Comparison

icash Pay vs 華銀企業行動+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

icash Pay

This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.

Highlights
  • Multiple payment options (e-wallet, bank account, credit card)
  • Cash and invoice top-ups
  • Automatic top-up linking
  • QR code payments and transfers
  • Online bill payments
  • Loyalty point accumulation
  • Integrated icash 2.0 features
Features
Read full description

為豐富icash Pay 電子支付服務,進一步提升用戶的使用體驗,icash Pay App 以全新的樣貌亮眼登場,亦提供更多元的支付選擇(icash Pay電支帳戶、銀行帳戶、信用卡)及更多服務(icash 2.0/線上繳費/中獎發票儲值/跨行轉帳),操作上力求以更貼近消費者的角度設計功能,給icash Pay用戶煥然一新的支付體驗。 【icash Pay介紹】 icash Pay 為愛金卡公司經營之電子支付APP,儲值、提領、支付、轉帳服務一次搞定! icash Pay 可於全台7-ELEVEN及合作通路消費輕鬆累積OPENPOINT點數。 【合作通路】 7-ELEVEN、夢時代購物中心、統一時代百貨、BEING spa、BEING sport、 BEING fit、聖德科斯、COLD STONE、Semeur 聖娜、21風味館/21 PLUS、Mister Donut、星巴克、康是美、統一精工速邁樂加油站、博客來、台灣大車隊、繳付兩大停車場停車費用(嘟嘟房/詮營,可使用場站依現場公告為主) 【功能介紹】 1.儲值:icash Pay 可透過現金或中獎發票儲值,也可連結合作銀行帳戶進行自動加值或差額儲值等服務 2.支付:可選擇使用icash Pay電支帳戶、銀行帳戶、信用卡方式,支付時出示付款碼或是掃碼支付輕鬆又便利! 3.轉帳:icash Pay 提供用戶自行與跨行轉帳,掃描QR CODE轉帳,快速又方便歐。 4.icash Pay 提供乘車碼功能、線上繳費功能 5.icash Pay提供連結icash 2.0自動加值服務,方便使用者在統一超商使用icash 2.0交易餘額不足時可透由icash Pay加值至卡片。 6.icash Pay 提供線上繳費服務。 7.將原icash 2.0 APP功能整合進icash Pay。 【支援規格】 手機支援規格如下: - iOS系統13.0以上的版本 請於上述建議使用環境下升級或安裝應用程式,否則可能導致APP無法使用 提醒您啟動行動裝置應用程式時,如偵測行動裝置疑似遭破解,使用者應注意風險,安裝或首次啟動應用程式時,應於行動裝置上安裝防毒軟體,謝謝您。 icash Pay客服中心: 手機請撥:02-2657-6388 / 市話請撥:0800-233-888 透過電子郵件信箱來信:service@mail.icash.com.tw 【平台說明】 icash Pay 為具電子支付執照之支付平台,主要提供儲值、支付、轉帳等服務。App 中若出現合作銀行相關資訊或連結,係為提供用戶查詢與轉導至該合作銀行官方網站,所有金融商品及相關服務由該銀行獨立辦理,icash Pay 並不參與授信審核或資金處理流程。

About

華銀企業行動+

This app provides a streamlined mobile banking experience for small and medium-sized businesses. It offers features for account inquiries, transfers, loan disbursement, foreign exchange, and bill payments, all accessible through a user-friendly interface.

