Comparison

Oriental 401K Plan vs Oriental Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oriental 401K Plan

Manage your retirement savings on the go. View your balance, track performance, and adjust contributions securely. Access financial wellness resources to help you reach your future goals.

Highlights
  • Secure account access
  • View balance and performance
  • Track investment mix
  • Adjust contribution rate
  • Financial wellness information
  • View vested balance
Features
Read full description

Access your retirement savings account whenever and wherever you want. This app allows you instant access to your retirement money. View your balance, check performance and investment mix at any time. Our app prepares you for the future. Learn about more features: • A completely redesigned and updated experience from your mobile device. • Secure account access with your fingerprint or facial recognition. • Financial wellness information to help you achieve your financial goals. • View and change your contribution rate (if applicable). • Track your personal performance for preset and custom date range, recent transactions and account balances by contribution type. • View your vested balance and values by contribution type. • See a breakdown of your investment allocations.

About

Oriental Bank

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

Highlights
  • Personalized financial insights
  • Monthly budget creation
  • Transaction and balance projections
  • Enhanced card controls
  • E-statement access
  • Customizable notifications
  • Account management tools
Features
Read full description

Experience a smart mobile banking with Banca Móvil from Oriental Bank! Discover the new and enhanced Banca Móvil app, crafted to provide a smarter banking experience. Our app offers personalized insights and suggestions to help you manage your finances more effectively and develop healthier financial habits. ∙ Language Options: Enjoy a personalized experience with support for both English and Spanish. ∙ Smart Suggestions: Receive tailored advice based on your financial activities, helping you make informed decisions. ∙ Monthly Projections: Get forecasts of your transactions and balances to anticipate expenses and stay in control of your finances. ∙ Budgeting Tools: Categorize your expenses and create monthly budgets to optimize your spending. ∙ E-Statements: Access your electronic statements at the end of each cycle for easy transaction review. ∙ Enhanced Card Control: Manage your card with features like blocking and PIN changes for added security. ∙ Account Management: Benefit from features such as password reset, complete account number, change address, cancel and order checks, and more. ∙ Notifications: Choose what you want to be notified about, including past-due payments and card usage. ∙ Continue enjoying features from our previous app version, such as recurrent payments and transfers, People Pay, adding external accounts, check deposits with Remote Check Deposit, and more. Banca Móvil from Oriental Bank is free and secure. Member FDIC. ¡APPúntate a una Banca Móvil inteligente! Descubre la nueva y mejorada aplicación Banca Móvil de Oriental Bank, diseñada para proporcionar una experiencia bancaria más inteligente. Nuestra aplicación ofrece información personalizada y sugerencias para ayudarte a manejar tus finanzas de manera más eficiente y desarrollar hábitos financieros más saludables. ∙ Opciones de Idioma: Disfruta de una experiencia personalizada con soporte para inglés y español. ∙ Sugerencias Inteligentes: Recibe consejos personalizados basados en tus actividades financieras, ayudándote a tomar decisiones informadas. ∙ Proyecciones Mensuales: Obtén predicciones de tus transacciones y saldos para anticiparte a tus gastos y mantenerte en control de tus finanzas. ∙ Herramientas Presupuestarias: Categoriza tus gastos y crea presupuestos mensuales para que manejes tu dinero de manera efectiva. ∙ E-Statements: Accede a tus estados de cuenta electrónicos al final de cada ciclo para una revisión fácil de tus transacciones. ∙ Control Mejorado de tus Tarjetas: Gestiona tu tarjeta con funciones como el bloqueo y los cambios de PIN para mayor seguridad. ∙ Gestión de Cuentas: Benefíciate de funciones como restablecer tu contraseña, ver el número completo de tu cuenta, cambiar la dirección, cancelar y solicitar cheques, etc. ∙ Notificaciones: Elige sobre qué quieres recibir notificaciones, incluyendo pagos atrasados y el uso de tus tarjetas. ∙ Continúa disfrutando de las funciones de nuestra app anterior como pagos y transferencias recurrentes, People Pay, agregar cuentas externas, depósitos de cheques con FOTOdepósito, y más. Banca Móvil de Oriental Bank es gratuita y segura. Miembro FDIC.

Screenshots

Oriental 401K Plan4 screens
Oriental Bank4 screens

Verdict

The call

The clearest difference is rating: Oriental Bank at 4.9 against Oriental 401K Plan's 1.7. Oriental Bank also leads on update cadence (monthly vs every 16 months) and ratings volume (23K vs 6). Oriental 401K Plan's advantage is review sentiment (100% vs 83%) and iOS requirement (11.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Oriental Bank holds the better App Store score, 4.9 against 1.7. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 100% of Oriental 401K Plan's written reviews are positive against 83% of Oriental Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Oriental 401K Plan ships an update every 16 months, Oriental Bank monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Oriental 401K Plan versus Oriental Bank: the parameters behind the verdict, then further details
ParameterOriental 401K PlanOriental Bank
PriceFreeFree
Rating1.7 (6 ratings)4.9 (23K ratings) — better
Positive reviews100.0% of reviews — better82.8% of reviews
Number of ratings623K — better
Update frequencyEvery 16 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better16.0
Further details — not scored
Size20 MB120 MB
Age rating4+4+
DeveloperOriental Pension Consultants Inc.OFG Bancorp

Customer experience

Oriental 401K Plan

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Oriental Bank

All ratings23,096 ratings
Positive97.7%
Neutral1.3%
Negative1.0%
Written reviews204 reviews
Positive82.8%
Neutral7.4%
Negative9.8%

Bugs and requests

Oriental 401K Plan

Not enough reviews yet to summarise bugs or requests.

Oriental Bank

Reported bugs

2 issues
  • New app still prompting for download
  • Accounts not displaying properly

Requested features

3 requests
  • Add Apple Pay support
  • Improve People Pay transfers
  • Add passcode/biometric access

In-app purchases

None

Oriental 401K Plan

No in-app purchases

None

Oriental Bank

No in-app purchases

Questions

Is Oriental 401K Plan free?
Oriental 401K Plan is free to download, with no in-app purchases.
Is Oriental Bank free?
Oriental Bank is free to download, with no in-app purchases.
Which has better reviews, Oriental 401K Plan or Oriental Bank?
Oriental Bank is rated higher. Oriental 401K Plan averages 1.7 out of 5 from 6 ratings, while Oriental Bank averages 4.9 from 23K ratings.
Do Oriental 401K Plan or Oriental Bank have ads?
Neither Oriental 401K Plan nor Oriental Bank shows ads.
Which is updated more often, Oriental 401K Plan or Oriental Bank?
Oriental 401K Plan ships an update every 16 months, and Oriental Bank monthly. Most recently, Oriental 401K Plan was updated on October 24, 2026 and Oriental Bank on October 30, 2026.

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