Richart Life vs icash Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Richart Life
This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.
- Integrated lifestyle services
- Mobile payment support
- Loyalty point redemption
- Credit card management
- Real-time transaction notifications
- Coupon access
Read full descriptionHide full description
我們持續優化各項服務的使用介面,除了既有的信用卡相關服務,新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務,將生活再升級!/立刻下載台新Richart Life,體驗台新銀行生活金融生態圈。 Richart Life特色說明: 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能,一手掌握個人日常服務,提供全方位的便利生活! 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定,購物不再需要掏出錢包,使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換,屬於你的好康,就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便,另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知,確保交易安全。 6.優惠券好康 刷卡優惠隨時查,領券即享優惠,好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤,請撥打台新客服更新02)2655-3355。 為保障您的使用安全,建議您應於行動裝置上安裝防毒軟體,以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形
icash Pay
This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.
- Multiple payment options (e-wallet, bank account, credit card)
- Cash and invoice top-ups
- Automatic top-up linking
- QR code payments and transfers
- Online bill payments
- Loyalty point accumulation
- Integrated icash 2.0 features
Read full descriptionHide full description
為豐富icash Pay 電子支付服務,進一步提升用戶的使用體驗,icash Pay App 以全新的樣貌亮眼登場,亦提供更多元的支付選擇(icash Pay電支帳戶、銀行帳戶、信用卡)及更多服務(icash 2.0/線上繳費/中獎發票儲值/跨行轉帳),操作上力求以更貼近消費者的角度設計功能,給icash Pay用戶煥然一新的支付體驗。 【icash Pay介紹】 icash Pay 為愛金卡公司經營之電子支付APP,儲值、提領、支付、轉帳服務一次搞定! icash Pay 可於全台7-ELEVEN及合作通路消費輕鬆累積OPENPOINT點數。 【合作通路】 7-ELEVEN、夢時代購物中心、統一時代百貨、BEING spa、BEING sport、 BEING fit、聖德科斯、COLD STONE、Semeur 聖娜、21風味館/21 PLUS、Mister Donut、星巴克、康是美、統一精工速邁樂加油站、博客來、台灣大車隊、繳付兩大停車場停車費用(嘟嘟房/詮營,可使用場站依現場公告為主) 【功能介紹】 1.儲值:icash Pay 可透過現金或中獎發票儲值,也可連結合作銀行帳戶進行自動加值或差額儲值等服務 2.支付:可選擇使用icash Pay電支帳戶、銀行帳戶、信用卡方式,支付時出示付款碼或是掃碼支付輕鬆又便利! 3.轉帳:icash Pay 提供用戶自行與跨行轉帳,掃描QR CODE轉帳,快速又方便歐。 4.icash Pay 提供乘車碼功能、線上繳費功能 5.icash Pay提供連結icash 2.0自動加值服務,方便使用者在統一超商使用icash 2.0交易餘額不足時可透由icash Pay加值至卡片。 6.icash Pay 提供線上繳費服務。 7.將原icash 2.0 APP功能整合進icash Pay。 【支援規格】 手機支援規格如下: - iOS系統13.0以上的版本 請於上述建議使用環境下升級或安裝應用程式,否則可能導致APP無法使用 提醒您啟動行動裝置應用程式時,如偵測行動裝置疑似遭破解,使用者應注意風險,安裝或首次啟動應用程式時,應於行動裝置上安裝防毒軟體,謝謝您。 icash Pay客服中心: 手機請撥:02-2657-6388 / 市話請撥:0800-233-888 透過電子郵件信箱來信:service@mail.icash.com.tw 【平台說明】 icash Pay 為具電子支付執照之支付平台,主要提供儲值、支付、轉帳等服務。App 中若出現合作銀行相關資訊或連結,係為提供用戶查詢與轉導至該合作銀行官方網站,所有金融商品及相關服務由該銀行獨立辦理,icash Pay 並不參與授信審核或資金處理流程。
Screenshots
Verdict
The clearest difference is rating: icash Pay at 3.4 against Richart Life's 1.9. icash Pay also leads on monetization model (free vs free with in-app purchases) and review sentiment (29% vs 17%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
icash Pay holds the better App Store score, 3.4 against 1.9. Both are backed by a comparable volume of ratings — 21 and 24 respectively. Written reviews point the same way: 17% of Richart Life's written reviews are positive against 29% of icash Pay's.
Richart Life ships an update every 4 weeks, icash Pay monthly. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.
| Parameter | Richart Life | icash Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (21 ratings) | 3.4 (24 ratings) — better |
| Positive reviews | 17.1% of reviews | 28.6% of reviews — better |
| Number of ratings | 21 | 24 — better |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 250 MB | 183 MB |
| Age rating | 4+ | 4+ |
| Developer | Taishin International Bank | 愛金卡股份有限公司 icash Corporation Co. |
Customer experience
Richart Life
icash Pay
In-app purchases
Richart Life
No in-app purchases
icash Pay
No in-app purchases