Highlights
  • Account balance and transaction inquiries
  • Domestic and foreign currency transfers
  • Online loan disbursement
  • Foreign exchange rate previews and trading
  • Bill and tax payment
  • Push notifications for incoming payments
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『華銀企業行動+』APP,為中小企業主、企業中高階主管「行動商務」需求,規劃功能簡潔的操作介面,藉由使用者需求做為APP開發理念,打造貼心的行動應用服務。 ※APP服務項目※ 【帳務查詢】 提供臺、外幣及託收票據總覽、存款交易明細,並支援集團查詢功能。 【轉帳服務】 台、外幣單筆轉帳、支援台幣整批交易核放及台幣轉帳後增列常用帳號功能。 【授信動撥】 企業具有本行短期放款或短期擔保有效額度,線上指示免跑分行,達到快速融資目的。 【快速預覽】 事前約定免登入,快速得知外匯即期匯率等關鍵訊息。 【應收帳款通知】 特定入帳金額、指定帳號,APP主動提供通知,追蹤訊息不漏接。 【買賣外幣】 透過匯率到價服務,提供外幣買賣功能,單人模式的企業戶支援IXML憑證申報,持續擴充企業行動應用場景。 【外匯匯入款查詢/解款】 透過APP即可查詢國外客戶匯入款項,並解款入帳。 【繳費稅功能】 提供國稅、地方稅、中華電信、健保費、國民年金等,共10種繳費項目。 【外幣定存服務】 透過台幣、外幣承做外幣定存功能,讓企業對自有資金能做更有效率的配置。 後續開發項目:陸續新增外匯匯出匯款覆核/放行功能、增列多元繳費交易、強化行動裝置簽章等便利功能,持續站在您的角度,優化各項線上服務。 ※APP使用權限說明※ 【Face ID/指紋辨識】 透過行動裝置所提供的生物識別方式,應用在快速登入服務之中。 【通知】 APP如提供推播訊息時,需同意本項權限。 【行動數據】 APP需在連線環境下才可使用。 【相機】 係應用在APP繳費稅項目,透由鏡頭識別條碼內容匯入,節省人為輸入時間。 ※隱私權聲明※ 當您下載此App時,即代表您已詳閱並同意本行網站「隱私權保護聲明」。 【隱私權保護聲明】https://hncb.tw/83t8sp/ ※華南銀行提醒您※ 為確保您的機構有關銀行帳務及線上交易安全,建議安裝防護軟體,並避免使用JB等行動裝置。 本行APP僅透過官方下載管道(如App Store)提供,請勿於非官方來源下載或安裝,以確保您使用安全並避免資訊安全風險。

Screenshots

icash Pay4 screens
華銀企業行動+3 screens

Verdict

The call

The clearest difference is rating: 華銀企業行動+ at 4.6 against icash Pay's 3.4. icash Pay's advantage is review sentiment (29% vs 0%) and update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

華銀企業行動+ holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 24 and 21 respectively. Written reviews complicate that: 29% of icash Pay's written reviews are positive against 0% of 華銀企業行動+'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

icash Pay ships an update monthly, 華銀企業行動+ every 2 months. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
icash Pay versus 華銀企業行動+: the parameters behind the verdict, then further details
Parametericash Pay華銀企業行動+
PriceFreeFree
Rating3.4 (24 ratings)4.6 (21 ratings) — better
Positive reviews28.6% of reviews — better0.0% of reviews
Number of ratings24 — better21
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size183 MB82 MB
Age rating4+17+
Developer愛金卡股份有限公司 icash Corporation Co.Hua Nan Commercial Bank

Customer experience

icash Pay

All ratings24 ratings
Positive58.3%
Neutral4.2%
Negative37.5%
Written reviews7 reviews
Positive28.6%
Neutral14.3%
Negative57.1%

華銀企業行動+

All ratings16 ratings
Positive87.5%
Neutral6.3%
Negative6.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

icash Pay

No in-app purchases

None

華銀企業行動+

No in-app purchases

Questions

Is icash Pay free?
icash Pay is free to download, with no in-app purchases.
Is 華銀企業行動+ free?
華銀企業行動+ is free to download, with no in-app purchases.
Which has better reviews, icash Pay or 華銀企業行動+?
華銀企業行動+ is rated higher. icash Pay averages 3.4 out of 5 from 24 ratings, while 華銀企業行動+ averages 4.6 from 21 ratings.
Do icash Pay or 華銀企業行動+ have ads?
Neither icash Pay nor 華銀企業行動+ shows ads.
Which is updated more often, icash Pay or 華銀企業行動+?
icash Pay ships an update monthly, and 華銀企業行動+ every 2 months. Most recently, icash Pay was updated on November 3, 2026 and 華銀企業行動+ on November 3, 2026.

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