Comparison

Khata Tracker vs Masterstrokes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Khata Tracker

This app combines personal finance tracking with comprehensive business accounting tools. Manage daily expenses, create professional invoices, track inventory, and generate financial reports. It's designed for both individuals and small businesses, offering features like offline access and team management.

Highlights
  • Personal finance tracking
  • Business accounting
  • Professional invoicing
  • Inventory management
  • Financial reporting
  • Offline access
  • Team management
Features
Read full description

Khata Tracker Business Ledger Book – Personal Finance & Business Accounting in One App Most finance apps make you choose — personal budgeting or business accounting. Khata Tracker does both, without compromising on either. Whether you run a shop, freelance, or manage a growing team, your bookkeeping, GST/VAT invoicing, POS billing and expense tracking are all right here. Stay organised. Save time. Focus on growing your business. No accounting expertise needed. Works offline. Free to start. —————————————————— FOR YOUR PERSONAL FINANCES —————————————————— PERSONAL EXPENSE TRACKER - Track daily income and expenses and see exactly where your money goes each month. Weekly, monthly and yearly visual reports show your spending habits clearly. EXPENSES PER PERSON - Track shared costs with family, friends or colleagues — so nothing gets forgotten or awkward. PERSONAL + BUSINESS SEPARATED - Keep personal and business money completely separate but both visible in the same app. PAYMENT SCHEDULE TRACKER - Track recurring payments, instalments and due dates. Know exactly what is due and when — so nothing gets missed. ———————————————————— FOR YOUR BUSINESS ACCOUNTING ———————————————————— INVOICING & BILLING - Create professional invoices with VAT, GST or Sales Tax support. Send quotations, manage purchase orders, and handle credit/debit notes easily. RETAIL POS BILLING SYSTEM - Generate fast bills with the built-in Point of Sale system — faster checkout, no separate hardware needed. KHATA ACCOUNT & LEDGER BOOK - Record udhaar (credit given or taken). Separate ledgers for customers and suppliers with accurate opening and closing balances. INVENTORY MANAGEMENT - Add products with or without tax pricing. Get low stock alerts before you run out — not after. See which items are making you profit. CASH & BANK MANAGEMENT - Track petty cash, bank accounts and digital wallets in one place. REPORTS & BUSINESS INSIGHTS - Profit & Loss, Balance Sheet, Daybook and Item-wise Profit reports. Export to PDF with custom date filters — ready for your accountant whenever they ask. PAYMENT REMINDERS - Track pending payments and send reminders to customers through SMS or WhatsApp directly from the app. TEAMS & ROLE MANAGEMENT - Add staff, assign permissions and monitor changes with audit logs. HRMS & FIELD EMPLOYEE TRACKING - Manage attendance, leave, employee records, field visits, locations and daily activities from one place. SECURITY & DEVICE MANAGEMENT - Protect your account with Face ID and App Lock. View and manage the devices connected to your Khata Tracker account. CLOUD SYNC & SECURITY Secure cloud backup across supported devices — private and protected. WORKS OFFLINE Use supported features offline and sync automatically when you are back online. ————————————— WHY KHATA TRACKER? ————————————— • Personal expense tracking and business accounting in one app • GST, VAT and Sales Tax invoicing built right in • Khata and udhaar tracking for every customer and supplier • Full bookkeeping — ledger, reports, inventory and POS • HRMS — employee management, attendance and field tracking • Payment schedule and instalment tracking — never miss a due date • No accounting skills needed • Trusted by shops, kirana stores, freelancers and growing businesses ——————————————————————— FREE TO START. UPGRADE AS YOU GROW. ——————————————————————— Start with essential personal and business management tools for free. When your business needs more, affordable plans unlock advanced inventory, full invoicing, POS billing and cloud sync. - Monthly Plan — flexible, cancel anytime - Yearly Plan — best value for growing businesses - Mobile Only Plan — lighter plan for solo users - Lifetime Plan — pay once, yours forever Subscriptions renew automatically unless cancelled at least 24 hours before the renewal date. Manage anytime in Apple ID Settings. Terms of Use: https://khatatracker.com/terms-conditions Privacy Policy: https://khatatracker.com/privacy-policy

About

Masterstrokes

This app helps contractors earn rewards, grow their business, and streamline their work. It offers a centralized platform for managing projects and accessing benefits.

