Comparison

iSpending vs Money Manager Expense & Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Money Manager Expense & Budget

Effortlessly manage your personal finances with this app. Track expenses, create budgets, and view spending habits through insightful charts and statistics. Offers PC management and automatic double-entry bookkeeping for efficient household account management.

Highlights
  • Expense and income tracking
  • Budget planning
  • Graphical spending analysis
  • PC management via Wi-Fi
  • Credit/Debit card management
  • Automatic double-entry bookkeeping
  • Multi-currency support
Features
Read full description

“Money Manager Expense & Budget ” is an optimized application for personal account management. Household account management is complicated. But we make it simple by simplifying the things that are complex. The default settings will get you started, and once you get used to it, you can alter the settings according to your needs with the highly flexible and customizable functions available. - Super easy and simple to enter data anytime, anywhere. - View your spending tendencies graphically. - View statistics by simply entering the data. - Search and calculator functions. - Set up sub-categories and main categories as necessary. - Manage all your accounts at once. - Use multiple currencies. - Check weekly, monthly, and annual statistics. - Use the calendar view. - Use budget planning features to plan weekly, monthly, and annual budgets. - Change the start date of the month. ※ Applying double entry bookkeeping It facilitates efficient account management. Automatic double entry bookkeeping. ※ PC manager function You can view ‘“Money Manager” application using Wi-Fi. You can edit and sort the data by date, category or account group on the screen of your PC. In addition, you can see fluctuations of your accounts indicated on graphs on your PC. ※ Budget management function You can manage your budget. It shows your budget and expenditures on a graph so you can compare a number of your expenditures against your budget quickly. ※ Credit Card / Debit Card management function When entering a future payment date, you can see the payment amount and outstanding balance on the accounts page. You can connect your debit card to your accounts so that expenses are automatically recorded under a specific account. ※ Passcode You can specify the desired time lapse before the app requests a passcode. ※ Automatic money transfer and frequency functions You can set up automatic money transfers between your accounts and configure the frequency of those transfers. ※ Sort expenses by the recipient You can sort your expenses by the recipient and view this information graphically. ※ Payment Profiles You can easily enter frequent expenditures by creating payment profiles. ※ Backup / Restore You can backup and restore your data via email, iTunes and iCloud. ※ Multiple currency support – you can have individual entries in multiple currencies, and configure each account to calculate the total balance in your desired currency. In Full Version. (https://itunes.apple.com/app/id564730202?mt=8) Manage from PC is available. There are no Ads. There is no limit the accounts. (In the lite version, 10 accounts is available.) Subscription pricing and terms: Money Manager offers auto-renewing monthly subscription at US$2.49/month and an auto-renewing yearly subscription at US$19.99/year to provide you with unlimited access to the Money Manager Data Sync Service while you maintain an active subscription. Payment will be charged to the credit card connected to your iTunes Account when you confirm the initial subscription purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your account will be charged for renewal within 24-hours prior to the end of the current period, and the cost of the renewal will be identified. You may manage your subscription and auto-renewal may be turned off by going to your Account Settings after the purchase. Read more about our terms and conditions here: https://realbyteapps.com/policy/terms.html Privacy Policy: https://realbyteapps.com/policy/privacy.html

Screenshots

iSpending4 screens
Money Manager Expense & Budget4 screens

Verdict

The call

The clearest difference is update cadence: Money Manager Expense & Budget at every 11 days against iSpending's every 6 months. Money Manager Expense & Budget also leads on rating (4.8 vs 4.4) and review sentiment (93% vs 69%). iSpending's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Money Manager Expense & Budget sells 2 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Money Manager Expense & Budget holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Money Manager Expense & Budget has 20K ratings behind it against 634, so its average is the more settled of the two. Written reviews point the same way: 69% of iSpending's written reviews are positive against 93% of Money Manager Expense & Budget's.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Money Manager Expense & Budget every 11 days. The most recent releases landed on November 10, 2026 and November 13, 2026 respectively.

Scorecard5 real differences · 5 level
iSpending versus Money Manager Expense & Budget: the parameters behind the verdict, then further details
ParameteriSpendingMoney Manager Expense & Budget
PriceFreeFree
Rating4.4 (634 ratings)4.8 (20K ratings) — better
Positive reviews68.9% of reviews93.1% of reviews — better
Number of ratings63420K — better
Update frequencyEvery 6 monthsEvery 11 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.6
Further details — not scored
Size19 MB81 MB
Age rating4+4+
DeveloperHana MobileRealbyte Inc.

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Money Manager Expense & Budget

All ratings19,900 ratings
Positive96.0%
Neutral2.0%
Negative2.0%
Written reviews2,720 reviews
Positive93.1%
Neutral3.5%
Negative3.4%

User reviews

iSpending

From 634 App Store ratings

What we love

  • 👍 Easy to use
  • 💰 Helps organize finances
  • 📊 Provides good visibility into spending
  • 🚀 Simple and straightforward

Room to improve

  • 🔒 Limited functionality without paid upgrade
  • 🐛 Crashes and bugs reported
  • 🗓️ Lack of customization options (categories, date range)
  • 💻 No cross-device sync or backup

Money Manager Expense & Budget

From 20K App Store ratings

What we love

  • 👍 Easy to use
  • 📊 Helpful statistics and charts
  • 💰 Effective for managing finances
  • 🗓️ Convenient calendar view
  • 🔍 Detailed expense tracking

Room to improve

  • 🐛 Recurring transactions not working properly
  • 🔀 Difficulty changing main currency without losing data
  • 🔒 Lack of multi-user/device sync capability
  • 💬 No option to add notes or comments
  • 📤 Inability to export data

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Money Manager Expense & Budget

Reported bugs

3 issues
  • Slow performance when adding old transactions
  • Inconsistent behavior of repeat expense feature
  • Ads reappearing after being removed

Requested features

5 requests
  • Ability to split transactions across categories
  • Option to set percentage-based budgets
  • Integration with bank accounts for automatic syncing
  • Customizable color themes
  • Family/shared account functionality

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
2 purchases

Money Manager Expense & Budget

Subscriptions2
  • 1 Month Subscription$2.491 Month
  • 1 Year Subscription1 Year trial$19.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Money Manager Expense & Budget free?
Money Manager Expense & Budget is free to download, with in-app purchases available.
Which has better reviews, iSpending or Money Manager Expense & Budget?
Money Manager Expense & Budget is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Money Manager Expense & Budget averages 4.8 from 20K ratings.
Do iSpending or Money Manager Expense & Budget have ads?
Both iSpending and Money Manager Expense & Budget show ads.
Which is updated more often, iSpending or Money Manager Expense & Budget?
iSpending ships an update every 6 months, and Money Manager Expense & Budget every 11 days. Most recently, iSpending was updated on November 10, 2026 and Money Manager Expense & Budget on November 13, 2026.

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