Asset Tracker vs CalcOwlator

Asset Tracker helps you record your assets and liabilities, log balance changes, and visualize your net worth over time. Add holdings, organize them with categories, colors, and icons, and keep a history of each value change. The home screen shows your assets, liabilities, and net worth at a glance, with trend charts to help you review changes over time. You can edit holdings, add history entries, archive items, restore them, and manage categories separately. The app also supports option targets for holdings and lets you review details like current value, previous value, change rate, high, and low values. Your data stays on your device. No login, no bank connection, and no network access are required. You can create a backup file, restore from a backup, choose light, dark, or system theme, and start with sample data or from scratch.

CalcOwlator is a calculator that keeps its work. Write a list, give each line an amount, and the totals keep themselves right: section by section, month after month. TYPE IT LIKE A NOTE • "rent 1400", "3 coffees 5", "salary 4.2k". Each line becomes a row as you type. • Paste a whole list from Notes or a chat in one go. • Sections and section totals with a colon or an equals sign. SCAN INSTEAD OF TYPING • Point your camera at a receipt: the store, the date and every item come in, checked against the printed total. • With Pro, items are sorted into your sections as separate rows, and CalcOwlator learns where you put things. • Scan a bill to set its amount and due date, so you're reminded before it's due. • Barcodes remember their name and price after the first scan. Payment QR codes fill in who you paid. • Everything is read on your iPhone. Nothing is uploaded. TOTALS YOU CAN TRUST • Tap a total to see exactly how it was worked out. • Use one row in another: "Left over" is income minus bills, and stays right when either changes. • Exact decimal maths, so 1,977.075 rounds the way it should. BUDGETS THAT CARRY ON • Start next month from the list's menu, with what's left carried over. • Spending limits per section, due days with reminders, and ticks that mean paid, in the basket or done. • 14 templates: monthly and twice-a-month budgets, bills and subscriptions, groceries, a weekly allowance, a small shop, events, trips, savings goals, instalments and card payoff. Sample amounts follow your currency. • Linked templates where lists feed each other, like a budget that saves for a goal, or money sent home that lands in the family's budget. • A guide with a how-to for each task, and a list to try it on. YOUR ACCOUNTS, IN THE SAME PLACE • Cash, banks, e-wallets, credit cards and pay later, with bank lists for North America, the UK, Australia, Asia, the Middle East and the Philippines. • Say which account each row comes out of; balances follow what you tick. • Credit card statements, what's left to pay by the due date, and a reminder with a Mark paid button. AT A GLANCE • Widgets for your budget's total, what's due soon and how far a goal has come. • Export a list as a PDF, a picture for a chat, or a spreadsheet (CSV). • Face ID lock, and amounts hidden in the app switcher and widgets while it's on. CALCOWLATOR PRO Free includes 5 lists and nearly everything above. Pro adds unlimited lists and links between them, iCloud sync across your devices, the dashboard and month-by-month history, receipts split into separate rows, accounts in other currencies, and live account balances in your formulas. Pro is a monthly or yearly subscription (the yearly plan starts with a free week) or a one-time purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period, in Settings › Apple Account › Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: CalcOwlator collects no data. Your lists stay on your iPhone, and in your own iCloud if you turn on sync.