Comparison

My Simple Expenses vs Moondane

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Simple Expenses

Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.

Highlights
  • Monthly expense tracking
  • Recurring expense management
  • Installment expense management
  • Overdue payment highlighting
  • Detailed expense editing
  • Expense deletion options
Features
Read full description

My Expenses — Simple Bill & Installment Tracker Do you know exactly what you have to pay this month? With My Expenses, you always will. My Expenses is the simplest way to track your monthly bills, fixed expenses, and installment payments — all in one place. No complicated setup. No learning curve. Just open the app, add your expenses, and stay in control. WHY PEOPLE LOVE MY EXPENSES: • Track fixed monthly bills — rent, utilities, subscriptions • Manage installment payments — set the total number of installments and the app tracks every single one automatically (e.g. Car loan 1/36) • Overdue alerts — the app highlights overdue payments so you never miss a due date • Monthly overview — see your total expenses, what's already paid, and your remaining balance at a glance • Simple and fast — add an expense in seconds HOW IT WORKS: Home Screen — your monthly expense list, organized and easy to read. Overdue payments are highlighted so they're impossible to miss. Add Expense — enter the description, amount, and due date. Choose between a one-time expense, a recurring fixed bill, or an installment payment with a set number of months. Expense Detail — view full details, mark as paid, edit, or delete — for just that month, all future months, or all installments at once. Installment Edit — need to adjust a specific month? Edit individual installments without affecting the rest. Download My Expenses for free today and finally know where your money is going.

About

Moondane

Read full description

Moondane is a simple, private expense tracker. Log what you spend in seconds and see where your money goes. No bank login. No account. Your expenses stay on your device and in your own iCloud. YOUR OVERVIEW One screen shows your latest transactions, what you spent this month, what is left, your budgets and the renewals coming up. QUICK TO LOG Amount, date, category, done. No setup and no ads. SIRI AND SHORTCUTS Say "Log an expense in Moondane" and Siri saves it without opening the app. Siri asks for the amount and the category, then shows you the expense. You can undo it. Every Siri action is also a Shortcuts action. Put Log Expense on your Lock Screen, on the Action button or in a shortcut of your own. Quick Log reads one sentence, so "12 on groceries yesterday" is a whole expense. With Apple Intelligence, your device reads the sentence itself. KNOW YOUR PACE Spent this month shows where the month is heading. Your typical month, based on your own history, shows what normal looks like for you. Charts show your cash flow, your monthly totals and how each category compares with a typical month. BUDGETS Set a budget for any category, for a month, a quarter or a year. Moondane tells you when you are heading over. SUBSCRIPTIONS See your recurring payments and the renewals coming up. With Premium, see what you pay each month, a calendar of renewals and the cost by category, and spot the services you stopped using. TAGS Tag expenses across categories to answer questions like "How much did that trip really cost?" WIDGETS Keep what is left this month, your month pace, the week, upcoming renewals and a budget on your Home Screen and Lock Screen. Add an expense from Control Center. iPHONE DUO AND iPAD On iPhone Duo, your cards spread out across the large display. On iPad, they fill the window at any size. PRIVATE BY DESIGN Your data stays on your device and syncs through your own iCloud account. It does not count against your iCloud storage. No servers, no logins, no tracking, nothing to sell. Moondane works fully offline. YOUR DATA STAYS YOURS Import from CSV and export at any time, in a format you can open anywhere. Moondane is free to use. Premium adds budgets, tags, subscription insights and the Upcoming widget. Learn more: https://moondane.app Terms of Use: https://moondane.app/terms-of-service Privacy Policy: https://moondane.app/privacy-policy

Screenshots

My Simple Expenses4 screens
Moondane4 screens

Verdict

The call

The clearest difference is in-app purchases: My Simple Expenses at none against Moondane's 4. My Simple Expenses also leads on iOS requirement (15.1 vs 26.0). Moondane's advantage is ads (none vs shown) and update cadence (every 9 days vs every 5 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Moondane sells 4 in-app purchases, starting at $2.99 per month. My Simple Expenses asks for nothing beyond the download.

UpkeepUpdate frequency

My Simple Expenses ships an update every 5 months, Moondane every 9 days. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
My Simple Expenses versus Moondane: the parameters behind the verdict, then further details
ParameterMy Simple ExpensesMoondane
PriceFreeFree
Rating5.0 (3 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings3 — better—
Update frequencyEvery 5 monthsEvery 9 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size46 MB29 MB
Age rating4+4+
DeveloperGracetech Digital Solutions LLCAlex Popa

In-app purchases

None

My Simple Expenses

No in-app purchases

4 purchases

Moondane

Subscriptions2
  • Monthly Premium$2.991 Month
  • Yearly Premium7 Days trial$19.991 Year
One-time2
  • Lifetime Plus$29.99
  • Lifetime Plus$49.49

Questions

Is My Simple Expenses free?
My Simple Expenses is free to download, with no in-app purchases.
Is Moondane free?
Moondane is free to download, with in-app purchases available.
Do My Simple Expenses or Moondane have ads?
My Simple Expenses shows ads; Moondane does not.
Which is updated more often, My Simple Expenses or Moondane?
My Simple Expenses ships an update every 5 months, and Moondane every 9 days. Most recently, My Simple Expenses was updated on October 20, 2026 and Moondane on October 8, 2026.

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