Comparison

iSpending vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

Screenshots

iSpending4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is rating: Spending Tracker at 4.8 against iSpending's 4.4. Spending Tracker also leads on review sentiment (95% vs 69%) and ratings volume (19K vs 634). iSpending's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 634, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 95% of Spending Tracker's.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Spending Tracker every 2 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard6 real differences · 4 level
iSpending versus Spending Tracker: the parameters behind the verdict, then further details
ParameteriSpendingSpending Tracker
PriceFreeFree
Rating4.4 (634 ratings)4.8 (19K ratings) — better
Positive reviews68.9% of reviews94.6% of reviews — better
Number of ratings63419K — better
Update frequencyEvery 6 monthsEvery 2 months — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod, Mac, Apple Watch — better
Requires iOS12.0 — better15.5
Further details — not scored
Size19 MB50 MB
Age rating4+4+
DeveloperHana MobileMH Riley Ltd

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

User reviews

iSpending

From 634 App Store ratings

What we love

  • 👍 Easy to use
  • 💰 Helps organize finances
  • 📊 Provides good visibility into spending
  • 🚀 Simple and straightforward

Room to improve

  • 🔒 Limited functionality without paid upgrade
  • 🐛 Crashes and bugs reported
  • 🗓️ Lack of customization options (categories, date range)
  • 💻 No cross-device sync or backup

Spending Tracker

From 19K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories

Room to improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, iSpending or Spending Tracker?
Spending Tracker is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Spending Tracker averages 4.8 from 19K ratings.
Do iSpending or Spending Tracker have ads?
Both iSpending and Spending Tracker show ads.
Which is updated more often, iSpending or Spending Tracker?
iSpending ships an update every 6 months, and Spending Tracker every 2 months. Most recently, iSpending was updated on September 23, 2026 and Spending Tracker on September 24, 2026.

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