OKCU Digital Banking vs USEFCU

Digital Banking with OKCU is the modern way to manage your money from the comfort of your home or office. Make deposits, create a budget, schedule payments, transfer funds and check your balances. Have accounts with other banks or credit unions? You can now add accounts from other financial institutions to your OKCU Digital Banking app. Helping you do more with your money is easier when all your accounts are visible in one place. What to expect from digital banking: • Enhanced Security – Temporary access codes allow you to securely manage your money without having to remember or enter security questions. • Link Accounts from other Banks and Credit Unions – View balances and transactions from any other bank or credit union on your OKCU Digital Banking homepage dashboard. • Pay a Friend – Use digital banking to send a payment to anyone, even if they’re not a member at OKCU. • Personalized Views – If you have more than one account with OKCU or add accounts from other banks or credit unions, you can customize which accounts appear on your home page, the order they appear and create nicknames. • Text to Chat – Shoot us a text message instead of calling or sending an email. • Account Alerts – Customize alerts for your accounts, including security alerts and balance alerts. You can also choose how to receive your alerts (text, call or email). • Transfer Between Banks – Add accounts from other financial institutions and make transfers to them. • Text Banking – Initiate banking activity with a text message, including balance inquiries and transfers. • Stop Payments – Stop a payment on a check from digital banking. • Card Swap – If your debit or credit card is compromised or you get a new card, you can enter the new card number in one place and it automatically updates your payment information for all subscriptions attached to the previous card. • Mobile Deposit - Mobile deposit is quick and easy. Just snap a photo of the front and back of your check, and within seconds, your deposit information will be sent directly to us.

The USEFCU app combines the function of a branch location with the convenience of your smartphone. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with USEFCU: * Set up alerts so you know when your balance drops below a certain amount * Make payments, whether you’re paying a company or a friend * Transfer money between your accounts * Deposit checks in a snap by taking a picture of the front and back * Reorder your debit card or turn it off if you’ve misplaced it * View and save your monthly statements * Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices.  To use the USEFCU app, you must be enrolled as a USE Federal Credit Union digital banking user. If you currently use our online banking, simply download the app, launch it, and login with the same credentials.