iSpending vs Spend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Spend Tracker
Manage your finances effortlessly with this intuitive expense tracker. It securely connects to your bank accounts and encrypts all your data locally on your device, ensuring your privacy. Start tracking your spending immediately without any account registration.
- Bank account connection
- Secure data encryption
- Local data storage
- No account registration
- User-friendly interface
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Spend Tracker is a user-friendly expense management app that seamlessly connects to your bank and financial institutions through secure, industry-leading APIs such as Plaid. With a strong focus on privacy, all your data is securely stored and encrypted locally on your device by Apple. We do not store or track any of your personal information on our servers; our servers only facilitate secure data transmission. No account registration or login is required—simply open the app and start tracking your expenses right away.
Screenshots
Verdict
The clearest difference is rating: Spend Tracker at 5.0 against iSpending's 4.4. Spend Tracker also leads on in-app purchases (none vs 2) and ads (none vs shown). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 16.0). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Spend Tracker asks for nothing beyond the download.
Spend Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two.
iSpending ships an update every 6 months, Spend Tracker fortnightly. The most recent releases landed on September 26, 2026 and September 12, 2026 respectively.
| Parameter | iSpending | Spend Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 68.9% of reviews | — |
| Number of ratings | 634 — better | 1 |
| Update frequency | Every 6 months | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 19 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | FusionX Tech LLC |
Customer experience
iSpending
Spend Tracker
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Spend Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Spend Tracker
No in-app purchases
Questions
Is iSpending free?
Is Spend Tracker free?
Which has better reviews, iSpending or Spend Tracker?
Do iSpending or Spend Tracker have ads?
Which is updated more often, iSpending or Spend Tracker?
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