AgoraPay vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AgoraPay
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Accepting card payments creates a way to your Business, where you can easily can grow. We provide a convenient and great way in just 3 easy steps. Our solution accepts Visa, MasterCard, VPay, Maestro, American Express, and work with Apple Pay and Google Pay as well. Get started 1. Download the Agora Pay App 2. Order the Card Reader on agorapay.eu 3. Within days the Card Accepting solution is on your desk Accept payments 1. Enter the amount in the App 2. Tap, Insert or Swipe the customer card 3. Receipt provided through email 4. Payment secured on your account within 3 days Register on the website in 5 mins.
Expense Tracker
Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.
- AI-powered voice expense entry
- Automatic expense categorization
- Manual expense entry
- Custom category creation
- Beautiful and simple UI/UX
- Privacy-friendly iCloud storage
- No login required
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Introducing MonAi, the app that revolutionizes how you track your daily expenses. With a fun, easy, and beautiful interface, MonAi simplifies expense tracking like never before. No more time-consuming data entry. Enter your expenses just like a voice message and MonAi will automatically split and categorize it for you. No login required, all saved securely in your personal iCloud. EFFORTLESS EXPENSE TRACKING Experience the future of expense tracking with MonAi's seamless voice input feature. Effortlessly capture your expenses by simply speaking them out loud. MonAi's robust AI algorithms intelligently categorize and divide your expenses without any manual effort on your part. Don't worry if voice input isn't your preference—MonAi offers versatile options. Enter expenses manually and still benefit from the app's intelligent categorization. Alternatively, drag and drop a category onto the input field to define your own custom category. MonAi adapts to your needs, making expense tracking quick, fun, and tailored to your style. BEAUTIFUL UI/UX DESIGN Enjoy a delightful and user-friendly interface, carefully designed to elevate your expense tracking experience. Embracing simplicity and elegance, MonAi's user-friendly design ensures that you can focus on what matters—your finances. Unlike overwhelming apps with unnecessary features, MonAi strips away the clutter, presenting you with a streamlined and intuitive interface that makes tracking expenses a pleasure. PRIVACY-FRIENDLY AND SECURE Rest assured knowing that your expense data is stored securely in your own personal iCloud. MonAi values your privacy and does not require any login credentials and doesn't have access to any of your data. Download MonAi now and discover a seamless and efficient way to track your expenses. Take control of your finances and experience the convenience of MonAi. Get to know the app and all of it’s features first with a free trial before you can choose between a monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto-renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Pro features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the terms of service: https://www.get-monai.app/terms
Screenshots
Verdict
The clearest difference is in-app purchases: AgoraPay at none against Expense Tracker's 17. AgoraPay also leads on device support (3 vs 1) and iOS requirement (11.0 vs 18.0). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 17 in-app purchases, starting at $2.99 per month. AgoraPay asks for nothing beyond the download.
AgoraPay ships an update every 3 weeks, Expense Tracker every 2 weeks. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.
| Parameter | AgoraPay | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (886 ratings) — better |
| Positive reviews | — | 82.6% of reviews |
| Number of ratings | — | 886 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 11.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 92 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Mobile POS Europe Korlatolt Felelossegu Tarsasag | Florian Vates |
Bugs and requests
AgoraPay
Not enough reviews yet to summarise bugs or requests.
Expense Tracker
Reported bugs
3 issues- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work
Requested features
6 requests- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics
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- Dark mode option
In-app purchases
AgoraPay
No in-app purchases
Expense Tracker
- Student Monthly7 Days trial$2.991 Month
- Basic monthly intro7 Days trial$2.991 Month
- Advanced$2.991 Month
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- Family month intro7 Days trial$3.991 Month
- Basic monthly7 Days trial$3.991 Month
- Family$3.991 Month
- Student Monthly7 Days trial$4.491 Month
- Family month7 Days trial$5.491 Month
- Monthly7 Days trial$7.991 Month
- Student Yearly7 Days trial$24.991 Year
- Basic yearly intro7 Days trial$24.991 Year
- Advanced$24.991 Year
- Basic yearly7 Days trial$29.991 Year
- Family yearly intro7 Days trial$34.991 Year
- Family$34.991 Year
- Family yearly7 Days trial$39.991 Year
- Yearly7 Days trial$71.991 Year








