中國信託行動銀行 vs Richart Life
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中國信託行動銀行
Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.
Read full descriptionHide full description
The CTBC mobile banking app from CTBC Bank delivers globally acclaimed digital services, enabling you effortlessly manage your account 24/7 and enjoy financial convenience. The English version of CTBC mobile banking app offers: 【Security Use】 • 2-step verification and new login security alert • Real-time push notifications for unknown device login 【Everyday Banking Services】 • NTD account overview and transfer • FCY account overview, transfer, and exchange • Credit card overview, bill payment, and card activation • Pay telecom and utility bills 【Investment Services】 • Investment portfolio • Insurance overview Please install antivirus apps on your mobile device to ensure your account’s safety.
Richart Life
This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.
- Integrated lifestyle services
- Mobile payment support
- Loyalty point redemption
- Credit card management
- Real-time transaction notifications
- Coupon access
Read full descriptionHide full description
我們持續優化各項服務的使用介面，除了既有的信用卡相關服務，新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務，將生活再升級！/立刻下載台新Richart Life，體驗台新銀行生活金融生態圈。 Richart Life特色說明： 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能，一手掌握個人日常服務，提供全方位的便利生活！ 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定，購物不再需要掏出錢包，使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換，屬於你的好康，就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便，另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知，確保交易安全。 6.優惠券好康 刷卡優惠隨時查，領券即享優惠，好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤，請撥打台新客服更新02)2655-3355。 為保障您的使用安全，建議您應於行動裝置上安裝防毒軟體，以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形
Screenshots
Verdict
The clearest difference is rating: 中國信託行動銀行 at 4.9 against Richart Life's 1.9. 中國信託行動銀行 also leads on ratings volume (4.7K vs 21) and review sentiment (28% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中國信託行動銀行 holds the better App Store score, 4.9 against 1.9. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 28% of 中國信託行動銀行's written reviews are positive against 17% of Richart Life's.
中國信託行動銀行 ships an update every 3 weeks, Richart Life every 4 weeks. Both last shipped on October 29, 2026.
| Parameter | 中國信託行動銀行 | Richart Life |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.7K ratings) — better | 1.9 (21 ratings) |
| Positive reviews | 27.9% of reviews — better | 17.1% of reviews |
| Number of ratings | 4.7K — better | 21 |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 14 | 13.0 — better |
| Further details — not scored | ||
| Size | 215 MB | 250 MB |
| Age rating | 4+ | 4+ |
| Developer | CTBC Bank Co., Ltd. | Taishin International Bank |
Customer experience
中國信託行動銀行
Richart Life
Bugs and requests
中國信託行動銀行
Reported bugs
3 issues- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions
Requested features
4 requests- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics
Richart Life
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中國信託行動銀行
No in-app purchases
Richart Life
No in-app purchases
