Comparison

St Thomas CU vs Oriental Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

St Thomas CU

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and quickly. Access is free, but standard messaging and data rates may apply.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure and fast access
Features
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure, and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills, and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website at https://stthomascu.org/. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA.

About

Oriental Bank

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

Highlights
  • Personalized financial insights
  • Monthly budget creation
  • Transaction and balance projections
  • Enhanced card controls
  • E-statement access
  • Customizable notifications
  • Account management tools
Features
Read full description

Experience a smart mobile banking with Banca Móvil from Oriental Bank! Discover the new and enhanced Banca Móvil app, crafted to provide a smarter banking experience. Our app offers personalized insights and suggestions to help you manage your finances more effectively and develop healthier financial habits. ∙ Language Options: Enjoy a personalized experience with support for both English and Spanish. ∙ Smart Suggestions: Receive tailored advice based on your financial activities, helping you make informed decisions. ∙ Monthly Projections: Get forecasts of your transactions and balances to anticipate expenses and stay in control of your finances. ∙ Budgeting Tools: Categorize your expenses and create monthly budgets to optimize your spending. ∙ E-Statements: Access your electronic statements at the end of each cycle for easy transaction review. ∙ Enhanced Card Control: Manage your card with features like blocking and PIN changes for added security. ∙ Account Management: Benefit from features such as password reset, complete account number, change address, cancel and order checks, and more. ∙ Notifications: Choose what you want to be notified about, including past-due payments and card usage. ∙ Continue enjoying features from our previous app version, such as recurrent payments and transfers, People Pay, adding external accounts, check deposits with Remote Check Deposit, and more. Banca Móvil from Oriental Bank is free and secure. Member FDIC. ¡APPúntate a una Banca Móvil inteligente! Descubre la nueva y mejorada aplicación Banca Móvil de Oriental Bank, diseñada para proporcionar una experiencia bancaria más inteligente. Nuestra aplicación ofrece información personalizada y sugerencias para ayudarte a manejar tus finanzas de manera más eficiente y desarrollar hábitos financieros más saludables. ∙ Opciones de Idioma: Disfruta de una experiencia personalizada con soporte para inglés y español. ∙ Sugerencias Inteligentes: Recibe consejos personalizados basados en tus actividades financieras, ayudándote a tomar decisiones informadas. ∙ Proyecciones Mensuales: Obtén predicciones de tus transacciones y saldos para anticiparte a tus gastos y mantenerte en control de tus finanzas. ∙ Herramientas Presupuestarias: Categoriza tus gastos y crea presupuestos mensuales para que manejes tu dinero de manera efectiva. ∙ E-Statements: Accede a tus estados de cuenta electrónicos al final de cada ciclo para una revisión fácil de tus transacciones. ∙ Control Mejorado de tus Tarjetas: Gestiona tu tarjeta con funciones como el bloqueo y los cambios de PIN para mayor seguridad. ∙ Gestión de Cuentas: Benefíciate de funciones como restablecer tu contraseña, ver el número completo de tu cuenta, cambiar la dirección, cancelar y solicitar cheques, etc. ∙ Notificaciones: Elige sobre qué quieres recibir notificaciones, incluyendo pagos atrasados y el uso de tus tarjetas. ∙ Continúa disfrutando de las funciones de nuestra app anterior como pagos y transferencias recurrentes, People Pay, agregar cuentas externas, depósitos de cheques con FOTOdepósito, y más. Banca Móvil de Oriental Bank es gratuita y segura. Miembro FDIC.

Screenshots

St Thomas CU4 screens
Oriental Bank4 screens

Verdict

The call

St Thomas CU and Oriental Bank both sit at 4.7 stars, but that hides the real split: 83% of Oriental Bank's written reviews are positive against 33% of St Thomas CU's. Oriental Bank also leads on ads (none vs shown) and ratings volume (23K vs 102). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for St Thomas CU against 4.9 for Oriental Bank. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 102, so its average is the more settled of the two. Written reviews are what separate them: 33% of St Thomas CU's written reviews are positive against 83% of Oriental Bank's.

UpkeepUpdate frequency

St Thomas CU ships an update every 4 months, Oriental Bank monthly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard5 real differences · 5 level
St Thomas CU versus Oriental Bank: the parameters behind the verdict, then further details
ParameterSt Thomas CUOriental Bank
PriceFreeFree
Rating4.7 (102 ratings)4.9 (23K ratings) — better
Positive reviews33.3% of reviews82.8% of reviews — better
Number of ratings10223K — better
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size119 MB120 MB
Age rating4+4+
DeveloperSt Thomas Credit UnionOFG Bancorp

Customer experience

St Thomas CU

All ratings99 ratings
Positive92.9%
Neutral4.0%
Negative3.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Oriental Bank

All ratings23,096 ratings
Positive97.7%
Neutral1.3%
Negative1.0%
Written reviews204 reviews
Positive82.8%
Neutral7.4%
Negative9.8%

Bugs and requests

St Thomas CU

Not enough reviews yet to summarise bugs or requests.

Oriental Bank

Reported bugs

2 issues
  • New app still prompting for download
  • Accounts not displaying properly

Requested features

3 requests
  • Add Apple Pay support
  • Improve People Pay transfers
  • Add passcode/biometric access

In-app purchases

None

St Thomas CU

No in-app purchases

None

Oriental Bank

No in-app purchases

Questions

Is St Thomas CU free?
St Thomas CU is free to download, with no in-app purchases.
Is Oriental Bank free?
Oriental Bank is free to download, with no in-app purchases.
Which has better reviews, St Thomas CU or Oriental Bank?
Oriental Bank is rated higher. St Thomas CU averages 4.7 out of 5 from 102 ratings, while Oriental Bank averages 4.9 from 23K ratings.
Do St Thomas CU or Oriental Bank have ads?
St Thomas CU shows ads; Oriental Bank does not.
Which is updated more often, St Thomas CU or Oriental Bank?
St Thomas CU ships an update every 4 months, and Oriental Bank monthly. Most recently, St Thomas CU was updated on October 24, 2026 and Oriental Bank on October 26, 2026.

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