Comparison

Nudget vs Personal Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nudget

This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.

Highlights
  • Quick expense entry
  • Spending insights and analysis
  • Recurring expense management
  • iCloud sync
  • Home screen widgets
  • Customizable app icons
  • Siri support
Features
Read full description

Finally. A budgeting app for the rest of us. A focus on speed & simplicity transform the daunting task of budgeting into a fun and insightful experience. OUR AMAZING REVIEWS SAY IT ALL “Nudget makes it easier than most budgeting apps to get started and keep up with expense tracking.” - John Voorhees from MacStories “Boom. Done. I just launch the app, type that in, and then move on with my day.” - Mikah Sargent from iOS Today “A budgeting app for people who hate budgeting.” - Angelica Leicht from Komando “Nudget’s clean and seamless interface makes it easy to input the numbers and figure out how much you can be spending every day, without the hassle.” - Christine Romero-Chan from iMore “Nudget is a simple yet powerful budgeting app with a unique take on helping you track your spending and save for the future” - Chance Miller from 9to5Mac *** CORE FEATURES *** ENTER AN EXPENSE IN SECONDS Manually entering your expenses can be a huge chore with other apps, requiring tons of swiping and tapping through different screens. Nudget makes recording an expense fast and fluid, so you can quickly open the app, record your purchase, and get on with your day. UNDERSTAND YOUR SPENDING WITHOUT A SPREADSHEET Understanding your spending habits shouldn’t require the use of complex spreadsheet software. That’s why Nudget analyzes your spending for you in the Insights tab. Insights take all the guesswork out of where your money is going and lets you know if your spending is off track and which categories you should keep an eye on. Tap to expand any insight for a gorgeous chart which gives even more detail. ICLOUD SYNC Use Nudget on your iPhone or iPad. Your data automatically syncs so you never skip a beat. MANAGE YOUR RECURRING EXPENSES Tired of subscription charges you can’t keep track of? Us too. That’s why Nudget supports adding recurring expenses, so you can easily keep a list of which subscriptions you have ongoing and compare them against each other. ALWAYS PRIVATE We strongly believe that your data is yours. Because of this, we do not collect any identifiable information about our users, only tracking the bare minimum needed to hunt down bugs and crashes. We do not share any data with third parties. GORGEOUS WIDGETS Viewing your budget has never been easier. With spending insights right on your home screen, you never have to worry you’ll accidentally go over budget. SUPPORT FOR EVERY CURRENCY Nudget supports every currency, meaning no matter where you live, you’ll have a great experience. CUSTOM APP ICONS Customize your experience with a new app icon. Dark mode optimized icons, seasonal festivities, and stacks of bills from different currencies are among the selection—with many more to come in the future! SIRI SUPPORT Add a new expense entirely handsfree with Siri. You can even ask Siri to check any of your spending insights! Set up these custom commands in Apple’s Shortcuts app. FACE ID & TOUCH ID Require authentication from Face ID / Touch ID when opening Nudget. Just enable this in settings. Setup takes less than a minute, so what’re you waiting for? Start saving with Nudget today. Privacy Policy: https://nudgetapp.com/privacy-policy Terms: https://nudgetapp.com/terms

About

Personal Spending Tracker

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

Highlights
  • Track spending easily
  • View spending trends and reports
  • Create custom spending categories
  • Add images to expenses
  • Edit expenses and reassign categories
  • See spending by category and time
Features
Read full description

This simple to use app allows you to track your spending, see trends and reports. * See where you spend your money - curb your spending and save more money! * Create spending categories * Add an image to your expense * Edit your expense at any time, even assign it to a different category * See your spending by category and/or time frame

Screenshots

Nudget4 screens
Personal Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Personal Spending Tracker at none against Nudget's 5. Personal Spending Tracker also leads on iOS requirement (10.0 vs 15.0). Nudget's advantage is ratings volume (378 vs 4) and update cadence (weekly vs every 3 weeks). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Nudget sells 5 in-app purchases, starting at $1.99 per month. Personal Spending Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Nudget holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Nudget has 378 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 69% of Nudget's written reviews are positive against 67% of Personal Spending Tracker's.

UpkeepUpdate frequency

Nudget ships an update weekly, Personal Spending Tracker every 3 weeks. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

Scorecard6 real differences · 4 level
Nudget versus Personal Spending Tracker: the parameters behind the verdict, then further details
ParameterNudgetPersonal Spending Tracker
PriceFreeFree
Rating4.5 (378 ratings) — better4.3 (4 ratings)
Positive reviews69.2% of reviews — better66.7% of reviews
Number of ratings378 — better4
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.010.0 — better
Further details — not scored
Size73 MB87 MB
Age rating4+4+
DeveloperSawyer BlatzChristina Bharara

Customer experience

Nudget

All ratings378 ratings
Positive88.1%
Neutral3.7%
Negative8.2%
Written reviews198 reviews
Positive69.2%
Neutral11.1%
Negative19.7%

Personal Spending Tracker

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Nudget

Reported bugs

3 issues
  • Widgets not refreshing correctly
  • Issues with decimal input
  • Budgeting calculations not working as expected

Requested features

5 requests
  • Add biweekly/semimonthly income/expense options
  • Improve insights and spending breakdown (e.g. pie charts, category totals)
  • Ability to import/export data
  • Sync across devices
  • Apple Watch app

Personal Spending Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Nudget

Subscriptions2
  • Nudget Pro (Monthly)$1.991 Month
  • Nudget Pro (Yearly)7 Days trial$9.991 Year
One-time3
  • Kind Tip$1.99
  • Generous Tip$4.99
  • Superfan Tip$9.99
None

Personal Spending Tracker

No in-app purchases

Questions

Is Nudget free?
Nudget is free to download, with in-app purchases available.
Is Personal Spending Tracker free?
Personal Spending Tracker is free to download, with no in-app purchases.
Which has better reviews, Nudget or Personal Spending Tracker?
Nudget is rated higher. Nudget averages 4.5 out of 5 from 378 ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.
Do Nudget or Personal Spending Tracker have ads?
Neither Nudget nor Personal Spending Tracker shows ads.
Which is updated more often, Nudget or Personal Spending Tracker?
Nudget ships an update weekly, and Personal Spending Tracker every 3 weeks. Most recently, Nudget was updated on October 9, 2026 and Personal Spending Tracker on October 14, 2026.

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