國泰世華網路銀行CUBE vs 玉山Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
國泰世華網路銀行CUBE
This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.
- Quick login
- Account inquiry (NTD & FCY)
- Transfers (NTD & FCY)
- FCY trading
- Exchange rate inquiry
- Credit card management
- Two-step verification
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CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 ． Quick login ． NTD account inquiry ． NTD transfer ． FCY account inquiry ． FCY transfer ． FCY trading ． Exchange rate inquiry ． Credit card transaction details inquiry ． Credit card statements inquiry and payments ． Credit card (CUBE Card) rewards category switch 〔Security〕 ． Protects accounts with two-step verification ． Safeguards login security with FIDO authentication ． Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ ． For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 ． To ensure your account security, please install security software on your mobile device. ． To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. ． By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” ． 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ ． Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City
玉山Wallet
Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.
- Instant card binding
- Apple Pay integration
- Multiple payment methods
- Bill inquiry and payment
- Installment applications
- Card transaction controls
- Point redemption
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玉山Wallet 生活隨行 簡單支付，玉山支付會員必備App 【多元便捷的支付體驗】 - 即時綁卡：還沒收到實體卡也可以透過玉山Wallet 綁定條碼/掃碼付和Apple Pay開始消費！ - 同步加入Apple Pay：透過玉山Wallet同步將卡片加入Apple Pay，簡單加卡，輕鬆付款。 - 信用卡、簽帳金融卡、電子支付多種付款方式，自由切換。使用玉山電子支付，可在全台「台灣Pay」、「TWQR」及「日本PayPay」合作商店消費！ 【帳務查詢、繳款，一次滿足】 - 查詢最近12期帳單及未入帳明細，看完帳單立即繳款！ - 帳單分期、單筆分期、指定卡片分期，線上即可申請。 【自主安心的用卡服務】 - 結合玉山Unicard自主選擇回饋方案、訂閱升級。 - 推播通知：開啟推播通知，刷卡1元即推播，消費推播、帳務訊息、活動消息不漏接。 - 自由開關卡片交易通路與單筆限額，貼近你的使用習慣。 - App首頁任你選，自主設定首頁，想換就換。 - 數位e卡核卡後可於玉山Wallet 查詢信用卡號、卡片效期及末三碼。 【貼近生活的多元服務】 - 玉山e point 好好用：1點等於1元，可折抵消費、兌換電子商品券、哩程及愛心捐款。 - 查看市區停車優惠及剩餘天數：點選[生活]>[卡友服務]>[市區停車]，符合資格即可查詢。 - 購買票券、繳稅(牌照稅、綜所稅、房屋稅、地價稅)、保險，輕鬆搞定。 【金融友善版】 - 提供貼心的無障礙金融服務，包括各期帳單、未入帳明細、可用額度、線上繳款等功能。 ※建議您安裝防毒軟體以保護行動裝置的安全。 ※「玉山Wallet」於註冊時未就身分證號碼、手機號碼、出生年月日、電子信箱欄位進行隱碼，以利您於註冊時得確認所輸入之資訊無誤。 玉山手機信用卡官網及常見問題：https://esun.co/waapp1 顧客資料保密措施聲明：https://esun.co/waapp2 玉山銀行蒐集、處理及利用個人資料法定告知事項：https://esun.co/waapp3 玉山銀行24小時服務專線：(02)2182-1313、0800-30-1313 (手機請撥付費專線)。 玉山銀行地址：臺北市松山區民生東路3段115號及117號
Screenshots
Verdict
國泰世華網路銀行CUBE and 玉山Wallet both sit at 4.8 stars, but that hides the real split: 76% of 玉山Wallet's written reviews are positive against 35% of 國泰世華網路銀行CUBE's. 國泰世華網路銀行CUBE's advantage is update cadence (fortnightly vs monthly). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.9 for 玉山Wallet. Both are backed by a comparable volume of ratings — 1.8K and 793 respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 76% of 玉山Wallet's.
國泰世華網路銀行CUBE ships an update fortnightly, 玉山Wallet monthly. Both last shipped on September 23, 2026.
| Parameter | 國泰世華網路銀行CUBE | 玉山Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.8K ratings) | 4.9 (793 ratings) — better |
| Positive reviews | 35.1% of reviews | 75.9% of reviews — better |
| Number of ratings | 1.8K — better | 793 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 349 MB | 125 MB |
| Age rating | 4+ | 4+ |
| Developer | Cathay United Bank | 玉山銀行 |
Customer experience
國泰世華網路銀行CUBE
玉山Wallet
In-app purchases
國泰世華網路銀行CUBE
No in-app purchases
玉山Wallet
No in-app purchases
