Comparison

Billshark app vs PayProof Inc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Billshark app

Effortlessly reduce your monthly bills, cancel unwanted subscriptions, and find the best insurance rates. This service negotiates on your behalf, saving you time and money with a savings guarantee. Your data is protected with bank-level security.

Highlights
  • Lower monthly bills
  • Cancel unwanted subscriptions
  • Compare insurance rates
  • Negotiate bill rates
  • Automatic rate renewal
  • Bank-level security
Read full description

Mark Cuban backed. Billshark is the easiest way to lower your bills, cancel unwanted subscriptions, and lock in the best rates for insurance. We’ve saved millions of dollars for our customers. LOWER YOUR BILLS: Billshark can lower your monthly bills by 25% in 2 minutes! Works on Wireless, Internet, TV, Satellite Radio, Home Security bills and more. 8 out of 10 people overpay for Internet and Wireless bills. Are you at the best rate? We save you time and hassle, and we usually save you more than you could save on your own. So, what are you waiting for? It’s risk-free to try. Billshark experts will negotiate your bill to the lowest possible rate, keeping, while you in the loop Concierge service & SMS updates Automatic renewal rates. Billshark keeps track of when your new savings expires and will automatically restart negotiations, so you’re always at the best rate! CANCEL UNWANTED SUBSCRIPTIONS: ● Easily cancel unwanted subscriptions without the hassle when you hire Billshark to do it for you. We may even get refunds for unused services. COMPARE INSURANCE RATES FOR FREE: ● Home and Auto rates fluctuate all the time — even if you haven't changed coverage or made claims. Try our FREE comparison service to be sure you aren't overpaying. Easy shopping without long forms to complete. BANK LEVEL SECURITY ● Your data is secure. Customer data is protected by 256-bit encryption keeping your personal information at bank level security. We will never sell your data. All systems are fully encrypted and protected by industry-leading technology that keeps your data safe. SAVINGS GUARANTEE ● We guarantee savings, our our service has no fees --------------------------------- Current pricing for Billshark services Lower your Bills: Billshark charges a one-time fee of 40% of savings for negotiations. Payment plans of 6 months are available. If we can’t save you money, you don’t pay a fee. Cancel Subscriptions: $9 per successful cancellation. Check Insurance Rates: Free

About

PayProof Inc

This platform tracks real payment behavior to build trust and improve financial access. It connects dealerships, consumers, and recovery agents with features like AI risk alerts and live vehicle tracking.

Highlights
  • Real Payment Intelligence Engine
  • AI Risk Alerts
  • Live Vehicle Tracking
  • Dealer + Consumer Sync
  • Recovery Marketplace
  • Build payment score
  • Track payment history
Features
Read full description

PayProof is the first platform built to track real payment behavior, not just credit scores. Designed for Buy Here Pay Here dealerships, consumers, and recovery agents, PayProof connects the entire ecosystem into one powerful system. DEALERS: • Know your customer before the deal • Track real payment behavior • Reduce repossessions • Eliminate expensive GPS hardware • Receive AI-powered risk alerts CONSUMERS: • Build a real payment score • Track your payment history • Unlock better approvals • Stay connected to your vehicle RECOVERY AGENTS: • Locate vehicles instantly • Access recovery opportunities • Receive real-time alerts • Communicate directly with dealers FEATURES: • Real Payment Intelligence Engine • AI Risk Alerts • Live Vehicle Tracking • Dealer + Consumer Sync • Recovery Marketplace Proof of Payment. Proof of Trust. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Billshark app4 screens
PayProof Inc4 screens

Verdict

The call

The clearest difference is rating: PayProof Inc at 5.0 against Billshark app's 4.1. PayProof Inc also leads on ads (none vs shown) and update cadence (every 6 days vs every 2 months). Billshark app's advantage is in-app purchases (none vs 2) and ratings volume (72 vs 1). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayProof Inc sells 2 in-app purchases, starting at $9.99 per month. Billshark app asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

PayProof Inc holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Billshark app has 72 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 84% of Billshark app's written reviews are positive against 100% of PayProof Inc's.

UpkeepUpdate frequency

Billshark app ships an update every 2 months, PayProof Inc every 6 days. The most recent releases landed on August 7, 2026 and September 18, 2026 respectively.

Scorecard7 real differences · 3 level
Billshark app versus PayProof Inc: the parameters behind the verdict, then further details
ParameterBillshark appPayProof Inc
PriceFreeFree
Rating4.1 (72 ratings)5.0 (1 ratings) — better
Positive reviews83.6% of reviews100.0% of reviews — better
Number of ratings72 — better1
Update frequencyEvery 2 monthsEvery 6 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size85 MB16 MB
Age rating4+4+
DeveloperThe Bill Reduction CompanyWest Dukes

Customer experience

Billshark app

All ratings74 ratings
Positive77.0%
Neutral2.7%
Negative20.3%
Written reviews67 reviews
Positive83.6%
Neutral0.0%
Negative16.4%

PayProof Inc

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Billshark app

No in-app purchases

2 purchases

PayProof Inc

Subscriptions2
  • PayProof Standard$9.991 Month
  • PayProof Premium$19.991 Month

Questions

Is Billshark app free?
Billshark app is free to download, with no in-app purchases.
Is PayProof Inc free?
PayProof Inc is free to download, with in-app purchases available.
Which has better reviews, Billshark app or PayProof Inc?
PayProof Inc is rated higher. Billshark app averages 4.1 out of 5 from 72 ratings, while PayProof Inc averages 5.0 from 1 ratings.
Do Billshark app or PayProof Inc have ads?
Billshark app shows ads; PayProof Inc does not.
Which is updated more often, Billshark app or PayProof Inc?
Billshark app ships an update every 2 months, and PayProof Inc every 6 days. Most recently, Billshark app was updated on August 7, 2026 and PayProof Inc on September 18, 2026.

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