BMI Ahorro Ecuador vs ShiftStub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMI Ahorro Ecuador
Secure your loved ones and save for the future with a 100% online life insurance and savings plan. Start from $25 per month with guaranteed interest and earn cashback on purchases.
- 100% online
- No medical exams
- Fixed price
- 3-minute signup
- Guaranteed 2.5% annual interest
- Cashback on purchases
- Referral rewards
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BMI Ahorro es tu seguro de vida más plan de ahorro 100% online desde $25 al mes, con el que puedas proteger a tus seres queridos y ahorrar para tu futuro con un interés garantizado. ¿POR QUÉ BMI AHORRO? - 100% online - Sin exámenes médicos - Precio fijo para siempre - Contratación en 3 minutos En BMI Ahorro la mensualidad que pagas se divide entre el seguro de vida y el plan de ahorro, lo que te permite proteger a tus seres queridos y ahorrar al mismo tiempo. SEGURO DE VIDA El seguro de vida incluido en BMI Ahorro te ofrece la tranquilidad de que, en caso de que fallezcas, tus seres queridos estarán protegidos financieramente, con coberturas que van desde $30,000 hasta $120,000. PLAN DE AHORRO El plan de ahorro te permite ahorrar con total tranquilidad, ya que te garantiza una rentabilidad mínima del 2.5% anual durante toda la vida del plan. Si bien el plan de ahorro ofrece una rentabilidad proyectada del 3.5% anual durante los primeros diez años y un 6% anual proyectado a partir del año 11. Puedes calcular la proyección de tu ahorro con el simulador en bmiahorro.com/calcula-tu-ahorro/. CASHBACK El cashback es otra ventaja que te permite sumar dinero a tu plan de ahorro por cada compra que hagas a través de BMI Ahorro en marcas como Avianca, Aliexpress, eBay, Booking.com, TIA y Expedia, entre otras. ¿Por qué es un beneficio? Porque sumas dinero a tu plan de ahorro de forma gratuita y sin esfuerzo. Si deseas ahorrar más, siempre podrás hacer aportes extra o recurrentes a través de la aplicación de BMI Ahorro con tu tarjeta de crédito o débito, y si invitas a tus amigos a unirse a BMI Ahorro, puedes recibir hasta $100 de recompensa en tu plan de ahorro. ¡Invierte en tu futuro y protege a quienes amas desde hoy con BMI Ahorro! BMI Ahorro es un producto 100% digital de BMI del Ecuador Compañía de Seguros de Vida S.A. y se encuentra registrado y bajo la supervisión de la Superintendencia de Compañías, Valores y Seguros, mediante No. Registro SCVS-1-1-CG-31-895004420-08032021 del 8 de marzo del 2021.
ShiftStub
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Know your next check before it lands. ShiftStub tracks your shifts and shows what they add up to — with the math on screen, line by line, so you can see where every dollar came from. WHAT IT DOES • Paint your whole rotation in minutes. Tap the days you work, or set up a repeating pattern once — 2-2-3, 4 on 4 off, Panama, whatever yours is — and the calendar fills itself. • See your next check. The number updates as you work, and the forecast tells you where the period is heading. • Show the math. Every figure opens into the arithmetic behind it: hours, rate, overtime, differentials, unpaid breaks. Nothing is a black box. • Overtime, in all the shapes it comes in. Time and a half, double time, daily overtime, the seventh consecutive day, the hospital 8/80 rule. Pick your state and the rules come set up; 8/80 and longer work periods are one tap away under Pay rules. • Night and weekend differentials, and shift premiums, priced into every hour they apply to. • Clock in and out, with a running clock on your lock screen and a widget on your home screen. • Import your schedule. Drop in a calendar file from your work portal, or paste the text your manager sent. ShiftStub reads it and asks about anything unclear. • Track your tips. Cash, card, and what you tipped out — with what you actually kept, per shift and per hour. • Check your check. Type in what your pay stub says and ShiftStub tells you where it differs from what it counted, line by line, with the arithmetic behind each one. WHAT IT DOESN'T DO No account. No sign-up. No ads. No tracking. Your hours, your rate and your pay never leave your phone. There is no server holding your pay data, because there is no server. Everything is worked out on the device in your hand, and it all works with no signal at all. FREE, AND STAYING FREE The pay math is free forever. So is the calendar, the clock, the widgets, the timesheet, the schedule import, the tip tracking, the paycheck check, the plain-text export of your hours, and the encrypted backup of everything. ShiftStub Pro adds spreadsheet (CSV) exports, up to five jobs, and tip comparisons across pay periods. $4.99 a month, $29.99 a year, or $49.99 once. If it lapses, nothing is deleted, hidden or locked — you keep every figure you entered, and every way of getting it out that was free before. HONEST ABOUT WHAT IT IS ShiftStub is a calculator, not your employer's payroll system, and not legal advice. Its figures are estimates based on what you tell it about your job. When it thinks a check looks short, it says so with the arithmetic and suggests asking your employer — it never tells you what you are owed, because it cannot know that. Built for nurses, servers, EMS, warehouse and retail workers, and anyone else paid by the hour on a schedule that moves. Terms of Use: https://shiftstub.com/terms Privacy Policy: https://shiftstub.com/privacy End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: BMI Ahorro Ecuador at none against ShiftStub's 3. BMI Ahorro Ecuador also leads on device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ShiftStub sells 3 in-app purchases, starting at $4.99 per month. BMI Ahorro Ecuador asks for nothing beyond the download.
| Parameter | BMI Ahorro Ecuador | ShiftStub |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 6 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Best Meridian Insurance Company | Alberto Sebastian Valverde |
In-app purchases
BMI Ahorro Ecuador
No in-app purchases
ShiftStub
- ShiftStub Pro — Monthly$4.991 Month
- ShiftStub Pro — Yearly$29.991 Year
- ShiftStub Pro — Lifetime$49.99
Questions
Is BMI Ahorro Ecuador free?
Is ShiftStub free?
Do BMI Ahorro Ecuador or ShiftStub have ads?
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