Comparison

玉山Wallet vs icash Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

玉山Wallet

Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.

Highlights
  • Instant card binding
  • Apple Pay integration
  • Multiple payment methods
  • Bill inquiry and payment
  • Installment applications
  • Card transaction controls
  • Point redemption
Features
Read full description

玉山Wallet 生活隨行 簡單支付,玉山支付會員必備App 【多元便捷的支付體驗】 - 即時綁卡:還沒收到實體卡也可以透過玉山Wallet 綁定條碼/掃碼付和Apple Pay開始消費! - 同步加入Apple Pay:透過玉山Wallet同步將卡片加入Apple Pay,簡單加卡,輕鬆付款。 - 信用卡、簽帳金融卡、電子支付多種付款方式,自由切換。使用玉山電子支付,可在全台「台灣Pay」、「TWQR」及「日本PayPay」合作商店消費! 【帳務查詢、繳款,一次滿足】 - 查詢最近12期帳單及未入帳明細,看完帳單立即繳款! - 帳單分期、單筆分期、指定卡片分期,線上即可申請。 【自主安心的用卡服務】 - 結合玉山Unicard自主選擇回饋方案、訂閱升級。 - 推播通知:開啟推播通知,刷卡1元即推播,消費推播、帳務訊息、活動消息不漏接。 - 自由開關卡片交易通路與單筆限額,貼近你的使用習慣。 - App首頁任你選,自主設定首頁,想換就換。 - 數位e卡核卡後可於玉山Wallet 查詢信用卡號、卡片效期及末三碼。 【貼近生活的多元服務】 - 玉山e point 好好用:1點等於1元,可折抵消費、兌換電子商品券、哩程及愛心捐款。 - 查看市區停車優惠及剩餘天數:點選[生活]>[卡友服務]>[市區停車],符合資格即可查詢。 - 購買票券、繳稅(牌照稅、綜所稅、房屋稅、地價稅)、保險,輕鬆搞定。 【金融友善版】  - 提供貼心的無障礙金融服務,包括各期帳單、未入帳明細、可用額度、線上繳款等功能。 ※建議您安裝防毒軟體以保護行動裝置的安全。 ※「玉山Wallet」於註冊時未就身分證號碼、手機號碼、出生年月日、電子信箱欄位進行隱碼,以利您於註冊時得確認所輸入之資訊無誤。 玉山手機信用卡官網及常見問題:https://esun.co/waapp1 顧客資料保密措施聲明:https://esun.co/waapp2 玉山銀行蒐集、處理及利用個人資料法定告知事項:https://esun.co/waapp3 玉山銀行24小時服務專線:(02)2182-1313、0800-30-1313 (手機請撥付費專線)。 玉山銀行地址:臺北市松山區民生東路3段115號及117號

About

icash Pay

This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.

Highlights
  • Multiple payment options (e-wallet, bank account, credit card)
  • Cash and invoice top-ups
  • Automatic top-up linking
  • QR code payments and transfers
  • Online bill payments
  • Loyalty point accumulation
  • Integrated icash 2.0 features
Features
Read full description

