Money Flow vs Centee

Set aside what you want to save, then see exactly what you can still spend this month. Money Flow turns your income, fixed bills, and savings goal into a monthly budget. Log what you spend, watch it against that budget, and see how much you can still put aside. A budget that starts with your life Enter the income you receive each month, the bills you already owe, and the amount you want to save. Money Flow sets savings aside first and shows the money left to spend. Log an expense in seconds Tap an amount, choose a category, add a note, and you're done. Start with Groceries, Dining, Travel, Bills, and more, or make your own categories with a color and icon. See the month clearly Your expense list shows how much you've spent of this month's budget. Filter by category, move between months and years, and edit anything you logged. Insights for the questions that matter Open Insights for your income, expenses, and savings, plus your biggest expense, top category, daily average, and projected savings. Charts break spending down by category and by day. On your Home Screen Widgets keep the month in view: whether you're under budget, how much you could still save, days left, your daily average, or spending in a single category. Your budget, on your iPhone No account to create. Choose the currency you actually use. Export your expenses whenever you want a copy. Money Flow is available in English and Spanish.

Speak an expense or scan a receipt. Centee helps extract the details so you can review, save, and track your spending—without linking a bank account. Add a purchase in the quickest way for you. Centee helps recognize the item, amount, date, and category, then you review every detail before saving. Capture every expense in seconds No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” Centee recognizes the item, amount, and time, then turns your words into a record you can review before saving. Keep receipts, bills, and payment screens together Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save. Track how you paid Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense. Ask your ledger with AI When your ledger has enough history, search a purchase or ask a question about spending. Centee bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting. Capture faster with Back Tap Set up Centee Shortcuts and assign them to Back Tap in iPhone Settings. Double-tap to send a screenshot of a receipt or payment screen to Centee. Triple-tap to enter and save an expense through Quick Add without opening the app. More ways to stay on top of spending - Log expenses by voice - Scan receipts and bills - Track spending, income, subscriptions, and daily costs - Review category trends and AI summaries - Ask Centee about your ledger and spending patterns - Attach photos and item stickers to records - Use widgets and Shortcuts for faster capture - Export or review your history when needed Minimal by design A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup. Private by design Centee does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy. Centee is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunheihei.github.io/app-policie/centee-ios-privacy.html Terms of Use: https://sunheihei.github.io/app-policie/centee-ios-terms.html