Comparison

Dividend Tracker vs OnGuardAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dividend Tracker

Effortlessly track and visualize your dividend income from stocks. This app consolidates your portfolio, analyzes payouts, and provides timely notifications for key dividend events. Stay informed with company news and manage your investments with ease.

Highlights
  • Link brokerage accounts
  • Visualize dividend income
  • Upcoming dividend payouts
  • Track multiple portfolios
  • Company news updates
  • Dividend event notifications
  • Ex-dividend calendar
Features
Currently charting
Read full description

DivTracker is the best dividend tracker which helps you track and visualise your dividend income. Forget adding up your stock dividends manually or checking your statements every day. With DivTracker, you can see your entire portfolio in one place, analyze your dividend income, and view upcoming and estimated dividend payouts. DivTracker also has you covered with the latest news on companies you own shares of. Notifications will be sent to your phone on key dividend events like payment dates. DivTracker will save you countless hours of work when tracking your dividend income portfolio. This app is best for dividend income investors who hold stocks for cash flow. Features: ● Link your US brokerage accounts eliminating the need for manual updates to your holdings. ● View your daily, monthly and annual dividend income. ● Dates and confirmed amounts for your upcoming dividends. ● See your holdings in one place. We support thousands of US, LSE, TXE and ASX equities. ● Track multiple portfolios. ● Notifications about key events. ● See when a stock pays you next. We also give an estimated date and amount if a stock has no confirmed dividends yet. ● Export your dividend payouts to calendar ● Home Screen widgets ● If a company has suspended or cut its dividend, we'll show it and adjust your income. ● Easy way to see your monthly dividend distribution. ● Stay up to date with the latest news on your companies. ● Find stocks going ex-dividend soon with the Ex-Dividend Calendar. ● Customize how you want to see your dividend data. ● Offline mode supported. You can access your data even when your device is offline. ● All your data is synced across your devices via iCloud or your DivTracker account. Dividend Tracker is a tool created by dividend investors for dividend investors. ----------------------------------- If you choose to purchase DivTracker Pro or Ultimate, payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Current DivTracker subscription prices start at $1.25 USD/month, and one-month and 12-month packages are available. Prices are in U.S. dollars, may vary in countries other than the U.S. and are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase DivTracker Pro or Ultimate, you can simply continue using DivTracker for free with a limited number of holdings. Privacy Policy: https://divtracker.app/privacy-policy Terms of Use: https://divtracker.app/terms

About

OnGuardAI

This app analyzes calls and voicemails in real-time to detect and warn users about phone scams. It provides instant alerts, protects against caller ID spoofing, and can notify a trusted contact of high-risk scams. The service prioritizes user privacy by not storing call data.

Highlights
  • Real-time scam detection during calls
  • Instant scam alerts and recommendations
  • Protection against caller ID spoofing
  • Voicemail scam analysis
  • Trusted contact notifications for high-risk scams
  • Privacy-focused with no call data storage
Read full description

OnGuardAI: Smart AI Call Protection Against Phone Scams Phone scams have never been more sophisticated, and never harder to spot. Scammers now use AI to research their targets, fake caller IDs, and craft scripts designed to bypass even the sharpest instincts. OnGuardAI was built to fight back. It analyzes every call and voicemail in real time, detects scam tactics the moment they appear, and delivers instant warnings before any damage is done. Whether you're protecting yourself or someone you love, OnGuardAI works quietly in the background so no one has to face a scammer alone. REAL-TIME SCAM DETECTION While a call is happening, OnGuardAI analyzes it silently. The moment something sounds suspicious (artificial urgency, impersonation, suspicious financial requests), an instant alert appears with a clear recommendation to hang up. SEE THROUGH CALLER ID SPOOFING Scammers fake caller IDs in nearly 70% of attacks, impersonating banks, police, and even family members. OnGuardAI looks past the name on the screen and analyzes the live audio itself, detecting threats regardless of who the caller claims to be. TRUSTED CONTACT ALERTS Designate someone you trust. The moment a high-risk scam is detected, they receive an instant notification so you can talk it through together before any decision is made. VOICEMAIL PROTECTION Scammers don't just call; they leave intimidating messages designed to cause panic. OnGuardAI analyzes every voicemail for fraudulent intent and flags dangerous messages automatically. NO BLOCKED CALLS. NO MISSED CONNECTIONS. OnGuardAI doesn't block calls. It analyzes them. You stay reachable to doctors, pharmacies, and the people who matter, while staying protected from the ones who don't. YOUR PRIVACY, FULLY PROTECTED OnGuardAI analyzes your calls in real time and never stores them. Once a call ends, all audio and data are immediately deleted —recordings, no transcripts, no personal information retained anywhere. What happens on your call stays on your call. Protection without surveillance, always. SIMPLE BY DESIGN Set it up once and forget about it. OnGuardAI runs quietly in the background, delivering easy-to-read alerts through an interface anyone can use with confidence. You can even purchase and configure the app on behalf of a loved one directly from your own phone. They'll receive a link to download it, already set up and ready to go. OnGuardAI service includes: • Free trial available • Purchase on behalf of a loved one directly from your own device • Monthly and annual subscription options • Payment charged to your iTunes account at confirmation of purchase • Subscription renews automatically unless cancelled at least 24 hours before the end of the current period • Manage or cancel auto-renewal anytime in Account Settings Privacy Policy: https://www.getonguard.ai/privacy-policy Terms of Service: https://www.getonguard.ai/terms-of-service OnGuardAI is a tool to assist in scam detection. Users should always exercise caution with unknown callers.

