Asset Tracker vs Totum

Asset Tracker helps you record your assets and liabilities, log balance changes, and visualize your net worth over time. Add holdings, organize them with categories, colors, and icons, and keep a history of each value change. The home screen shows your assets, liabilities, and net worth at a glance, with trend charts to help you review changes over time. You can edit holdings, add history entries, archive items, restore them, and manage categories separately. The app also supports option targets for holdings and lets you review details like current value, previous value, change rate, high, and low values. Your data stays on your device. No login, no bank connection, and no network access are required. You can create a backup file, restore from a backup, choose light, dark, or system theme, and start with sample data or from scratch.

See your complete net worth—without linking a bank account. Totum is a private, offline-first net worth tracker that brings your assets, liabilities, savings, investments, and debts into one clear view. Add balances manually, follow your progress over time, and schedule income, dividends, and interest. Your financial records stay stored locally on your device. YOUR WHOLE PICTURE, AT A GLANCE • Track savings, cash, investments, property, loans, credit cards, and more • See assets, liabilities, and total net worth in one clean dashboard • Explore your progress across one month, three months, one year, or all time A HISTORY FOR EVERY ASSET AND DEBT • Record deposits, withdrawals, repayments, gains, losses, and adjustments • See each account’s performance on its own chart • Edit entries when details change • Set a new balance and automatically create the difference as a ledger entry INCOME AND DIVIDENDS, ON SCHEDULE • Add salary, recurring income, dividends, and bonuses • Choose a date, time, and monthly, quarterly, or yearly frequency • Set it once and let Totum add entries when they become due INTEREST, WITHOUT THE MATH • Add an annual interest rate to an asset or liability • Let Totum calculate daily compounding automatically • Catch up accurately after extended offline periods • See interest changes in the account history YOUR MONEY, YOUR CURRENCY • Use the currency inferred from your device, with USD as the fallback • Choose from 150+ supported currencies • Display net worth in a base and secondary currency • Convert balances using the latest online rate, enter a manual rate, or keep values unchanged • Continue using the latest saved exchange rate offline PRIVATE BY DESIGN Your accounts, balances, entries, income, and dividend schedules remain in Totum’s local database. Core tracking works offline. Currency conversion sends only the selected currency codes to an online service. Connectivity is required to view plans, subscribe, manage, or restore purchases. FREE AND PRO Start free with up to two assets and one recurring schedule. Totum Pro is an optional auto-renewing subscription that unlocks unlimited assets and recurring schedules. Available plans, localized pricing, renewal terms, and trial eligibility appear before purchase. Totum is designed for personal recordkeeping and does not provide financial, investment, tax, or legal advice. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/