Comparison

中國信託行動銀行 vs 玉山Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中國信託行動銀行

Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.

Features
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The CTBC mobile banking app from CTBC Bank delivers globally acclaimed digital services, enabling you effortlessly manage your account 24/7 and enjoy financial convenience. The English version of CTBC mobile banking app offers: 【Security Use】 • 2-step verification and new login security alert • Real-time push notifications for unknown device login 【Everyday Banking Services】 • NTD account overview and transfer • FCY account overview, transfer, and exchange • Credit card overview, bill payment, and card activation • Pay telecom and utility bills 【Investment Services】 • Investment portfolio • Insurance overview Please install antivirus apps on your mobile device to ensure your account’s safety.

About

玉山Wallet

Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.

Highlights
  • Instant card binding
  • Apple Pay integration
  • Multiple payment methods
  • Bill inquiry and payment
  • Installment applications
  • Card transaction controls
  • Point redemption
Features
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玉山Wallet 生活隨行 簡單支付,玉山支付會員必備App 【多元便捷的支付體驗】 - 即時綁卡:還沒收到實體卡也可以透過玉山Wallet 綁定條碼/掃碼付和Apple Pay開始消費! - 同步加入Apple Pay:透過玉山Wallet同步將卡片加入Apple Pay,簡單加卡,輕鬆付款。 - 信用卡、簽帳金融卡、電子支付多種付款方式,自由切換。使用玉山電子支付,可在全台「台灣Pay」、「TWQR」及「日本PayPay」合作商店消費! 【帳務查詢、繳款,一次滿足】 - 查詢最近12期帳單及未入帳明細,看完帳單立即繳款! - 帳單分期、單筆分期、指定卡片分期,線上即可申請。 【自主安心的用卡服務】 - 結合玉山Unicard自主選擇回饋方案、訂閱升級。 - 推播通知:開啟推播通知,刷卡1元即推播,消費推播、帳務訊息、活動消息不漏接。 - 自由開關卡片交易通路與單筆限額,貼近你的使用習慣。 - App首頁任你選,自主設定首頁,想換就換。 - 數位e卡核卡後可於玉山Wallet 查詢信用卡號、卡片效期及末三碼。 【貼近生活的多元服務】 - 玉山e point 好好用:1點等於1元,可折抵消費、兌換電子商品券、哩程及愛心捐款。 - 查看市區停車優惠及剩餘天數:點選[生活]>[卡友服務]>[市區停車],符合資格即可查詢。 - 購買票券、繳稅(牌照稅、綜所稅、房屋稅、地價稅)、保險,輕鬆搞定。 【金融友善版】  - 提供貼心的無障礙金融服務,包括各期帳單、未入帳明細、可用額度、線上繳款等功能。 ※建議您安裝防毒軟體以保護行動裝置的安全。 ※「玉山Wallet」於註冊時未就身分證號碼、手機號碼、出生年月日、電子信箱欄位進行隱碼,以利您於註冊時得確認所輸入之資訊無誤。 玉山手機信用卡官網及常見問題:https://esun.co/waapp1 顧客資料保密措施聲明:https://esun.co/waapp2 玉山銀行蒐集、處理及利用個人資料法定告知事項:https://esun.co/waapp3 玉山銀行24小時服務專線:(02)2182-1313、0800-30-1313 (手機請撥付費專線)。 玉山銀行地址:臺北市松山區民生東路3段115號及117號

Screenshots

中國信託行動銀行4 screens
玉山Wallet4 screens

Verdict

The call

中國信託行動銀行 and 玉山Wallet both sit at 4.9 stars, but that hides the real split: 76% of 玉山Wallet's written reviews are positive against 28% of 中國信託行動銀行's. 中國信託行動銀行's advantage is ratings volume (4.5K vs 793) and device support (4 vs 2). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for 中國信託行動銀行 against 4.9 for 玉山Wallet. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.5K ratings behind it against 793, so its average is the more settled of the two. Written reviews are what separate them: 28% of 中國信託行動銀行's written reviews are positive against 76% of 玉山Wallet's.

UpkeepUpdate frequency

中國信託行動銀行 ships an update every 3 weeks, 玉山Wallet monthly. Both last shipped on September 23, 2026.

Scorecard3 real differences · 7 level
中國信託行動銀行 versus 玉山Wallet: the parameters behind the verdict, then further details
Parameter中國信託行動銀行玉山Wallet
PriceFreeFree
Rating4.9 (4.5K ratings)4.9 (793 ratings)
Positive reviews27.6% of reviews75.9% of reviews — better
Number of ratings4.5K — better793
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS14 — better15.0
Further details — not scored
Size214 MB125 MB
Age rating4+4+
DeveloperCTBC Bank Co., Ltd.玉山銀行

Customer experience

中國信託行動銀行

All ratings4,546 ratings
Positive97.4%
Neutral0.9%
Negative1.6%
Written reviews98 reviews
Positive27.6%
Neutral8.2%
Negative64.3%

玉山Wallet

All ratings793 ratings
Positive97.7%
Neutral1.0%
Negative1.3%
Written reviews58 reviews
Positive75.9%
Neutral5.2%
Negative19.0%

Bugs and requests

中國信託行動銀行

Reported bugs

3 issues
  • Inability to update app from overseas locations
  • Login issues with special characters in passwords
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Support for biometric login (e.g., fingerprint, face ID)
  • Improved international banking features
  • Customizable app settings and layout
  • Enhanced transaction history and analytics

玉山Wallet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

中國信託行動銀行

No in-app purchases

None

玉山Wallet

No in-app purchases

Questions

Is 中國信託行動銀行 free?
中國信託行動銀行 is free to download, with no in-app purchases.
Is 玉山Wallet free?
玉山Wallet is free to download, with no in-app purchases.
Which has better reviews, 中國信託行動銀行 or 玉山Wallet?
中國信託行動銀行 and 玉山Wallet are both rated 4.9 out of 5 on the App Store, from 4.5K and 793 ratings respectively.
Do 中國信託行動銀行 or 玉山Wallet have ads?
Neither 中國信託行動銀行 nor 玉山Wallet shows ads.
Which is updated more often, 中國信託行動銀行 or 玉山Wallet?
中國信託行動銀行 ships an update every 3 weeks, and 玉山Wallet monthly. Most recently, 中國信託行動銀行 was updated on September 23, 2026 and 玉山Wallet on September 23, 2026.

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