Comparison

Horizon CU vs FFSMID

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Horizon CU

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, pay bills, and make loan payments securely.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Deposit checks remotely
  • Pay bills and loans
  • Secure messaging
Read full description

Horizon Credit Union's Mobile Banking allows you to check balances, view transaction history, transfer funds, pay loans and more on the GO! Features: - Check Balances - View Transaction History - Transfer Funds - Deposit Checks - Pay Bills - Pay Loans - Secure Messaging

About

FFSMID

Manage your finances on the go with this mobile banking app. Monitor accounts, deposit checks, make transfers, and pay bills securely from your device. Access features like Touch ID/Face ID for quick and safe logins.

Highlights
  • Monitor checking and savings accounts
  • Deposit checks via photos
  • Transfer funds between accounts
  • View and manage bills
  • Enable Touch ID/Face ID
  • Set up account alerts
Features
Read full description

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, and more! 
Manage Your Accounts [+] Monitor your checking and savings accounts (current and available) [+] View mortgage, auto loan and other account balances [+] Set up Account Alerts and adjust your preferences Quick Access [+] Enable Touch ID® or Face ID® for a fast and safe way to access your account [+] View your balances on the go with Fast Balances Enhanced Navigation [+] My profile menu to manage notifications and personal preferences [+] Navigation tray with quick access to our top used features [+] Hamburger menu with all of the transactional tools needed to stay on top of your finances Deposit Funds [+] Deposit checks by taking photos of checks to deposit them [+] Instantly view the processing deposit in your account Make Transfers and Payments [+] Transfer funds between your accounts and to other financial institutions [+] View and manage your bills and recurring payments in one place Disclosure [+] Our mobile app is Free, mobile carrier message and data rates may apply [+] Some features are only available for eligible account holders and/or accounts. Self Service Banking: - Secure Messaging - Stop Payments - Enable/ Disable Debit card - Manage Alerts - Manage External & Unlinked Accounts - Push Notifications

Screenshots

Horizon CU4 screens
FFSMID4 screens

Verdict

The call

The clearest difference is rating: FFSMID at 4.7 against Horizon CU's 1.0. FFSMID also leads on review sentiment (100% vs 67%) and update cadence (every 3 months vs every 19 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FFSMID holds the better App Store score, 4.7 against 1.0. Both are backed by a comparable volume of ratings — 3 and 10 respectively. Written reviews point the same way: 67% of Horizon CU's written reviews are positive against 100% of FFSMID's.

UpkeepUpdate frequency

Horizon CU ships an update every 19 months, FFSMID every 3 months. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Horizon CU versus FFSMID: the parameters behind the verdict, then further details
ParameterHorizon CUFFSMID
PriceFreeFree
Rating1.0 (3 ratings)4.7 (10 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings310 — better
Update frequencyEvery 19 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size23 MB106 MB
Age rating17+4+
DeveloperHorizon Credit Union (TN)First Federal Savings of Middletown

Customer experience

Horizon CU

Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

FFSMID

All ratings10 ratings
Positive90.0%
Neutral10.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Horizon CU

No in-app purchases

None

FFSMID

No in-app purchases

Questions

Is Horizon CU free?
Horizon CU is free to download, with no in-app purchases.
Is FFSMID free?
FFSMID is free to download, with no in-app purchases.
Which has better reviews, Horizon CU or FFSMID?
FFSMID is rated higher. Horizon CU averages 1.0 out of 5 from 3 ratings, while FFSMID averages 4.7 from 10 ratings.
Do Horizon CU or FFSMID have ads?
Neither Horizon CU nor FFSMID shows ads.
Which is updated more often, Horizon CU or FFSMID?
Horizon CU ships an update every 19 months, and FFSMID every 3 months. Most recently, Horizon CU was updated on November 3, 2026 and FFSMID on November 3, 2026.

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