Comparison

iSpending vs Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Budget Planner

Manage your finances with this practical app. Track spending, organize bills, and create budgets to improve your financial health. Reduce stress and gain more free time by taking control of your money.

Highlights
  • Create custom budgets
  • Add income and expenses easily
  • Track spending
  • Organize bills and tips
  • Learn to save money
  • Balance personal finances
Features
Read full description

Organize your monthly finance with the easiest and practical app. Available now for your iPhone. One of the best apps for Money-management. Control your Wallet while tracking all your spending, create a well-balanced wealth with this powerful tool. Make a less-stressed month with this financial help. Features: - Create your budget according to your needs - Easy to Add your income and expenses - Make your Personal Finance Easy - Learn How to Save your Money - Balance your Spending - Organize your Wallet - Good for Tracking Tips and Bills - Organize your Personal Finance Easy Say goodbye to late fees. Take charge of everything in one app. Change your life, Enjoy more Free Time. Budget planner Subscription options:

 1. Title of publication or service: Budget planner 
2. Length of subscription & Price of subscription, and price per unit if appropriate: - Annual (First 3 day free trial) 3. Price of subscription: - 1 week free and then $49.99 per year - 3 day free trial then $8.99 per month 4. Payment will be charged to iTunes Account at confirmation of purchase 
 5. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. You can turn of the auto-renew subscription from iPhone setting 
6. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal 7. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase
 8. Privacy Policy: http://budgetplannerapp.com/privacy-policy.html 9. Terms of use: http://budgetplannerapp.com/terms-of-use.html 10. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication where applicable 
11. Budget planner adds the great features above and are available through an auto-renewing subscription. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless cancelled at least 24 hours before the end of your current subscription, and you can cancel a subscription during the active period. You can manage your subscription at any time, either by viewing your account in iTunes from your Mac or PC, or Account Settings on your device after purchase Thank you!

Screenshots

iSpending4 screens
Budget Planner4 screens

Verdict

The call

The clearest difference is monetization model: iSpending at free with in-app purchases against Budget Planner's subscription. Budget Planner's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Budget Planner sells 9 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for iSpending against 4.3 for Budget Planner. Both are backed by a comparable volume of ratings — 634 and 2.3K respectively. Written reviews are what separate them: 69% of iSpending's written reviews are positive against 66% of Budget Planner's.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Budget Planner every 3 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
iSpending versus Budget Planner: the parameters behind the verdict, then further details
ParameteriSpendingBudget Planner
PriceFreeFree
Rating4.4 (634 ratings) — better4.3 (2.3K ratings)
Positive reviews68.9% of reviews — better66.4% of reviews
Number of ratings6342.3K — better
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better13.0
Further details — not scored
Size19 MB25 MB
Age rating4+4+
DeveloperHana MobilePretty View LLC

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Budget Planner

All ratings2,324 ratings
Positive80.6%
Neutral6.8%
Negative12.5%
Written reviews140 reviews
Positive66.4%
Neutral9.3%
Negative24.3%

User reviews

iSpending

From 634 App Store ratings

What we love

  • 👍 Easy to use
  • 💰 Helps organize finances
  • 📊 Provides good visibility into spending
  • 🚀 Simple and straightforward

Room to improve

  • 🔒 Limited functionality without paid upgrade
  • 🐛 Crashes and bugs reported
  • 🗓️ Lack of customization options (categories, date range)
  • 💻 No cross-device sync or backup

Budget Planner

From 2.3K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Helpful for budgeting
  • 💡 Useful for tracking expenses
  • 🔒 Secure app
  • 🤩 Great user interface

Room to improve

  • 🐛 App crashes frequently
  • 💰 Subscription-based model
  • 🔒 Limited functionality without subscription
  • 🤖 Annoying pop-ups and ads
  • 🤷‍♀️ Unreliable syncing with accounts

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Budget Planner

Reported bugs

3 issues
  • Cannot save changes to expenses
  • Login issues and connectivity problems
  • Incorrect display of past income data

Requested features

5 requests
  • Fortnightly budget option
  • Ability to add custom expense categories
  • More detailed analytics and reporting
  • Horizontal/vertical view options
  • Accessibility improvements for blind users

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
9 purchases

Budget Planner

Subscriptions9
  • Budget Planner Weekly Pack3 Days trial$2.997 Days
  • Weekly Subscription7 Days trial$2.997 Days
  • Budget Monthly Subscription3 Days trial$3.991 Month
Show 6 more
  • Special Monthly Subscription3 Days trial$8.991 Month
  • Budget Planner Monthly Pack3 Days trial$9.991 Month
  • Budget Mid Year Subscription7 Days trial$24.996 Months
  • Yearly Subscription14 Days trial$49.991 Year
  • Budget Planner yearly speci7 Days trial$49.991 Year
  • Special Yearly Subscriptiom7 Days trial$49.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Which has better reviews, iSpending or Budget Planner?
iSpending is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Budget Planner averages 4.3 from 2.3K ratings.
Do iSpending or Budget Planner have ads?
iSpending shows ads; Budget Planner does not.
Which is updated more often, iSpending or Budget Planner?
iSpending ships an update every 6 months, and Budget Planner every 3 weeks. Most recently, iSpending was updated on September 23, 2026 and Budget Planner on September 21, 2026.

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