Comparison

PayBy vs CXShield

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayBy

This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.

Highlights
  • Facial recognition and fingerprint security
  • QR code payments
  • Cashless and contactless transactions
  • Access to coupons and discounts
  • Loyalty benefits
  • Manage bank cards and mobile top-ups
  • Cash in and out functionality
Features
Read full description

As an Abu Dhabi-based Fintech company, PayBy is dedicated to meet your various payment needs with the world-class facial recognition and fingerprint technology that guards the security of your funds. Free from the cash-and-carry disorder. Have you ever used QR Code to pay? It’s a cashless, contactless, easy and convenient way to make online and offline payments. All you need is a smartphone and PayBy. Enjoy multiple Coupons & Discounts. Covering high-frequency payment scenarios, including supermarkets, pharmacies, hotels, we offer latest discounts, coupons and exclusive loyalty benefits. Be the first to know and save more with PayBy. More secure and faster access to shop. Guard the security of your shopping with the world-class technology. Only a few simple steps and you are ready to use PayBy. Manage your wallet & finances with higher security. Manage your Bank Card, Mobile Top-up and Cash In & Out without visiting the bank. Save yourself the time, hassle, and cost when managing your finances.

About

CXShield

Features
Read full description

CXShield is a pioneering mobile application that transforms business improvement through innovative mystery shopping audits. Tailored specifically for the B2C and B2B industries related to customer & quality service and business services, the platform seamlessly connects clients with a network of independent freelancers known as Shielders. For Business Owners Empower your business with actionable insights and drive continual improvement through data driven audits. CXShield allows you to: Customize your checklists to focus on what matters most, including product, quality service, hygiene, staff communication, and the overall environment. Access real-time reports featuring photo support and shopper comments for immediate feedback. Monitor performance across multiple branches with detailed analytics and downloadable PDF reports. Manage finances easily using an integrated wallet feature for secure, seamless payments to auditors. For Shielders (Mystery Shoppers) Join the elite Shielder community and earn while you explore local businesses. The application provides: An intuitive dashboard to browse, accept, and complete mystery shopping tasks in your area. Transparent payment tracking with variety payment method. Professional growth through in-app training materials and direct performance feedback from administrators. Flexible task management, allowing you to choose jobs that fit your schedule and preferences. Key Features at a Glance Real Time Dashboard: View overall scores, quality assessments, and task statuses at a glance. Customizable Surveys: Create full or custom surveys tailored to specific products or services. Branch Management: Add and manage multiple locations with specific facility details for accurate auditing. Robust Support: A dedicated ticketing system for technical, account, or checklist issues. Promotion Codes: Redeem unique codes for discounts or complimentary mystery shopping services. CXShield is committed to setting a new standard in the mystery shopping industry by fostering growth and maximizing customer satisfaction for every client.

Screenshots

PayBy4 screens
CXShield4 screens

Verdict

The call

The clearest difference is iOS requirement: PayBy at 11.0 against CXShield's 14. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
PayBy versus CXShield: the parameters behind the verdict, then further details
ParameterPayByCXShield
PriceFreeFree
Rating2.4 (10 ratings) — better—
Positive reviews15.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better14
Further details — not scored
Size139 MB35 MB
Age rating17+4+
DeveloperBotim Money Technology LLCEmad AlSadi

In-app purchases

None

PayBy

No in-app purchases

None

CXShield

No in-app purchases

Questions

Is PayBy free?
PayBy is free to download, with no in-app purchases.
Is CXShield free?
CXShield is free to download, with no in-app purchases.
Do PayBy or CXShield have ads?
Neither PayBy nor CXShield shows ads.
Which is updated more often, PayBy or CXShield?
PayBy ships an update every 5 weeks, and CXShield every 5 weeks. Most recently, PayBy was updated on November 3, 2026 and CXShield on October 31, 2026.

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