Highlights
  • Earn rewards
  • Grow your business
  • Simplify work
  • Loyalty program
  • Contractor management
Features
Read full description

Masterstrokes India- Earn rewards, grow your business, and simplify your work-all in one APP

Screenshots

Khata Tracker4 screens
Masterstrokes3 screens

Verdict

The call

The clearest difference is rating: Khata Tracker at 4.6 against Masterstrokes's 3.0. Khata Tracker also leads on review sentiment (67% vs 30%) and ratings volume (555 vs 2). Masterstrokes's advantage is in-app purchases (none vs 5) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Khata Tracker sells 5 in-app purchases, starting at $2.99 per month. Masterstrokes asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Khata Tracker holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Khata Tracker has 555 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 67% of Khata Tracker's written reviews are positive against 30% of Masterstrokes's.

UpkeepUpdate frequency

Khata Tracker ships an update fortnightly, Masterstrokes every 2 weeks. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

Scorecard6 real differences · 4 level
Khata Tracker versus Masterstrokes: the parameters behind the verdict, then further details
ParameterKhata TrackerMasterstrokes
PriceFreeFree
Rating4.6 (555 ratings) — better3.0 (2 ratings)
Positive reviews67.3% of reviews — better30.0% of reviews
Number of ratings555 — better2
Update frequencyFortnightlyEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size78 MB69 MB
Age rating4+4+
DeveloperANJU SIIMA TECHNOLOGIES PRIVATE LIMITEDAsian Paints

Customer experience

Khata Tracker

All ratings555 ratings
Positive89.7%
Neutral4.7%
Negative5.6%
Written reviews113 reviews
Positive67.3%
Neutral8.8%
Negative23.9%

Masterstrokes

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews20 reviews
Positive30.0%
Neutral0.0%
Negative70.0%

Bugs and requests

Khata Tracker

Reported bugs

5 issues
  • Keyboard stagnation during OTP verification
  • Data not syncing between iPhone and iPad after going pro
  • Data loss if phone is lost or changed
  • Change tracking not working properly
  • Advertisements interrupting user experience

Requested features

7 requests
  • Due book/balance due reporting feature
  • Download transaction details option
  • Enhanced category details with filtered transactions
  • Account balance summary across all accounts
  • More transaction category icons (bank, groceries)
Show 2 more
  • Cross-device data synchronization
  • HD photo storage for bill uploads

Masterstrokes

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Khata Tracker

Subscriptions3
  • Gold Plan$2.991 Month
  • Pro Plan (Mobile Only)$12.991 Year
  • Diamond Plan$24.991 Year
One-time2
  • Pro User Access$9.99
  • Platinum Plan (Lifetime)$89.99
None

Masterstrokes

No in-app purchases

Questions

Is Khata Tracker free?
Khata Tracker is free to download, with in-app purchases available.
Is Masterstrokes free?
Masterstrokes is free to download, with no in-app purchases.
Which has better reviews, Khata Tracker or Masterstrokes?
Khata Tracker is rated higher. Khata Tracker averages 4.6 out of 5 from 555 ratings, while Masterstrokes averages 3.0 from 2 ratings.
Do Khata Tracker or Masterstrokes have ads?
Khata Tracker shows ads; Masterstrokes does not.
Which is updated more often, Khata Tracker or Masterstrokes?
Khata Tracker ships an update fortnightly, and Masterstrokes every 2 weeks. Most recently, Khata Tracker was updated on September 22, 2026 and Masterstrokes on September 25, 2026.

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