20+ more) - Face ID/Touch ID protection - iCloud sync across all your devices PRIVACY FIRST Your financial data stays private. Everything syncs securely to your iCloud—no external servers store your information. Face ID keeps your data protected. Whether you're tracking daily coffee purchases or managing monthly budgets, Trace makes expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/