Comparison

KESSPay Pro vs Phillip Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KESSPay Pro

This digital payment app simplifies sending, receiving, and managing money. It offers instant transfers, group payments, and QR code scanning for quick transactions. Enjoy secure and reliable financial management with integrated services.

Highlights
  • Instant money transfers
  • Group payments
  • Scan & Pay QR codes
  • Secure payment technology
  • Connected third-party services
Read full description

KESS PAY is a smart digital payment app designed to make sending, receiving, and managing money easier than ever. Built for everyday life, it helps you pay, transfer, and stay connected — all in one place. ● What you can do with KESS PAY PRO: 1. Instant Money Transfers – Send and receive money from friends, family, and peers anytime, anywhere. 2. Group Payments – Easily split bills or contribute to shared expenses. 3. Scan & Pay – Pay quickly at local stores by scanning QR codes. 4. Secure & Reliable – Keep your money safe with trusted, modern payment technology. 5. Connected Services – Access additional third-party services without leaving the app. ● Whether it’s shopping, dining, or sending money back home — KESS PAY is the simpler, faster, and safer way to pay. ● Visit us on Facebook to learn more. https://www.facebook.com/KESS-Innovation-PLC-110814020476161/

About

Phillip Merchant

Features
Read full description

Phillip Merchant Apps is a mobile application that enables Phillip Merchants in Cambodia to accept payment online by Phillip Bank Mobile Apps. This Solution is a new way to accept and receive payments instantly from your customers using a static QR code. Monitor your business transactions easily on the go and get payments instantly into your account. It's fast, more secure, and a great alternative to cash. No POS terminal required, no more carrying hefty cash. You can do it all from your smartphone or tablet! This App provides the following features: - Get notification payment from your static QR code Standee on every successful transaction - Generate static and dynamic QR codes for your business - Overview daily sale report - Track your sales transactions weekly and monthly in real-time details - Refund to your customer that paid wrongly on the amount - Manage your business profile

Screenshots

KESSPay Pro4 screens
Phillip Merchant4 screens

Verdict

The call

The clearest difference is ads: Phillip Merchant at none against KESSPay Pro's shown. KESSPay Pro's advantage is update cadence (fortnightly vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KESSPay Pro ships an update fortnightly, Phillip Merchant every 3 months. The most recent releases landed on October 12, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
KESSPay Pro versus Phillip Merchant: the parameters behind the verdict, then further details
ParameterKESSPay ProPhillip Merchant
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyFortnightly — betterEvery 3 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size202 MB53 MB
Age rating4+9+
DeveloperKESS INNOVATION PLC.Phillip Bank PLC

In-app purchases

None

KESSPay Pro

No in-app purchases

None

Phillip Merchant

No in-app purchases

Questions

Is KESSPay Pro free?
KESSPay Pro is free to download, with no in-app purchases.
Is Phillip Merchant free?
Phillip Merchant is free to download, with no in-app purchases.
Do KESSPay Pro or Phillip Merchant have ads?
KESSPay Pro shows ads; Phillip Merchant does not.
Which is updated more often, KESSPay Pro or Phillip Merchant?
KESSPay Pro ships an update fortnightly, and Phillip Merchant every 3 months. Most recently, KESSPay Pro was updated on October 12, 2026 and Phillip Merchant on October 27, 2026.

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