Net Worth Tracker vs Sedge
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.
- Net worth and finance tracking
- Track savings, investments, property
- Manual account entry
- Spreadsheet import (Excel, CSV, TXT)
- Home and lock screen widgets
- Multi-currency support
- Cross-device sync
- Bank-level security
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Worth it is a manual net worth tracker for people who want to enter assets and debts by hand, without budgeting or linking bank accounts. Track savings, investments, property, loans, crypto and more in one place. Add accounts manually or import your spreadsheet instantly. Worth it helps you see your net worth, money balance and monthly progress at a glance. Whether you're starting fresh or replacing a spreadsheet, Worth it keeps personal finance simple, private and easy to follow. Key features: • Simple and powerful finance tracker and net worth calculator • Track all your finance and account balances • Keep your finances top of mind with home and lock screen widgets • Import your spreadsheet from Excel, CSV or TXT • Monitor your money, savings, loans, property and more • See insights and trends with clear visualizations • Works in any currency (EUR, GBP, USD, …) • Syncs across all your devices • Export your data anytime • No ads. No login. Just a focused money and finance tracker Track all your assets: • Real estate (home, apartment, land, …) • Bank accounts (Revolut finance, Bank of America, HSBC, Chase, N26, Tracker, …) • Investment brokers (Robinhood, Charles Schwab, IBKR, …) • Crypto wallets and exchanges (Binance, Coinbase, Kraken, …) • Private equity, collectibles, crowdfunding, and more Bank-level security: • Encryption and protection used by top banks • 2FA, fingerprint, and PIN support • No banking credentials ever stored Your data is always backed up and secure. Use a finance tracker and money management app that puts your privacy and simplicity first. Start tracking your money, understanding your finances and growing your net worth with Worth it. --------------------- Terms & conditions: https://getworthit.com/terms-of-service Privacy policy: https://getworthit.com/privacy-policy
Sedge
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Your whole net worth, in every currency you hold — without handing your financial life to anyone. Sedge is a net-worth and spending tracker built for Europe. Add accounts by hand, import a statement, and see one honest number across EUR, GBP, CHF and more. ON YOUR DEVICE, NOT OURS There is no account to create and no server to trust. Everything you enter stays in encrypted storage on your iPhone, unreadable while it's locked. We have no ability to see your balances, because they never reach us. No analytics, no advertising, no third-party SDKs of any kind. MULTI-CURRENCY THAT ACTUALLY WORKS Hold accounts in euro, sterling, francs, krona, zloty and more. Sedge converts everything at the European Central Bank's daily reference rates — the same rates your bank quotes against — so your net worth is right, not roughly right. Rates are cached, so the number is still correct offline. IMPORT A STATEMENT IN SECONDS Bring in CSV exports or PDF statements from EU banks. Sedge reads the file on your device, maps the columns itself, and checks that the transactions add up to the closing balance before importing a single row. If the numbers don't reconcile, it says so instead of guessing. Import the same file twice and nothing is duplicated. CATEGORIES WITHOUT THE BUSYWORK Merchants are categorised offline using simple rules — no AI, no cloud, no waiting. Anything Sedge isn't sure about goes to a review card, so you stay in control of what counts as what. SEARCH AND FILTER YOUR HISTORY Find any transaction by name, account or category. Days are grouped and totalled, so you can see what a Tuesday actually cost you. LOCK IT DOWN Require Face ID, Touch ID or your passcode before your balances appear. TAKE YOUR DATA WITH YOU Export everything as CSV for a spreadsheet, or as a full JSON backup, whenever you like. It's your data, so you can always leave with it. SPEAKS YOUR LANGUAGE English, German, French, Spanish, Italian, Dutch, Polish and Portuguese — with amounts and dates in your local format. Change language in Settings without leaving the app. READ-ONLY, ALWAYS Sedge can never move your money. It has no payment capability of any kind, by design. Free. No subscription, no ads, no tracking, no analytics.
Screenshots
Verdict
The clearest difference is in-app purchases: Sedge at none against Net Worth Tracker's 5. Net Worth Tracker's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 26.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Sedge asks for nothing beyond the download.
| Parameter | Net Worth Tracker | Sedge |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (19 ratings) — better | — |
| Positive reviews | 93.3% of reviews | — |
| Number of ratings | 19 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 59 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Maxime Mazzone | Payam Khaninejad |
Bugs and requests
Net Worth Tracker
Reported bugs
7 issues- Creating new accounts is paid now?
- Membership premium once paid not unlock benefits
- Hard to type the numbers because of the decimal formatting
- Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
- Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost
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- New app update doesn’t let you update values to your categories
- Rate in the App Store button not working for iOS 14.3 on IPhone XR
Requested features
11 requests- Family net worth tracking
- Pension projections
- Set goals and progress chart
- More sophisticated features
- More complex graphs showing stacked breakdowns
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- Option to port data to a spreadsheet
- Ability to export data from the app
- Indicate different types of dollars in current display
- Option to export data as a spreadsheet
- More detailed graph with dates
- UI improvements
Sedge
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Net Worth Tracker
- Monthly Premium$4.991 Month
- Yearly Premium7 Days trial$24.991 Year
- Worth it Membership2 variants$44.991 Year
- Worth it Membership$59.99
Sedge
No in-app purchases
Questions
Is Net Worth Tracker free?
Is Sedge free?
Do Net Worth Tracker or Sedge have ads?
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