iSpending vs Money Manager Expense & Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Money Manager Expense & Budget
Effortlessly manage your personal finances with this app. Track expenses, create budgets, and view spending habits through insightful charts and statistics. Offers PC management and automatic double-entry bookkeeping for efficient household account management.
- Expense and income tracking
- Budget planning
- Graphical spending analysis
- PC management via Wi-Fi
- Credit/Debit card management
- Automatic double-entry bookkeeping
- Multi-currency support
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“Money Manager Expense & Budget ” is an optimized application for personal account management. Household account management is complicated. But we make it simple by simplifying the things that are complex. The default settings will get you started, and once you get used to it, you can alter the settings according to your needs with the highly flexible and customizable functions available. - Super easy and simple to enter data anytime, anywhere. - View your spending tendencies graphically. - View statistics by simply entering the data. - Search and calculator functions. - Set up sub-categories and main categories as necessary. - Manage all your accounts at once. - Use multiple currencies. - Check weekly, monthly, and annual statistics. - Use the calendar view. - Use budget planning features to plan weekly, monthly, and annual budgets. - Change the start date of the month. ※ Applying double entry bookkeeping It facilitates efficient account management. Automatic double entry bookkeeping. ※ PC manager function You can view ‘“Money Manager” application using Wi-Fi. You can edit and sort the data by date, category or account group on the screen of your PC. In addition, you can see fluctuations of your accounts indicated on graphs on your PC. ※ Budget management function You can manage your budget. It shows your budget and expenditures on a graph so you can compare a number of your expenditures against your budget quickly. ※ Credit Card / Debit Card management function When entering a future payment date, you can see the payment amount and outstanding balance on the accounts page. You can connect your debit card to your accounts so that expenses are automatically recorded under a specific account. ※ Passcode You can specify the desired time lapse before the app requests a passcode. ※ Automatic money transfer and frequency functions You can set up automatic money transfers between your accounts and configure the frequency of those transfers. ※ Sort expenses by the recipient You can sort your expenses by the recipient and view this information graphically. ※ Payment Profiles You can easily enter frequent expenditures by creating payment profiles. ※ Backup / Restore You can backup and restore your data via email, iTunes and iCloud. ※ Multiple currency support – you can have individual entries in multiple currencies, and configure each account to calculate the total balance in your desired currency. In Full Version. (https://itunes.apple.com/app/id564730202?mt=8) Manage from PC is available. There are no Ads. There is no limit the accounts. (In the lite version, 10 accounts is available.) Subscription pricing and terms: Money Manager offers auto-renewing monthly subscription at US$2.49/month and an auto-renewing yearly subscription at US$19.99/year to provide you with unlimited access to the Money Manager Data Sync Service while you maintain an active subscription. Payment will be charged to the credit card connected to your iTunes Account when you confirm the initial subscription purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your account will be charged for renewal within 24-hours prior to the end of the current period, and the cost of the renewal will be identified. You may manage your subscription and auto-renewal may be turned off by going to your Account Settings after the purchase. Read more about our terms and conditions here: https://realbyteapps.com/policy/terms.html Privacy Policy: https://realbyteapps.com/policy/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: Money Manager Expense & Budget at every 11 days against iSpending's every 6 months. Money Manager Expense & Budget also leads on rating (4.8 vs 4.4) and review sentiment (93% vs 69%). iSpending's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Money Manager Expense & Budget sells 2 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.
Money Manager Expense & Budget holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Money Manager Expense & Budget has 20K ratings behind it against 634, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 93% of Money Manager Expense & Budget's.
iSpending ships an update every 6 months, Money Manager Expense & Budget every 11 days. The most recent releases landed on November 10, 2026 and November 13, 2026 respectively.
| Parameter | iSpending | Money Manager Expense & Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 4.8 (20K ratings) — better |
| Positive reviews | 68.9% of reviews | 93.1% of reviews — better |
| Number of ratings | 634 | 20K — better |
| Update frequency | Every 6 months | Every 11 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 19 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Realbyte Inc. |
Customer experience
iSpending
Money Manager Expense & Budget
User reviews
iSpending
From 634 App Store ratingsWhat we love
- 👍 Easy to use
- 💰 Helps organize finances
- 📊 Provides good visibility into spending
- 🚀 Simple and straightforward
Room to improve
- 🔒 Limited functionality without paid upgrade
- 🐛 Crashes and bugs reported
- 🗓️ Lack of customization options (categories, date range)
- 💻 No cross-device sync or backup
Money Manager Expense & Budget
From 20K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful statistics and charts
- 💰 Effective for managing finances
- 🗓️ Convenient calendar view
- 🔍 Detailed expense tracking
Room to improve
- 🐛 Recurring transactions not working properly
- 🔀 Difficulty changing main currency without losing data
- 🔒 Lack of multi-user/device sync capability
- 💬 No option to add notes or comments
- 📤 Inability to export data
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Money Manager Expense & Budget
Reported bugs
3 issues- Slow performance when adding old transactions
- Inconsistent behavior of repeat expense feature
- Ads reappearing after being removed
Requested features
5 requests- Ability to split transactions across categories
- Option to set percentage-based budgets
- Integration with bank accounts for automatic syncing
- Customizable color themes
- Family/shared account functionality
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Money Manager Expense & Budget
- 1 Month Subscription$2.491 Month
- 1 Year Subscription1 Year trial$19.991 Year
Questions
Is iSpending free?
Is Money Manager Expense & Budget free?
Which has better reviews, iSpending or Money Manager Expense & Budget?
Do iSpending or Money Manager Expense & Budget have ads?
Which is updated more often, iSpending or Money Manager Expense & Budget?
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