為豐富icash Pay 電子支付服務,進一步提升用戶的使用體驗,icash Pay App 以全新的樣貌亮眼登場,亦提供更多元的支付選擇(icash Pay電支帳戶、銀行帳戶、信用卡)及更多服務(icash 2.0/線上繳費/中獎發票儲值/跨行轉帳),操作上力求以更貼近消費者的角度設計功能,給icash Pay用戶煥然一新的支付體驗。 【icash Pay介紹】 icash Pay 為愛金卡公司經營之電子支付APP,儲值、提領、支付、轉帳服務一次搞定! icash Pay 可於全台7-ELEVEN及合作通路消費輕鬆累積OPENPOINT點數。 【合作通路】 7-ELEVEN、夢時代購物中心、統一時代百貨、BEING spa、BEING sport、 BEING fit、聖德科斯、COLD STONE、Semeur 聖娜、21風味館/21 PLUS、Mister Donut、星巴克、康是美、統一精工速邁樂加油站、博客來、台灣大車隊、繳付兩大停車場停車費用(嘟嘟房/詮營,可使用場站依現場公告為主) 【功能介紹】 1.儲值:icash Pay 可透過現金或中獎發票儲值,也可連結合作銀行帳戶進行自動加值或差額儲值等服務 2.支付:可選擇使用icash Pay電支帳戶、銀行帳戶、信用卡方式,支付時出示付款碼或是掃碼支付輕鬆又便利! 3.轉帳:icash Pay 提供用戶自行與跨行轉帳,掃描QR CODE轉帳,快速又方便歐。 4.icash Pay 提供乘車碼功能、線上繳費功能 5.icash Pay提供連結icash 2.0自動加值服務,方便使用者在統一超商使用icash 2.0交易餘額不足時可透由icash Pay加值至卡片。 6.icash Pay 提供線上繳費服務。 7.將原icash 2.0 APP功能整合進icash Pay。 【支援規格】 手機支援規格如下: - iOS系統13.0以上的版本 請於上述建議使用環境下升級或安裝應用程式,否則可能導致APP無法使用 提醒您啟動行動裝置應用程式時,如偵測行動裝置疑似遭破解,使用者應注意風險,安裝或首次啟動應用程式時,應於行動裝置上安裝防毒軟體,謝謝您。 icash Pay客服中心: 手機請撥:02-2657-6388 / 市話請撥:0800-233-888 透過電子郵件信箱來信:service@mail.icash.com.tw 【平台說明】 icash Pay 為具電子支付執照之支付平台,主要提供儲值、支付、轉帳等服務。App 中若出現合作銀行相關資訊或連結,係為提供用戶查詢與轉導至該合作銀行官方網站,所有金融商品及相關服務由該銀行獨立辦理,icash Pay 並不參與授信審核或資金處理流程。

Screenshots

玉山Wallet4 screens
icash Pay4 screens

Verdict

The call

The clearest difference is review sentiment: 玉山Wallet at 76% against icash Pay's 29%. 玉山Wallet also leads on rating (4.9 vs 3.4) and ratings volume (793 vs 24). icash Pay's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

玉山Wallet holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: 玉山Wallet has 793 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 76% of 玉山Wallet's written reviews are positive against 29% of icash Pay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 6 level
玉山Wallet versus icash Pay: the parameters behind the verdict, then further details
Parameter玉山Walleticash Pay
PriceFreeFree
Rating4.9 (793 ratings) — better3.4 (24 ratings)
Positive reviews75.9% of reviews — better28.6% of reviews
Number of ratings793 — better24
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size125 MB178 MB
Age rating4+4+
Developer玉山銀行愛金卡股份有限公司 icash Corporation Co.

Customer experience

玉山Wallet

All ratings793 ratings
Positive97.7%
Neutral1.0%
Negative1.3%
Written reviews58 reviews
Positive75.9%
Neutral5.2%
Negative19.0%

icash Pay

All ratings24 ratings
Positive58.3%
Neutral4.2%
Negative37.5%
Written reviews7 reviews
Positive28.6%
Neutral14.3%
Negative57.1%

In-app purchases

None

玉山Wallet

No in-app purchases

None

icash Pay

No in-app purchases

Questions

Is 玉山Wallet free?
玉山Wallet is free to download, with no in-app purchases.
Is icash Pay free?
icash Pay is free to download, with no in-app purchases.
Which has better reviews, 玉山Wallet or icash Pay?
玉山Wallet is rated higher. 玉山Wallet averages 4.9 out of 5 from 793 ratings, while icash Pay averages 3.4 from 24 ratings.
Do 玉山Wallet or icash Pay have ads?
Neither 玉山Wallet nor icash Pay shows ads.
Which is updated more often, 玉山Wallet or icash Pay?
玉山Wallet ships an update monthly, and icash Pay monthly. Most recently, 玉山Wallet was updated on September 23, 2026 and icash Pay on September 10, 2026.

Other comparisons