Comparison

iSpending vs Spend Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Spend Tracker

Manage your finances effortlessly with this intuitive expense tracker. It securely connects to your bank accounts and encrypts all your data locally on your device, ensuring your privacy. Start tracking your spending immediately without any account registration.

Highlights
  • Bank account connection
  • Secure data encryption
  • Local data storage
  • No account registration
  • User-friendly interface
Features
Read full description

Spend Tracker is a user-friendly expense management app that seamlessly connects to your bank and financial institutions through secure, industry-leading APIs such as Plaid. With a strong focus on privacy, all your data is securely stored and encrypted locally on your device by Apple. We do not store or track any of your personal information on our servers; our servers only facilitate secure data transmission. No account registration or login is required—simply open the app and start tracking your expenses right away.

Screenshots

iSpending4 screens
Spend Tracker4 screens

Verdict

The call

The clearest difference is rating: Spend Tracker at 5.0 against iSpending's 4.4. Spend Tracker also leads on in-app purchases (none vs 2) and ads (none vs shown). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 16.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Spend Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spend Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Spend Tracker fortnightly. The most recent releases landed on September 26, 2026 and September 12, 2026 respectively.

Scorecard7 real differences · 3 level
iSpending versus Spend Tracker: the parameters behind the verdict, then further details
ParameteriSpendingSpend Tracker
PriceFreeFree
Rating4.4 (634 ratings)5.0 (1 ratings) — better
Positive reviews68.9% of reviews—
Number of ratings634 — better1
Update frequencyEvery 6 monthsFortnightly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size19 MB36 MB
Age rating4+4+
DeveloperHana MobileFusionX Tech LLC

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Spend Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Spend Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
None

Spend Tracker

No in-app purchases

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Spend Tracker free?
Spend Tracker is free to download, with no in-app purchases.
Which has better reviews, iSpending or Spend Tracker?
Spend Tracker is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Spend Tracker averages 5.0 from 1 ratings.
Do iSpending or Spend Tracker have ads?
iSpending shows ads; Spend Tracker does not.
Which is updated more often, iSpending or Spend Tracker?
iSpending ships an update every 6 months, and Spend Tracker fortnightly. Most recently, iSpending was updated on September 26, 2026 and Spend Tracker on September 12, 2026.

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