Comparison

Bad Credit? No Problem! vs HOT37

Price, ratings, monetisation and update history for both games, side by side — with what reviewers say about each.

Head to head
About

Bad Credit? No Problem!

As a new agent at a title-loan shop, your job is to meticulously review customer paperwork and identify fraudulent documents. Survive your probation, navigate office politics, and make critical decisions that affect the shop's future, all while enjoying retro office PC mini-games.

Highlights
  • Review and approve/decline customer paperwork
  • Survive a 14-day probation period
  • Experience multiple endings in Career mode
  • Play retro mini-games on an office PC
  • Decorate your office and agent
  • Special Halloween-themed shift
Features
Currently charting
Read full description

Every customer swears their paperwork is fine. Your job: catch the fakes. You're the new agent at a sketchy title-loan shop in 2016. Spot what's expired, forged or padded, then approve or decline. Between customers, slack off on a retro office PC. A cozy, dryly funny pixel-art desk job. SURVIVE YOUR FIRST 14 DAYS Your first 14 days are Probation. Pass it and you're hired. New rules arrive every day or two, so yesterday's easy yes can be today's no. PICK A SIDE Once you're hired, Career runs from October to the Year-End Review on December 23. A big chain wants to buy the shop. There are three endings to find, and how your year ends is up to you. HOLIDAYS AT THE OFFICE Career runs right through the season: a jack-o'-lantern on Halloween, a Thanksgiving potluck, a flood of Black Friday spam and a festive December. TAKE THE ENVELOPE? In Career, some customers slide cash across the desk. Take it and you can't decline them. Leave it, decline them properly, and earn a small honesty bonus. SLACK OFF ON THE OFFICE PC Between customers, read your coworkers' e-mail drama, play little retro games like Snake, shop for clothes and office decor, and snoop through files you probably shouldn't open. CHECK THE PARKING LOT Buy security cameras and check the car outside against the title: a caught mismatch pays double. WORK A HALLOWEEN NIGHT SHIFT Fright Night Files is a five-night Halloween shift with its own spooky customers. It's open all year, though October is its season. KEEP THE LITTLE THINGS The Scrapbook collects keepsakes, stickers and photos from your shifts. Look back over past calls in your Case Files, decorate your office, and dress your agent with what you earn. PLAYING SINCE 1.x? Your progress, purchases and Scrapbook come with you. A run in progress starts fresh, and Career replaces Endless Shift. Spot a translation that reads wrong? Tap Contact & Feedback in Options and tell us on Discord.

About

HOT37

Build and manage your dream hotel in this isometric simulator. Expand your establishment by adding floors and rooms, then redecorate and add amenities to attract more guests. Careful financial management is key to success, as running out of funds means game over.

Highlights
  • Build and expand hotel floors
  • Design and reserve rooms
  • Redecorate and add amenities
  • Manage hotel income and expenses
  • Isometric 3D graphics
Features
Read full description

Running a hotel is easy! Add floors and hotel rooms. As rooms are reserved, income increases. Use income to redecorate, add more floors, and add amenities. Of course, all this construction costs money. Run out of money, and the game is over.

Screenshots

Bad Credit? No Problem!4 screens
HOT374 screens

Verdict

The call

The clearest difference is review sentiment: Bad Credit? No Problem! at 75% against HOT37's 0%. Bad Credit? No Problem! also leads on price (Free vs $4.99) and update cadence (every 3 days vs every 7 months). HOT37's advantage is in-app purchases (none vs 6). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Bad Credit? No Problem! is free to download; HOT37 costs $4.99 up front. Bad Credit? No Problem! sells 6 one-off in-app purchases. HOT37 asks for nothing beyond the download.

UpkeepUpdate frequency

Bad Credit? No Problem! ships an update every 3 days, HOT37 every 7 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 4 level
Bad Credit? No Problem! versus HOT37: the parameters behind the verdict, then further details
ParameterBad Credit? No Problem!HOT37
PriceFree — better$4.99
Rating4.5 (1.2K ratings) — better—
Positive reviews74.6% of reviews — better0.0% of reviews
Number of ratings1.2K — better—
Update frequencyEvery 3 days — betterEvery 7 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree — betterPaid
Best chart rank#112 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.0 — better18.6
Further details — not scored
Size330 MB175 MB
Age rating12+4+
DeveloperFOORBYTES, LLCBlake HARRIS

Customer experience

Bad Credit? No Problem!

All ratings1,218 ratings
Positive87.1%
Neutral5.3%
Negative7.6%
Written reviews401 reviews
Positive74.6%
Neutral11.5%
Negative14.0%

HOT37

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Bad Credit? No Problem!

Reported bugs

2 issues
  • Inconsistent income requirements
  • Issues with correctly identifying valid applications

Requested features

4 requests
  • More game modes and content updates
  • Ability to skip or continue from previous days
  • Improved tutorial or onboarding process
  • Customization options for the office and character

HOT37

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Bad Credit? No Problem!

One-time6
  • Buy Hints x10$0.99
  • Cash Doubler$1.99
  • Buy Hints x30$2.49
Show 3 more
  • Buy Hints x75$3.99
  • Starter Bundle$3.99
  • Supporter Pack$4.99
None

HOT37

No in-app purchases

Questions

Is Bad Credit? No Problem! free?
Bad Credit? No Problem! is free to download, with in-app purchases available.
Is HOT37 free?
HOT37 costs $4.99, with no in-app purchases.
Do Bad Credit? No Problem! or HOT37 have ads?
Neither Bad Credit? No Problem! nor HOT37 shows ads.
Which is updated more often, Bad Credit? No Problem! or HOT37?
Bad Credit? No Problem! ships an update every 3 days, and HOT37 every 7 months. Most recently, Bad Credit? No Problem! was updated on November 7, 2026 and HOT37 on November 3, 2026.

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