iSpending vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
Read full descriptionHide full description
If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
Read full descriptionHide full description
Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Screenshots
Verdict
The clearest difference is rating: Spending Tracker at 4.8 against iSpending's 4.4. Spending Tracker also leads on review sentiment (95% vs 69%) and ratings volume (19K vs 634). iSpending's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spending Tracker holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 634, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 95% of Spending Tracker's.
iSpending ships an update every 6 months, Spending Tracker every 2 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | iSpending | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 4.8 (19K ratings) — better |
| Positive reviews | 68.9% of reviews | 94.6% of reviews — better |
| Number of ratings | 634 | 19K — better |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Mac, Apple Watch — better |
| Requires iOS | 12.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 19 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | MH Riley Ltd |
Customer experience
iSpending
Spending Tracker
User reviews
iSpending
From 634 App Store ratingsWhat we love
- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward
Room to improve
- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup
Spending Tracker
From 19K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
Room to improve
- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Spending Tracker
- Pro Upgrade$2.99
Questions
Is iSpending free?
Is Spending Tracker free?
Which has better reviews, iSpending or Spending Tracker?
Do iSpending or Spending Tracker have ads?
Which is updated more often, iSpending or Spending Tracker?
Other comparisons















