Unusual Whales vs Modest Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Unusual Whales
Track unusual options activity, crypto whales, and dark pools in real-time. Access live news, sector data, and a comprehensive options profit calculator. Offers educational resources and tutorials for traders.
- Unusual options flow tracking
- Crypto whale and dark pool detection
- Live Bloomberg-level news feed
- Sector chain analysis
- Options profit calculator
- Options education and tutorials
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The unusual whales ocean got a whole lot deeper! Now catch crypto whales, dark pools, live bloomberg level news, sector chains, and the entire options flow in one app. It has an incredible options profit calculator, and was the first application to provide options flow for users. Comes now with helpful tutorials, as well as numerous blog posts about options education, strategies and more. Privacy Policy: https://unusualwhales.com/privacy Terms of Use: https://unusualwhales.com/terms
Modest Finance
Plan your financial independence by setting a net worth goal and budgeting towards it. Get real-time progress updates and AI-powered expense categorization. Avoid overdrafts with checking account balance previews.
- Financial independence planner
- Real-time progress tracking
- AI expense categorization
- Checking account balance previews
- Budgeting tools
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Meet your 24/7 personal financial strategist, providing personalized ideas and reports each week about how to grow your money. Link your accounts through Plaid, and the app builds a living financial model around your household: net worth, savings rate, spending patterns, and a timeline to your goals. It then turns your transactions into categories and a personalized feed of stories. Change something today, and watch your long-term outlook update instantly. What you get: - New reports generated each week tailored to your specific household finances and goals - AI-powered categorization that actually works — bills, flex spend, wedding, and custom categories - Spending insights by year, month, or week with automatic breakdowns - Financial independence timeline that updates daily as your accounts sync - Household dashboard for partners who share goals, not every transaction Built by product people who got tired of clunky finance apps. No spreadsheets required. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Modest Finance at 100% against Unusual Whales's 56%. Modest Finance also leads on rating (5.0 vs 4.5). Unusual Whales's advantage is ratings volume (645 vs 13) and chart position (#142 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Unusual Whales sells 14 in-app purchases, starting at $9.99 per month and Modest Finance sells 4 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.
Modest Finance holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Unusual Whales has 645 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 56% of Unusual Whales's written reviews are positive against 100% of Modest Finance's.
Unusual Whales ships an update every 5 days, Modest Finance every 4 days. The most recent releases landed on September 22, 2026 and June 23, 2026 respectively.
| Parameter | Unusual Whales | Modest Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (645 ratings) | 5.0 (13 ratings) — better |
| Positive reviews | 55.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 645 — better | 13 |
| Update frequency | Every 5 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #142 — better | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.6 | 18.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Unusual Whales Inc | Modest Ventures LLC |
Customer experience
Unusual Whales
Modest Finance
Bugs and requests
Unusual Whales
Reported bugs
12 issues- Mobile alerts not working properly despite reinstalls
- Push notifications not delivering
- App crashes on launch
- Forced logout when navigating between pages
- Incorrect 52-week high data
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- Call premium info not visible on mobile
- Market tide section overlapping text
- Flow alerts showing overlapping information
- Strike price missing from alert details
- Unresponsive buttons on mobile
- Notification settings not persisting
- Login credentials not working for free tier users
Requested features
12 requests- Landscape mode for iPad
- Futures contracts and options support (ES, NQ)
- Drawing tools for resistance/support levels
- GexBot-like features
- Volatility section for stocks
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- Better alert filtering on mobile
- Custom alert editing within mobile app
- Streamlined dashboard with sidebar chat
- More relative scanning (averages vs absolute values)
- Hot chains and mobile payments
- Improved notification customization
- Better UI optimization for mobile devices
Modest Finance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Unusual Whales
- Periscope Access$9.991 Month
- Portfolios Access$11.991 Month
- Retail Basic Monthly1 Month trial$49.991 Month
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- Super Premium$49.991 Month
- Super Premium with Periscope$59.991 Month
- Retail Pro Monthly1 Month trial$74.991 Month
- Professional Monthly$100.001 Month
- Retail Max Monthly1 Month trial$119.991 Month
- Professional Monthly$199.991 Month
- Retail Basic Annual$500.001 Year
- Super Premium Annual$599.991 Year
- Super Premium with Periscope$719.991 Year
- Retail Pro Annual$749.991 Year
- Professional Annual$1000.001 Year
Modest Finance
- Monthly Subscription7 Days trial2 variants$8.991 Month
- Monthly Subscription1 Month trial$8.991 Month
- Annual Subscription7 Days trial2 variants$80.991 Year
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- Annual Subscription1 Month trial$80.991 Year
Questions
Is Unusual Whales free?
Is Modest Finance free?
Which has better reviews, Unusual Whales or Modest Finance?
Do Unusual Whales or Modest Finance have ads?
Which is updated more often, Unusual Whales or Modest Finance?
Other comparisons
