Nudget vs Spend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nudget
This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.
- Quick expense entry
- Spending insights and analysis
- Recurring expense management
- iCloud sync
- Home screen widgets
- Customizable app icons
- Siri support
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Finally. A budgeting app for the rest of us. A focus on speed & simplicity transform the daunting task of budgeting into a fun and insightful experience. OUR AMAZING REVIEWS SAY IT ALL “Nudget makes it easier than most budgeting apps to get started and keep up with expense tracking.” - John Voorhees from MacStories “Boom. Done. I just launch the app, type that in, and then move on with my day.” - Mikah Sargent from iOS Today “A budgeting app for people who hate budgeting.” - Angelica Leicht from Komando “Nudget’s clean and seamless interface makes it easy to input the numbers and figure out how much you can be spending every day, without the hassle.” - Christine Romero-Chan from iMore “Nudget is a simple yet powerful budgeting app with a unique take on helping you track your spending and save for the future” - Chance Miller from 9to5Mac *** CORE FEATURES *** ENTER AN EXPENSE IN SECONDS Manually entering your expenses can be a huge chore with other apps, requiring tons of swiping and tapping through different screens. Nudget makes recording an expense fast and fluid, so you can quickly open the app, record your purchase, and get on with your day. UNDERSTAND YOUR SPENDING WITHOUT A SPREADSHEET Understanding your spending habits shouldn’t require the use of complex spreadsheet software. That’s why Nudget analyzes your spending for you in the Insights tab. Insights take all the guesswork out of where your money is going and lets you know if your spending is off track and which categories you should keep an eye on. Tap to expand any insight for a gorgeous chart which gives even more detail. ICLOUD SYNC Use Nudget on your iPhone or iPad. Your data automatically syncs so you never skip a beat. MANAGE YOUR RECURRING EXPENSES Tired of subscription charges you can’t keep track of? Us too. That’s why Nudget supports adding recurring expenses, so you can easily keep a list of which subscriptions you have ongoing and compare them against each other. ALWAYS PRIVATE We strongly believe that your data is yours. Because of this, we do not collect any identifiable information about our users, only tracking the bare minimum needed to hunt down bugs and crashes. We do not share any data with third parties. GORGEOUS WIDGETS Viewing your budget has never been easier. With spending insights right on your home screen, you never have to worry you’ll accidentally go over budget. SUPPORT FOR EVERY CURRENCY Nudget supports every currency, meaning no matter where you live, you’ll have a great experience. CUSTOM APP ICONS Customize your experience with a new app icon. Dark mode optimized icons, seasonal festivities, and stacks of bills from different currencies are among the selection—with many more to come in the future! SIRI SUPPORT Add a new expense entirely handsfree with Siri. You can even ask Siri to check any of your spending insights! Set up these custom commands in Apple’s Shortcuts app. FACE ID & TOUCH ID Require authentication from Face ID / Touch ID when opening Nudget. Just enable this in settings. Setup takes less than a minute, so what’re you waiting for? Start saving with Nudget today. Privacy Policy: https://nudgetapp.com/privacy-policy Terms: https://nudgetapp.com/terms
Spend Tracker
Manage your finances effortlessly with this intuitive expense tracker. It securely connects to your bank accounts and encrypts all your data locally on your device, ensuring your privacy. Start tracking your spending immediately without any account registration.
- Bank account connection
- Secure data encryption
- Local data storage
- No account registration
- User-friendly interface
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Spend Tracker is a user-friendly expense management app that seamlessly connects to your bank and financial institutions through secure, industry-leading APIs such as Plaid. With a strong focus on privacy, all your data is securely stored and encrypted locally on your device by Apple. We do not store or track any of your personal information on our servers; our servers only facilitate secure data transmission. No account registration or login is required—simply open the app and start tracking your expenses right away.
Screenshots
Verdict
The clearest difference is rating: Spend Tracker at 5.0 against Nudget's 4.5. Spend Tracker also leads on in-app purchases (none vs 5). Nudget's advantage is ratings volume (378 vs 1) and update cadence (weekly vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Nudget sells 5 in-app purchases, starting at $1.99 per month. Spend Tracker asks for nothing beyond the download.
Spend Tracker holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Nudget has 378 ratings behind it against 1, so its average is the more settled of the two.
Nudget ships an update weekly, Spend Tracker fortnightly. The most recent releases landed on September 26, 2026 and September 12, 2026 respectively.
| Parameter | Nudget | Spend Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (378 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 69.2% of reviews | — |
| Number of ratings | 378 — better | 1 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 73 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Sawyer Blatz | FusionX Tech LLC |
Customer experience
Nudget
Spend Tracker
Bugs and requests
Nudget
Reported bugs
3 issues- Widgets not refreshing correctly
- Issues with decimal input
- Budgeting calculations not working as expected
Requested features
5 requests- Add biweekly/semimonthly income/expense options
- Improve insights and spending breakdown (e.g. pie charts, category totals)
- Ability to import/export data
- Sync across devices
- Apple Watch app
Spend Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Nudget
- Nudget Pro (Monthly)$1.991 Month
- Nudget Pro (Yearly)7 Days trial$9.991 Year
- Kind Tip$1.99
- Generous Tip$4.99
- Superfan Tip$9.99
Spend Tracker
No in-app purchases









