Bad Credit? No Problem! vs Reactor Grid
Price, ratings, monetisation and update history for both games, side by side — with what reviewers say about each.
Bad Credit? No Problem!
As a new agent at a title-loan shop, your job is to meticulously review customer paperwork and identify fraudulent documents. Survive your probation, navigate office politics, and uncover multiple endings in this dryly humorous pixel-art simulation.
- Approve or decline customer paperwork
- Survive a 14-day probation period
- Multiple story endings
- Office PC mini-games and snooping
- Decorate your office and agent
- Halloween-themed night shift
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Every customer swears their paperwork is fine. Your job: catch the fakes. You're the new agent at a sketchy title-loan shop in 2016. Spot what's expired, forged or padded, then approve or decline. Between customers, slack off on a retro office PC. A cozy, dryly funny pixel-art desk job. SURVIVE YOUR FIRST 14 DAYS Your first 14 days are Probation. Pass it and you're hired. New rules arrive every day or two, so yesterday's easy yes can be today's no. PICK A SIDE Once you're hired, Career runs from October to the Year-End Review on December 23. A big chain wants to buy the shop. There are three endings to find, and how your year ends is up to you. HOLIDAYS AT THE OFFICE Career runs right through the season: a jack-o'-lantern on Halloween, a Thanksgiving potluck, a flood of Black Friday spam and a festive December. TAKE THE ENVELOPE? In Career, some customers slide cash across the desk. Take it and you can't decline them. Leave it, decline them properly, and earn a small honesty bonus. SLACK OFF ON THE OFFICE PC Between customers, read your coworkers' e-mail drama, play little retro games like Snake, shop for clothes and office decor, and snoop through files you probably shouldn't open. CHECK THE PARKING LOT Buy security cameras and check the car outside against the title: a caught mismatch pays double. WORK A HALLOWEEN NIGHT SHIFT Fright Night Files is a five-night Halloween shift with its own spooky customers. It's open all year, though October is its season. KEEP THE LITTLE THINGS The Scrapbook collects keepsakes, stickers and photos from your shifts. Look back over past calls in your Case Files, decorate your office, and dress your agent with what you earn. PLAYING SINCE 1.x? Your progress, purchases and Scrapbook come with you. A run in progress starts fresh, and Career replaces Endless Shift. Spot a translation that reads wrong? Tap Contact & Feedback in Options and tell us on Discord.
Reactor Grid
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Reactor Grid is a tactical board game for iPhone where small moves turn into huge swings. A sleek one-more-turn strategy duel where every orb can start a massive chain reaction. Place orbs on a square board, build pressure across corners, edges, and center cells, then unleash bursts that spread only up, down, left, and right. Any enemy cell hit by your reaction flips to your color, so one well-timed move can reverse the whole match.
Screenshots
Verdict
The clearest difference is price: Bad Credit? No Problem! at Free against Reactor Grid's $0.99. Bad Credit? No Problem! also leads on chart position (#125 vs unranked) and device support (3 vs 1). Reactor Grid's advantage is in-app purchases (none vs 6) and update cadence (daily vs every 4 days). On ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Bad Credit? No Problem! is free to download; Reactor Grid costs $0.99 up front. Bad Credit? No Problem! sells 6 one-off in-app purchases. Reactor Grid asks for nothing beyond the download.
Bad Credit? No Problem! ships an update every 4 days, Reactor Grid daily. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.
| Parameter | Bad Credit? No Problem! | Reactor Grid |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.5 (1.2K ratings) — better | — |
| Positive reviews | 74.6% of reviews | — |
| Number of ratings | 1.2K — better | — |
| Update frequency | Every 4 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Best chart rank | #125 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 330 MB | 5 MB |
| Age rating | 12+ | 4+ |
| Developer | FOORBYTES, LLC | Jiri Tesar |
Bugs and requests
Bad Credit? No Problem!
Reported bugs
2 issues- Inconsistent income requirements
- Issues with correctly identifying valid applications
Requested features
4 requests- More game modes and content updates
- Ability to skip or continue from previous days
- Improved tutorial or onboarding process
- Customization options for the office and character
Reactor Grid
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bad Credit? No Problem!
- Buy Hints x10$0.99
- Cash Doubler$1.99
- Buy Hints x30$2.49
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- Buy Hints x75$3.99
- Starter Bundle$3.99
- Supporter Pack$4.99
Reactor Grid
No in-app purchases







