WorthTracker vs Totum

WorthTracker makes it easy for you to track your net worth. With WorthTracker you can enter all of your assets such as real estate, banking accounts, stock portfolio, etc., and don't forget to enter everything you owe as well, such as loans and mortgages. Keep your portfolio updated over time, and WorthTracker will help you to see your progress toward your financial independence goals with visualization of your progress, and asset allocation graphs. WorthTracker main features: - See your net worth trend graph. - See your Assets and Liabilities segmentation graph. - Get smart insights on your net worth. - Convert currencies to your preferred default currency. - Historical data tracking. - Your data is backed up on the cloud. Do you want a simple way to track, update and analyze your net worth from anywhere with your mobile device? Tired of handling big and complex spreadsheets to track your net worth? Don't want to give any third-party app permissions to your bank or investment account to track your net worth? WorthTracker is exactly for you! We continually working on more features so there is more to come. Privacy Policy: https://worthtracker.com/privacy-policy.html Terms of Use: https://worthtracker.com/terms-conditions.html

See your complete net worth—without linking a bank account. Totum is a private, offline-first net worth tracker that brings your assets, liabilities, savings, investments, and debts into one clear view. Add balances manually, follow your progress over time, and schedule income, dividends, and interest. Your financial records stay stored locally on your device. YOUR WHOLE PICTURE, AT A GLANCE • Track savings, cash, investments, property, loans, credit cards, and more • See assets, liabilities, and total net worth in one clean dashboard • Explore your progress across one month, three months, one year, or all time A HISTORY FOR EVERY ASSET AND DEBT • Record deposits, withdrawals, repayments, gains, losses, and adjustments • See each account’s performance on its own chart • Edit entries when details change • Set a new balance and automatically create the difference as a ledger entry INCOME AND DIVIDENDS, ON SCHEDULE • Add salary, recurring income, dividends, and bonuses • Choose a date, time, and monthly, quarterly, or yearly frequency • Set it once and let Totum add entries when they become due INTEREST, WITHOUT THE MATH • Add an annual interest rate to an asset or liability • Let Totum calculate daily compounding automatically • Catch up accurately after extended offline periods • See interest changes in the account history YOUR MONEY, YOUR CURRENCY • Use the currency inferred from your device, with USD as the fallback • Choose from 150+ supported currencies • Display net worth in a base and secondary currency • Convert balances using the latest online rate, enter a manual rate, or keep values unchanged • Continue using the latest saved exchange rate offline PRIVATE BY DESIGN Your accounts, balances, entries, income, and dividend schedules remain in Totum’s local database. Core tracking works offline. Currency conversion sends only the selected currency codes to an online service. Connectivity is required to view plans, subscribe, manage, or restore purchases. FREE AND PRO Start free with up to two assets and one recurring schedule. Totum Pro is an optional auto-renewing subscription that unlocks unlimited assets and recurring schedules. Available plans, localized pricing, renewal terms, and trial eligibility appear before purchase. Totum is designed for personal recordkeeping and does not provide financial, investment, tax, or legal advice. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/