Comparison

玉山Wallet vs Richart Life

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

玉山Wallet

Manage your credit cards, make payments, and access financial services all in one place. This app offers convenient payment options, bill management, and personalized card controls for a secure and flexible banking experience.

Highlights
  • Instant card binding
  • Apple Pay integration
  • Multiple payment methods
  • Bill inquiry and payment
  • Installment applications
  • Card transaction controls
  • Point redemption
Features
Read full description

玉山Wallet 生活隨行 簡單支付,玉山支付會員必備App 【多元便捷的支付體驗】 - 即時綁卡:還沒收到實體卡也可以透過玉山Wallet 綁定條碼/掃碼付和Apple Pay開始消費! - 同步加入Apple Pay:透過玉山Wallet同步將卡片加入Apple Pay,簡單加卡,輕鬆付款。 - 信用卡、簽帳金融卡、電子支付多種付款方式,自由切換。使用玉山電子支付,可在全台「台灣Pay」、「TWQR」及「日本PayPay」合作商店消費! 【帳務查詢、繳款,一次滿足】 - 查詢最近12期帳單及未入帳明細,看完帳單立即繳款! - 帳單分期、單筆分期、指定卡片分期,線上即可申請。 【自主安心的用卡服務】 - 結合玉山Unicard自主選擇回饋方案、訂閱升級。 - 推播通知:開啟推播通知,刷卡1元即推播,消費推播、帳務訊息、活動消息不漏接。 - 自由開關卡片交易通路與單筆限額,貼近你的使用習慣。 - App首頁任你選,自主設定首頁,想換就換。 - 數位e卡核卡後可於玉山Wallet 查詢信用卡號、卡片效期及末三碼。 【貼近生活的多元服務】 - 玉山e point 好好用:1點等於1元,可折抵消費、兌換電子商品券、哩程及愛心捐款。 - 查看市區停車優惠及剩餘天數:點選[生活]>[卡友服務]>[市區停車],符合資格即可查詢。 - 購買票券、繳稅(牌照稅、綜所稅、房屋稅、地價稅)、保險,輕鬆搞定。 【金融友善版】  - 提供貼心的無障礙金融服務,包括各期帳單、未入帳明細、可用額度、線上繳款等功能。 ※建議您安裝防毒軟體以保護行動裝置的安全。 ※「玉山Wallet」於註冊時未就身分證號碼、手機號碼、出生年月日、電子信箱欄位進行隱碼,以利您於註冊時得確認所輸入之資訊無誤。 玉山手機信用卡官網及常見問題:https://esun.co/waapp1 顧客資料保密措施聲明:https://esun.co/waapp2 玉山銀行蒐集、處理及利用個人資料法定告知事項:https://esun.co/waapp3 玉山銀行24小時服務專線:(02)2182-1313、0800-30-1313 (手機請撥付費專線)。 玉山銀行地址:臺北市松山區民生東路3段115號及117號

About

Richart Life

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

Highlights
  • Integrated lifestyle services
  • Mobile payment support
  • Loyalty point redemption
  • Credit card management
  • Real-time transaction notifications
  • Coupon access
Features
Read full description

我們持續優化各項服務的使用介面,除了既有的信用卡相關服務,新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務,將生活再升級!/立刻下載台新Richart Life,體驗台新銀行生活金融生態圈。   Richart Life特色說明: 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能,一手掌握個人日常服務,提供全方位的便利生活! 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定,購物不再需要掏出錢包,使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換,屬於你的好康,就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便,另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知,確保交易安全。 6.優惠券好康 刷卡優惠隨時查,領券即享優惠,好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤,請撥打台新客服更新02)2655-3355。 為保障您的使用安全,建議您應於行動裝置上安裝防毒軟體,以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形

Screenshots

玉山Wallet4 screens
Richart Life4 screens

Verdict

The call

The clearest difference is review sentiment: 玉山Wallet at 76% against Richart Life's 17%. 玉山Wallet also leads on rating (4.9 vs 1.9) and ads (none vs shown). Richart Life's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

玉山Wallet holds the better App Store score, 4.9 against 1.9. That said, the two scores are not equally well evidenced: 玉山Wallet has 793 ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 76% of 玉山Wallet's written reviews are positive against 17% of Richart Life's.

UpkeepUpdate frequency

玉山Wallet ships an update monthly, Richart Life every 4 weeks. The most recent releases landed on September 23, 2026 and August 21, 2026 respectively.

Scorecard6 real differences · 4 level
玉山Wallet versus Richart Life: the parameters behind the verdict, then further details
Parameter玉山WalletRichart Life
PriceFreeFree
Rating4.9 (793 ratings) — better1.9 (20 ratings)
Positive reviews75.9% of reviews — better17.1% of reviews
Number of ratings793 — better20
Update frequencyMonthlyEvery 4 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size125 MB251 MB
Age rating4+4+
Developer玉山銀行Taishin International Bank Co.,Ltd.

Customer experience

玉山Wallet

All ratings793 ratings
Positive97.7%
Neutral1.0%
Negative1.3%
Written reviews58 reviews
Positive75.9%
Neutral5.2%
Negative19.0%

Richart Life

All ratings16 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews82 reviews
Positive17.1%
Neutral11.0%
Negative72.0%

In-app purchases

None

玉山Wallet

No in-app purchases

None

Richart Life

No in-app purchases

Questions

Is 玉山Wallet free?
玉山Wallet is free to download, with no in-app purchases.
Is Richart Life free?
Richart Life is free to download, with no in-app purchases.
Which has better reviews, 玉山Wallet or Richart Life?
玉山Wallet is rated higher. 玉山Wallet averages 4.9 out of 5 from 793 ratings, while Richart Life averages 1.9 from 20 ratings.
Do 玉山Wallet or Richart Life have ads?
Richart Life shows ads; 玉山Wallet does not.
Which is updated more often, 玉山Wallet or Richart Life?
玉山Wallet ships an update monthly, and Richart Life every 4 weeks. Most recently, 玉山Wallet was updated on September 23, 2026 and Richart Life on August 21, 2026.

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