Comparison

iSpending vs Expenses and Income Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Expenses and Income Tracker

Easily track your income and expenses with detailed reports and charts. Securely synchronize your financial data across devices using your personal Dropbox account for shared management and automatic daily backups.

Highlights
  • Income and expense tracking
  • Over 10 report and chart types
  • Secure Dropbox synchronization
  • Shared finance management
  • Automatic daily backups
  • Data privacy
Features
Read full description

Expenses and Income is the simple and efficient way to manage your finances right from the palm of your hand View everything directly on your phone Choose from over 10 types of reports and charts to better comprehend where money is coming in from and how it is being spent. Manage your expenses together Are you also looking to manage shared finances with your loved one or others? If so, you can quickly and safely synchronize all of your data across all of your devices through your personal Dropbox account. Any changes made by any user at any time will appear immediately on all of your devices. Be secure Only you have access to your data since synchronization occurs through your personal Dropbox account. As a result, neither the application developer nor anyone else will be able to view it. Backup and save You will never have to worry about losing your data, as daily backups are performed automatically across all of your devices. You can pay for the "Expenses and Income" subscription and get the full features of the app. Yearly auto-renewable subscription costs $28.99 per year. Payment will be charged to your iTunes Account at confirmation of purchase. Yearly subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Your account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. No cancellation of the current subscription is allowed during active subscription period. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication. Created on 1C platform Terms of use: https://docs.google.com/document/d/e/2PACX-1vQ_44kRLQ0G0ucB_qOwrdK0-3RO47mLNgI-lmuusb2qZBpndOBCd-FARxX-6BffruYPz30tzzu7TikN/pub Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vTYOpdBqXEevs2bqdh4BGkcFHu1yBGPTcJqfYwEFb3uFzpcFeYGwIFZt5eRYyt_98FgL5m8IO0-98u2/pub

Screenshots

iSpending4 screens
Expenses and Income Tracker4 screens

Verdict

The call

The clearest difference is monetization model: iSpending at free with in-app purchases against Expenses and Income Tracker's subscription. iSpending also leads on review sentiment (69% vs 43%) and rating (4.4 vs 4.1). Expenses and Income Tracker's advantage is ads (none vs shown) and update cadence (every 2 months vs every 6 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Expenses and Income Tracker sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

iSpending holds the better App Store score, 4.4 against 4.1. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 43% of Expenses and Income Tracker's.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Expenses and Income Tracker every 2 months. Both last shipped on November 6, 2026.

Scorecard7 real differences · 3 level
iSpending versus Expenses and Income Tracker: the parameters behind the verdict, then further details
ParameteriSpendingExpenses and Income Tracker
PriceFreeFree
Rating4.4 (634 ratings) — better4.1 (36 ratings)
Positive reviews68.9% of reviews — better43.5% of reviews
Number of ratings634 — better36
Update frequencyEvery 6 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.08.0 — better
Further details — not scored
Size19 MB104 MB
Age rating4+4+
DeveloperHana Mobile1C-RARUS TAS, MAS ULIYATI CHEKLANGAN JAMIYATI XORIJIY KORXONASI

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Expenses and Income Tracker

All ratings36 ratings
Positive77.8%
Neutral2.8%
Negative19.4%
Written reviews23 reviews
Positive43.5%
Neutral4.3%
Negative52.2%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Expenses and Income Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
1 purchases

Expenses and Income Tracker

Subscriptions1
  • Yearly auto-renewing subscript7 Days trial$14.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Expenses and Income Tracker free?
Expenses and Income Tracker is free to download, with in-app purchases available.
Which has better reviews, iSpending or Expenses and Income Tracker?
iSpending is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Expenses and Income Tracker averages 4.1 from 36 ratings.
Do iSpending or Expenses and Income Tracker have ads?
iSpending shows ads; Expenses and Income Tracker does not.
Which is updated more often, iSpending or Expenses and Income Tracker?
iSpending ships an update every 6 months, and Expenses and Income Tracker every 2 months. Most recently, iSpending was updated on November 6, 2026 and Expenses and Income Tracker on November 6, 2026.

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