Bank Zero vs AP Central
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bank Zero
A modern, app-driven bank offering robust financial services for individuals and businesses at no cost. Features include secure transactions, account management, and dedicated support. Explore unique banking functionalities and manage your finances seamlessly.
- App-driven banking
- Zero cost services
- Individual and business accounts
- Secure patented card
- Dedicated banking specialists
- Account opening and management
- Payment and transfer services
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Powerful and robust banking... at Zero cost! Bank Zero is a modern App-driven bank for individuals AND businesses. Customers also get a secure patented card and can chat via email with a dedicated team of banking specialists. Visit www.BankZero.co.za for 16 powerful unique features and more... You can do these banking activities: • Register • Open accounts including investments • Businesses banking and related functionality • Relationship Banking and Auth Chain • Opening of new business types - Pty, Solo, CC, NPO's, NPI's and Partnerships • Pay • Apple Pay • SARS/Public Recipient Pay • Transfer • Buy prepaid • Send Money • Pay via QR code • Pay many for multiple payments • Import recipient list for Pay Many using CSV upload • Pay Immediately • Stopping of Debit Orders • Update business FICA at any time • Download your statements and letters • Ability to switch daily emails on/off • Add your children (so they get full access) • Link people to your account, like friends and family • Setup owners/officials and the authorisation chain for your businesses
AP Central
Effortlessly capture and upload receipts directly to QuickBooks Online. Streamline invoice processing and eliminate manual data entry for enhanced financial tracking with minimal effort.
- Receipt scanning and uploading
- QuickBooks Online integration
- Automated transaction recording
- Invoice processing
- Eliminates manual data entry
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AP Central specializes in receipt scanning, effortlessly capturing and uploading receipts directly within the app. Each transaction is swiftly and accurately recorded in QuickBooks Online, eliminating the need for manual data entry. Additionally, AP Central offers streamlined invoice processing, enhancing your financial tracking with minimal effort.
Screenshots
Verdict
The clearest difference is rating: AP Central at 5.0 against Bank Zero's 3.5. AP Central also leads on review sentiment (100% vs 67%). Bank Zero's advantage is ratings volume (12 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AP Central holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Bank Zero has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 67% of Bank Zero's written reviews are positive against 100% of AP Central's.
| Parameter | Bank Zero | AP Central |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (12 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 12 — better | 2 |
| Update frequency | Every 5 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 148 MB | 25 MB |
| Age rating | 9+ | 4+ |
| Developer | Bank Zero | Ademero, Inc. |
Customer experience
Bank Zero
AP Central
In-app purchases
Bank Zero
No in-app purchases
AP Central
No in-app purchases
