iSpending vs Budget Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Budget Planner
Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.
- Quick transaction adding
- Customizable accounts and categories
- Device synchronization
- Flexible budget settings
- Scheduled transactions
- Interactive reports
- Security code on launch
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Application for quick tracking of your expenses and income as well as control over your financial situation. Features: • Quick and easy adding of transactions. • Customizable accounts and categories—you can select icons and colors. • Synchronization between devices. • Flexible budget settings. • Scheduled transactions. • Built-in calculator and currency converter. • Automatic backup. • Multiple currencies: over 170 currencies and exchange rates. • Transfers between accounts (Double-entry bookkeeping system supported). • A clean, intuitive, and well-thought-out design. • Powerful interactive reports. • Attaching images to transactions. • Security code on launch (Touch ID and Face ID). • Geotagging. • Tags. • Search. • Widgets for Home Screen and Lock Screen. • Siri and Shortcuts. Privacy Policy: https://moneyflow.cloud/en/legal/privacy-policy License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Budget Planner at none against iSpending's shown. Budget Planner also leads on update cadence (every 3 weeks vs every 6 months) and rating (4.7 vs 4.4). iSpending's advantage is iOS requirement (12.0 vs 15.0). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Budget Planner sells 10 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Budget Planner holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 634 and 741 respectively. Written reviews point the same way: 69% of iSpending's written reviews are positive against 76% of Budget Planner's.
iSpending ships an update every 6 months, Budget Planner every 3 weeks. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.
| Parameter | iSpending | Budget Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 4.7 (741 ratings) — better |
| Positive reviews | 68.9% of reviews | 76.1% of reviews — better |
| Number of ratings | 634 | 741 — better |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 19 MB | 136 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Hermann Wagenleitner |
Customer experience
iSpending
Budget Planner
User reviews
iSpending
From 634 App Store ratingsWhat we love
- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward
Room to improve
- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup
Budget Planner
From 741 App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Customizable categories
- 🚀 Straightforward money tracking
- 🔒 Secure data storage
- 💡 Detailed expense reports
Room to improve
- 🐛 Sync issues between devices
- 💰 Subscription model
- 🔍 Limited search/filtering options
- 🕰️ Lack of projected balance view
- 🔀 Difficulty rearranging transactions
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Budget Planner
Reported bugs
4 issues- Disappearing expense categories
- Crashes when generating reports
- Incorrect transaction dates
- Issues with CSV import/export
Requested features
5 requests- Calendar view for transactions
- Ability to mark transactions as cleared
- Recurring bill management
- Widgets and shortcuts for quicker entry
- Multi-user support and family sharing
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Budget Planner
- Money Flow PRO$1.997 Days
- Money Flow PRO$3.991 Month
- Money Flow PRO$4.991 Month
Show 2 moreShow fewer
- Money Flow PRO$16.991 Year
- Money Flow PRO$24.991 Year
- Money Flow PRO$19.99
- Money Flow PRO$24.99
- Money Flow PRO$34.99
Show 2 moreShow fewer
- Money Flow PRO$39.99
- Money Flow PRO$49.99
Questions
Is iSpending free?
Is Budget Planner free?
Which has better reviews, iSpending or Budget Planner?
Do iSpending or Budget Planner have ads?
Which is updated more often, iSpending or Budget Planner?
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