國泰優惠CUBE Rewards vs Richart Life
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
國泰優惠CUBE Rewards
Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.
- Accumulate and redeem Tree Points
- Complete tasks for bonus points
- Manage credit card services
- Access exclusive member offers
- View spending alerts
- Earn points through events
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Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City
Richart Life
This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.
- Integrated lifestyle services
- Mobile payment support
- Loyalty point redemption
- Credit card management
- Real-time transaction notifications
- Coupon access
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我們持續優化各項服務的使用介面，除了既有的信用卡相關服務，新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務，將生活再升級！/立刻下載台新Richart Life，體驗台新銀行生活金融生態圈。 Richart Life特色說明： 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能，一手掌握個人日常服務，提供全方位的便利生活！ 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定，購物不再需要掏出錢包，使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換，屬於你的好康，就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便，另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知，確保交易安全。 6.優惠券好康 刷卡優惠隨時查，領券即享優惠，好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤，請撥打台新客服更新02)2655-3355。 為保障您的使用安全，建議您應於行動裝置上安裝防毒軟體，以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形
Screenshots
Verdict
The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 91% against Richart Life's 17%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 1.9) and ads (none vs shown). Richart Life's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 1.9. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 879 ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 91% of 國泰優惠CUBE Rewards's written reviews are positive against 17% of Richart Life's.
國泰優惠CUBE Rewards ships an update every 3 weeks, Richart Life every 4 weeks. The most recent releases landed on September 21, 2026 and August 21, 2026 respectively.
| Parameter | 國泰優惠CUBE Rewards | Richart Life |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (879 ratings) — better | 1.9 (20 ratings) |
| Positive reviews | 91.4% of reviews — better | 17.1% of reviews |
| Number of ratings | 879 — better | 20 |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 118 MB | 251 MB |
| Age rating | 4+ | 4+ |
| Developer | Cathay Financial Holdings | Taishin International Bank Co.,Ltd. |
Customer experience
國泰優惠CUBE Rewards
Richart Life
Bugs and requests
國泰優惠CUBE Rewards
Reported bugs
3 issues- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team
Requested features
4 requests- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues
Richart Life
Not enough reviews yet to summarise bugs or requests.
In-app purchases
國泰優惠CUBE Rewards
No in-app purchases
Richart Life
No in-app purchases
Questions
Is 國泰優惠CUBE Rewards free?
Is Richart Life free?
Which has better reviews, 國泰優惠CUBE Rewards or Richart Life?
Do 國泰優惠CUBE Rewards or Richart Life have ads?
Which is updated more often, 國泰優惠CUBE Rewards or Richart Life?
Other comparisons
