OKCU Digital Banking vs ShiftStub

Digital Banking with OKCU is the modern way to manage your money from the comfort of your home or office. Make deposits, create a budget, schedule payments, transfer funds and check your balances. Have accounts with other banks or credit unions? You can now add accounts from other financial institutions to your OKCU Digital Banking app. Helping you do more with your money is easier when all your accounts are visible in one place. What to expect from digital banking: • Enhanced Security – Temporary access codes allow you to securely manage your money without having to remember or enter security questions. • Link Accounts from other Banks and Credit Unions – View balances and transactions from any other bank or credit union on your OKCU Digital Banking homepage dashboard. • Pay a Friend – Use digital banking to send a payment to anyone, even if they’re not a member at OKCU. • Personalized Views – If you have more than one account with OKCU or add accounts from other banks or credit unions, you can customize which accounts appear on your home page, the order they appear and create nicknames. • Text to Chat – Shoot us a text message instead of calling or sending an email. • Account Alerts – Customize alerts for your accounts, including security alerts and balance alerts. You can also choose how to receive your alerts (text, call or email). • Transfer Between Banks – Add accounts from other financial institutions and make transfers to them. • Text Banking – Initiate banking activity with a text message, including balance inquiries and transfers. • Stop Payments – Stop a payment on a check from digital banking. • Card Swap – If your debit or credit card is compromised or you get a new card, you can enter the new card number in one place and it automatically updates your payment information for all subscriptions attached to the previous card. • Mobile Deposit - Mobile deposit is quick and easy. Just snap a photo of the front and back of your check, and within seconds, your deposit information will be sent directly to us.

Know your next check before it lands. ShiftStub tracks your shifts and shows what they add up to — with the math on screen, line by line, so you can see where every dollar came from. WHAT IT DOES • Paint your whole rotation in minutes. Tap the days you work, or set up a repeating pattern once — 2-2-3, 4 on 4 off, Panama, whatever yours is — and the calendar fills itself. • See your next check. The number updates as you work, and the forecast tells you where the period is heading. • Show the math. Every figure opens into the arithmetic behind it: hours, rate, overtime, differentials, unpaid breaks. Nothing is a black box. • Overtime, in all the shapes it comes in. Time and a half, double time, daily overtime, the seventh consecutive day, the hospital 8/80 rule. Pick your state and the rules come set up; 8/80 and longer work periods are one tap away under Pay rules. • Night and weekend differentials, and shift premiums, priced into every hour they apply to. • Clock in and out, with a running clock on your lock screen and a widget on your home screen. • Import your schedule. Drop in a calendar file from your work portal, or paste the text your manager sent. ShiftStub reads it and asks about anything unclear. • Track your tips. Cash, card, and what you tipped out — with what you actually kept, per shift and per hour. • Check your check. Type in what your pay stub says and ShiftStub tells you where it differs from what it counted, line by line, with the arithmetic behind each one. WHAT IT DOESN'T DO No account. No sign-up. No ads. No tracking. Your hours, your rate and your pay never leave your phone. There is no server holding your pay data, because there is no server. Everything is worked out on the device in your hand, and it all works with no signal at all. FREE, AND STAYING FREE The pay math is free forever. So is the calendar, the clock, the widgets, the timesheet, the schedule import, the tip tracking, the paycheck check, the plain-text export of your hours, and the encrypted backup of everything. ShiftStub Pro adds spreadsheet (CSV) exports, up to five jobs, and tip comparisons across pay periods. $4.99 a month, $29.99 a year, or $49.99 once. If it lapses, nothing is deleted, hidden or locked — you keep every figure you entered, and every way of getting it out that was free before. HONEST ABOUT WHAT IT IS ShiftStub is a calculator, not your employer's payroll system, and not legal advice. Its figures are estimates based on what you tell it about your job. When it thinks a check looks short, it says so with the arithmetic and suggests asking your employer — it never tells you what you are owed, because it cannot know that. Built for nurses, servers, EMS, warehouse and retail workers, and anyone else paid by the hour on a schedule that moves. Terms of Use: https://shiftstub.com/terms Privacy Policy: https://shiftstub.com/privacy End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/