PayBy vs H4
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayBy
This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.
- Facial recognition and fingerprint security
- QR code payments
- Cashless and contactless transactions
- Access to coupons and discounts
- Loyalty benefits
- Manage bank cards and mobile top-ups
- Cash in and out functionality
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As an Abu Dhabi-based Fintech company, PayBy is dedicated to meet your various payment needs with the world-class facial recognition and fingerprint technology that guards the security of your funds. Free from the cash-and-carry disorder. Have you ever used QR Code to pay? It’s a cashless, contactless, easy and convenient way to make online and offline payments. All you need is a smartphone and PayBy. Enjoy multiple Coupons & Discounts. Covering high-frequency payment scenarios, including supermarkets, pharmacies, hotels, we offer latest discounts, coupons and exclusive loyalty benefits. Be the first to know and save more with PayBy. More secure and faster access to shop. Guard the security of your shopping with the world-class technology. Only a few simple steps and you are ready to use PayBy. Manage your wallet & finances with higher security. Manage your Bank Card, Mobile Top-up and Cash In & Out without visiting the bank. Save yourself the time, hassle, and cost when managing your finances.
H4
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H4 аппликэйшн өөрийн мэдээллийг нууцлаж эмчээс зөвлөгөө авах аппликэйшн. Зөвхөн эмч бүртгэсэн хүн өөрийн кодыг ашиглан нэвтэрч орно.
Screenshots
Verdict
The clearest difference is update cadence: PayBy at every 5 weeks against H4's every 5 months. PayBy also leads on iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayBy ships an update every 5 weeks, H4 every 5 months. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.
| Parameter | PayBy | H4 |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (10 ratings) — better | — |
| Positive reviews | 15.0% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 5 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 139 MB | 21 MB |
| Age rating | 17+ | 17+ |
| Developer | Botim Money Technology LLC | JMTech LLc |
In-app purchases
PayBy
No in-app purchases
H4
No in-app purchases
