Comparison

iSpending vs Budget App & Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Budget App & Expense Tracker

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Highlights
  • Unlimited wallets for personal and business expenses
  • Automatic expense tracking via bank feeds
  • Receipt scanning and storage
  • Weekly and monthly budget planning
  • Spending limit notifications
  • Visual charts and expense breakdowns
  • Data exporting via CSV
Features
Read full description

Brought to you by the #1 award-winning app. Bookipi Expense is a FREE budgeting app with an easy-to-use expense tracker. Plan and record expenses and scan receipts on the go. Use beautiful charts to review your cash flow and plan your budget weekly or monthly. Automatically track expenses by connecting your bank feeds to your in-app wallets. Your expense transaction line items automatically flow through to the expense tracking app with secure and real-time bank feeds. Unlike other budgeting and money management apps, Bookipi Expense helps you separate personal finances and business expenses with UNLIMITED WALLETS for free. You can track your business, travel, and personal expenses in one budgeting platform. Trusted by over 500,000+ small business owners and freelancers in 179 different countries, Bookipi is now delivering the FULL experience. Sync your budgeting data to our invoice maker and receive payments on the same platform. Track all of your income & expenses with a versatile budget planner app. Monitor your spending and SAVE MONEY TODAY. KEY FEATURES: FREE Unlimited Wallets Track your expenses and earnings for personal, professional, or even per-project purposes. By using multiple wallets for multiple occasions, you’re guaranteed never to lose track of your spending. Sync Wallet Balance to Bank Feed Sync your bank to your wallets in real time! Add multiple bank feeds and ditch summarizing expenses across your bank accounts. Save time and manage all of your expenses in one app. Budget Planning Easily create monthly or weekly budgets for better money management. Receive notifications for when you are nearing your limit. Spending Limits Set unique spending limits on each of your unlimited wallets. We'll notify you when your spending is close to your budget limit based on your inputs and real-time bank feeds. Unique Categorization Log and categorize your expense and income entries to make your finances easy to review and organize. Complete with unique icon assigning. Charts & Expense Breakdowns Each wallet has a unique daily report of monthly income & expenses. Visualize your spending patterns and plan your finances ahead of time with our charts and expense breakdowns. By analyzing your monthly financial activity, find out how you can save more money. Receipt Storage Store and manage receipts for easy retrieval. Just take a picture to store it in our secure databases for your easy reference. Review Transactions Our money management app helps with record-keeping so you’re more confident in money matters. Search transactions by date and name, and find attached photo receipts. Data Exporting Generate instant summaries of your wallets with a tap through our CSV exporting feature. Automatic Bookipi Invoicing Data Synchronising Bookipi Invoice users are rewarded with automatic data syncing. Allowing you to keep track of all of your income and expenses in one seamless process. OTHER OUTSTANDING FEATURES: - Expense Record Keeping - Change Currency - Transfer Expenses Between Wallets - Transaction Notes - In-App Chat Support - Global Currency Selections - Intuitive UI Design - Frequently Updated Video Tutorials Bookipi Expense is the easiest free app to track personal & business expenses in one app. Manage your expenses and plan your spending on the go. Track how much money goes in and out of your accounts and have full control over your finances today!

Screenshots

iSpending4 screens
Budget App & Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: Budget App & Expense Tracker at none against iSpending's shown. Budget App & Expense Tracker also leads on rating (4.8 vs 4.4) and update cadence (every 5 weeks vs every 6 months). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget App & Expense Tracker holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 634 and 2.7K respectively. Written reviews complicate that: 69% of iSpending's written reviews are positive against 65% of Budget App & Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Budget App & Expense Tracker every 5 weeks. The most recent releases landed on September 23, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
iSpending versus Budget App & Expense Tracker: the parameters behind the verdict, then further details
ParameteriSpendingBudget App & Expense Tracker
PriceFreeFree
Rating4.4 (634 ratings)4.8 (2.7K ratings) — better
Positive reviews68.9% of reviews — better65.2% of reviews
Number of ratings6342.7K — better
Update frequencyEvery 6 monthsEvery 5 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better13.0
Further details — not scored
Size19 MB92 MB
Age rating4+4+
DeveloperHana MobileBookipi Pty Ltd

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Budget App & Expense Tracker

All ratings2,679 ratings
Positive96.1%
Neutral2.5%
Negative1.4%
Written reviews135 reviews
Positive65.2%
Neutral7.4%
Negative27.4%

User reviews

iSpending

From 634 App Store ratings

What we love

  • 👍 Easy to use
  • 💰 Helps organize finances
  • 📊 Provides good visibility into spending
  • 🚀 Simple and straightforward

Room to improve

  • 🔒 Limited functionality without paid upgrade
  • 🐛 Crashes and bugs reported
  • 🗓️ Lack of customization options (categories, date range)
  • 💻 No cross-device sync or backup

Budget App & Expense Tracker

From 2.7K App Store ratings

What we love

  • 🚀 Great app, easy to use
  • 👍 Useful features, good for business/personal use
  • ⭐ Fantastic, best app for expense tracking
  • 💯 Awesome, perfect for my needs

Room to improve

  • 🐛 Bugs, issues with recurring transactions and wallet balances
  • 🔍 Missing features like landscape mode, custom recurring expenses
  • ⚠️ Compatibility issues with newer devices, UI not optimized
  • 🔒 Concerns about subscription/bank connection process

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Budget App & Expense Tracker

Reported bugs

4 issues
  • Entries disappearing and reappearing randomly
  • Incorrect wallet totals shown
  • Recurring transactions not working as expected
  • Compatibility issues with newer iOS devices

Requested features

5 requests
  • Ability to view recurring expenses in future months
  • Option to upload documents/receipts, not just photos
  • Automatic categorization of scanned receipts
  • Customizable categories and icons
  • Dark mode option

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
4 purchases

Budget App & Expense Tracker

Subscriptions4
  • Single Bank | Monthly2 Months trial$2.991 Month
  • Unlimited Banks | Monthly2 Months trial$4.491 Month
  • Single Bank | Annual2 Months trial$23.991 Year
Show 1 more
  • Unlimited Banks | Annual2 Months trial$35.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Budget App & Expense Tracker free?
Budget App & Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, iSpending or Budget App & Expense Tracker?
Budget App & Expense Tracker is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Budget App & Expense Tracker averages 4.8 from 2.7K ratings.
Do iSpending or Budget App & Expense Tracker have ads?
iSpending shows ads; Budget App & Expense Tracker does not.
Which is updated more often, iSpending or Budget App & Expense Tracker?
iSpending ships an update every 6 months, and Budget App & Expense Tracker every 5 weeks. Most recently, iSpending was updated on September 23, 2026 and Budget App & Expense Tracker on September 20, 2026.

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