Comparison

TCF MTS vs Neocash Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TCF MTS

Easily send money to Nigeria with a fast, secure, and affordable service. This platform simplifies international money transfers, making it cheaper and more efficient for users.

Highlights
  • Send money to Nigeria
  • Faster transfers
  • Secured transactions
  • Cheaper money transfer
Features
Read full description

Send Money to Nigeria. Faster, Secured and Cheaper Money Transfer Service

About

Neocash Mobile

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

Highlights
  • Loan amounts from ₦5,000 to ₦5,000,000
  • Flexible repayment periods
  • Fast loan approval and disbursement
  • No collateral or guarantor needed
  • Secure and reliable loan service
  • Human-touch digital banking
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

Screenshots

TCF MTS3 screens
Neocash Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: TCF MTS at 100% against Neocash Mobile's 14%. TCF MTS also leads on rating (5.0 vs 3.7) and monetization model (free vs ad-supported). Neocash Mobile's advantage is ratings volume (6 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TCF MTS holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Neocash Mobile has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of TCF MTS's written reviews are positive against 14% of Neocash Mobile's.

Scorecard5 real differences · 5 level
TCF MTS versus Neocash Mobile: the parameters behind the verdict, then further details
ParameterTCF MTSNeocash Mobile
PriceFreeFree
Rating5.0 (1 ratings) — better3.7 (6 ratings)
Positive reviews100.0% of reviews — better14.3% of reviews
Number of ratings16 — better
Update frequency—Every 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS10.3 — better15.6
Further details — not scored
Size31 MB159 MB
Age rating4+17+
DeveloperiBank Microfinance Bank LimitedShephard Trust Bank

Customer experience

TCF MTS

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Neocash Mobile

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

In-app purchases

None

TCF MTS

No in-app purchases

None

Neocash Mobile

No in-app purchases

Questions

Is TCF MTS free?
TCF MTS is free to download, with no in-app purchases.
Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Which has better reviews, TCF MTS or Neocash Mobile?
TCF MTS is rated higher. TCF MTS averages 5.0 out of 5 from 1 ratings, while Neocash Mobile averages 3.7 from 6 ratings.
Do TCF MTS or Neocash Mobile have ads?
Neither TCF MTS nor Neocash Mobile shows ads.

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