Comparison

Bad Credit? No Problem! vs ZombCube

Price, ratings, monetisation and update history for both games, side by side — with what reviewers say about each.

Head to head
About

Bad Credit? No Problem!

Step into the shoes of a title-loan agent in 2016. Your job is to meticulously review customer paperwork, identifying fraudulent documents. Between customers, you can relax by playing retro games on your office PC.

Highlights
  • Approve or decline loan applications
  • Identify forged and expired documents
  • Play retro mini-games on office PC
  • Multiple endings based on career choices
  • Seasonal office events
  • Customize agent's office and appearance
Features
Currently charting
Read full description

Every customer swears their paperwork is fine. Your job: catch the fakes. You're the new agent at a sketchy title-loan shop in 2016. Spot what's expired, forged or padded, then approve or decline. Between customers, slack off on a retro office PC. A cozy, dryly funny pixel-art desk job. SURVIVE YOUR FIRST 14 DAYS Your first 14 days are Probation. Pass it and you're hired. New rules arrive every day or two, so yesterday's easy yes can be today's no. PICK A SIDE Once you're hired, Career runs from October to the Year-End Review on December 23. A big chain wants to buy the shop. There are three endings to find, and how your year ends is up to you. HOLIDAYS AT THE OFFICE Career runs right through the season: a jack-o'-lantern on Halloween, a Thanksgiving potluck, a flood of Black Friday spam and a festive December. TAKE THE ENVELOPE? In Career, some customers slide cash across the desk. Take it and you can't decline them. Leave it, decline them properly, and earn a small honesty bonus. SLACK OFF ON THE OFFICE PC Between customers, read your coworkers' e-mail drama, play little retro games like Snake, shop for clothes and office decor, and snoop through files you probably shouldn't open. CHECK THE PARKING LOT Buy security cameras and check the car outside against the title: a caught mismatch pays double. WORK A HALLOWEEN NIGHT SHIFT Fright Night Files is a five-night Halloween shift with its own spooky customers. It's open all year, though October is its season. KEEP THE LITTLE THINGS The Scrapbook collects keepsakes, stickers and photos from your shifts. Look back over past calls in your Case Files, decorate your office, and dress your agent with what you earn. PLAYING SINCE 1.x? Your progress, purchases and Scrapbook come with you. A run in progress starts fresh, and Career replaces Endless Shift. Spot a translation that reads wrong? Tap Contact & Feedback in Options and tell us on Discord.

About

ZombCube

Engage in a wave-based, first-person zombie survival game. Team up with players globally to defeat evil forces, climb leaderboards, and showcase your skills. Features include multiplayer, singleplayer, and a variety of weapons and customization options.

Highlights
  • Wave-based zombie survival
  • Multiplayer and singleplayer modes
  • Global leaderboards
  • Unlockable blasters and skins
  • Cross-platform play
Read full description

ZombCube is a cross-platform survival, first-person, wave based game. Play solo or with friends all over the world destroying the evil ZombCube's. Use teamwork, leadership, and skills to be the best and rank on the leaderboards. ZombCube was designed to allow students to follow along and incorporate a lot of cross-platform features. We look into Unity Ads, In-App Purchases, Unity's New Input System, Pathfinding and networking. Report bugs to morgan.houston@mms-gaming.com. Controls: Move: Left Stick Look: Swipe/Right Stick Jump: Tap/Hold Jump Button Fire: Tap/Hold Fire Button Swap Weapons: Tap Swap Button Weapon Select: Hold Swap Button Interact: Hold Pause: Tap Pause Button Features: -Multiplayer -Singleplayer -Blasters -Skins -Music -Leaderboards -Achievements Blaster Model & Animations: Dakota Hamilton Grenade Model & Projectile Particle VFX: Jacob Price Zombie Voice Actor: Riley Hutton Player Voice Actors: Jakob Dylan Cook Morgan Houston Lydia Jackson Ashton Null Music: blackSnow by airtone (c) copyright 2021 Licensed under a Creative Commons Attribution (3.0) license. http://dig.ccmixter.org/files/airtone/63513

Screenshots

Bad Credit? No Problem!4 screens
ZombCube4 screens

Verdict

The call

The clearest difference is ads: Bad Credit? No Problem! at none against ZombCube's shown. Bad Credit? No Problem! also leads on monetization model (free vs free with in-app purchases) and ratings volume (1.2K vs 13). ZombCube's advantage is review sentiment (100% vs 75%) and rating (4.8 vs 4.5). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bad Credit? No Problem! sells 6 one-off in-app purchases and ZombCube sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

ZombCube holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Bad Credit? No Problem! has 1.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 75% of Bad Credit? No Problem!'s written reviews are positive against 100% of ZombCube's.

UpkeepUpdate frequency

Bad Credit? No Problem! ships an update every 2 days, ZombCube every 6 days. Both last shipped on October 30, 2026.

Scorecard7 real differences · 4 level
Bad Credit? No Problem! versus ZombCube: the parameters behind the verdict, then further details
ParameterBad Credit? No Problem!ZombCube
PriceFreeFree
Rating4.5 (1.2K ratings)4.8 (13 ratings) — better
Positive reviews74.6% of reviews100.0% of reviews — better
Number of ratings1.2K — better13
Update frequencyEvery 2 days — betterEvery 6 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree — betterFree with in-app purchases
Best chart rank#136 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Mac — better
Requires iOS13.012.0 — better
Further details — not scored
Size329 MB201 MB
Age rating12+12+
DeveloperFOORBYTES, LLCMM's Gaming Community LLC

Customer experience

Bad Credit? No Problem!

All ratings1,173 ratings
Positive86.5%
Neutral5.7%
Negative7.8%
Written reviews401 reviews
Positive74.6%
Neutral11.5%
Negative14.0%

ZombCube

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Bad Credit? No Problem!

Reported bugs

2 issues
  • Inconsistent income requirements
  • Issues with correctly identifying valid applications

Requested features

4 requests
  • More game modes and content updates
  • Ability to skip or continue from previous days
  • Improved tutorial or onboarding process
  • Customization options for the office and character

ZombCube

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Bad Credit? No Problem!

One-time6
  • Buy Hints x10$0.99
  • Cash Doubler$1.99
  • Buy Hints x30$2.49
Show 3 more
  • Buy Hints x75$3.99
  • Starter Bundle$3.99
  • Supporter Pack$4.99
5 purchases

ZombCube

One-time5
  • 1 Coin$0.99
  • 5 Coins$2.99
  • 10 Coins$4.99
Show 2 more
  • 25 Coins$9.99
  • 100 Coins$19.99

Questions

Is Bad Credit? No Problem! free?
Bad Credit? No Problem! is free to download, with in-app purchases available.
Is ZombCube free?
ZombCube is free to download, with in-app purchases available.
Which has better reviews, Bad Credit? No Problem! or ZombCube?
ZombCube is rated higher. Bad Credit? No Problem! averages 4.5 out of 5 from 1.2K ratings, while ZombCube averages 4.8 from 13 ratings.
Do Bad Credit? No Problem! or ZombCube have ads?
ZombCube shows ads; Bad Credit? No Problem! does not.
Which is updated more often, Bad Credit? No Problem! or ZombCube?
Bad Credit? No Problem! ships an update every 2 days, and ZombCube every 6 days. Most recently, Bad Credit? No Problem! was updated on October 30, 2026 and ZombCube on October 30, 2026.

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