Screenshots

Dividend Tracker4 screens
OnGuardAI4 screens

Verdict

The call

The clearest difference is review sentiment: OnGuardAI at 100% against Dividend Tracker's 47%. OnGuardAI also leads on ads (none vs shown) and rating (5.0 vs 4.6). Dividend Tracker's advantage is update cadence (every 5 days vs every 6 weeks) and ratings volume (3.8K vs 4). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Dividend Tracker sells 5 in-app purchases, starting at $4.99 per month and OnGuardAI sells 2 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

OnGuardAI holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Dividend Tracker has 3.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 47% of Dividend Tracker's written reviews are positive against 100% of OnGuardAI's.

UpkeepUpdate frequency

Dividend Tracker ships an update every 5 days, OnGuardAI every 6 weeks. The most recent releases landed on October 29, 2026 and September 24, 2026 respectively.

Scorecard6 real differences · 5 level
Dividend Tracker versus OnGuardAI: the parameters behind the verdict, then further details
ParameterDividend TrackerOnGuardAI
PriceFreeFree
Rating4.6 (3.8K ratings)5.0 (4 ratings) — better
Positive reviews47.1% of reviews100.0% of reviews — better
Number of ratings3.8K — better4
Update frequencyEvery 5 days — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#85 — better—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.0 — better
Further details — not scored
Size45 MB21 MB
Age rating4+4+
DeveloperBoldizsar TompeOnGuardAI Inc

Customer experience

Dividend Tracker

All ratings3,753 ratings
Positive91.0%
Neutral2.8%
Negative6.2%
Written reviews393 reviews
Positive47.1%
Neutral15.5%
Negative37.4%

OnGuardAI

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Dividend Tracker

Reported bugs

3 issues
  • Incorrect dividend information for some stocks
  • Portfolio data disappearing after app updates
  • Slow performance and UI lag issues

Requested features

5 requests
  • Add support for Canadian and European stocks
  • Implement automatic portfolio sync across devices
  • Provide more customization options (e.g., color themes)
  • Include a feature to track dividend increases/decreases
  • Add a comprehensive portfolio growth projection tool

OnGuardAI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Dividend Tracker

Subscriptions5
  • DivTracker Pro Monthly$4.991 Month
  • DivTracker Ultimate Monthly3 Days trial$6.991 Month
  • DivTracker Pro Yearly$19.991 Year
Show 2 more
  • DivTracker Pro Yearly$29.991 Year
  • DivTracker Ultimate Annual3 Days trial$49.991 Year
2 purchases

OnGuardAI

Subscriptions2
  • OnGuardAI Premium1 Month trial$8.991 Month
  • OnGuardAI Premium1 Month trial$89.991 Year

Questions

Is Dividend Tracker free?
Dividend Tracker is free to download, with in-app purchases available.
Is OnGuardAI free?
OnGuardAI is free to download, with in-app purchases available.
Which has better reviews, Dividend Tracker or OnGuardAI?
OnGuardAI is rated higher. Dividend Tracker averages 4.6 out of 5 from 3.8K ratings, while OnGuardAI averages 5.0 from 4 ratings.
Do Dividend Tracker or OnGuardAI have ads?
Dividend Tracker shows ads; OnGuardAI does not.
Which is updated more often, Dividend Tracker or OnGuardAI?
Dividend Tracker ships an update every 5 days, and OnGuardAI every 6 weeks. Most recently, Dividend Tracker was updated on October 29, 2026 and OnGuardAI on September 24, 2026.

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