CediPay vs SLTF Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CediPay
A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.
- Send and receive money
- Pay bills
- Top up airtime
- Pay for goods and services
- Financial inclusion
Read full descriptionHide full description
We are more than a payment company. We believe everyone should be able to enjoy financial and social inclusion, without regard for physical borders, boundaries, or even social status. CediPay is a one-stop mobile-based platform for payment of Goods and important services in your everyday life. Thousands of users rely on CediPay everyday to send and receive money, pay bills, Top up Airtime, pay for goods and services
SLTF Mobile
This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.
- Loan application for tertiary students
- Requires Ghana Card
- Requires personal email
- Requires e-zwich card registration
- Supports undergraduate programs
Read full descriptionHide full description
The Students Loan Trust Fund gives loans to Ghanaian tertiary students who are pursuing accredited programmes in accredited tertiary institutions. These students must have gained admission to pursue undergraduate programmes only. What are the application requirements? In order to apply you must: a. Have your Ghana Card b. Have a personal e-mail address. c. Register for an e-zwich card.
Screenshots
Verdict
The clearest difference is review sentiment: CediPay at 33% against SLTF Mobile's 0%. SLTF Mobile's advantage is rating (2.9 vs 2.7). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SLTF Mobile holds the better App Store score, 2.9 against 2.7. Both are backed by a comparable volume of ratings — 23 and 28 respectively. Written reviews complicate that: 33% of CediPay's written reviews are positive against 0% of SLTF Mobile's, so the app with the better star average is not the one people write more warmly about.
CediPay ships an update every 3 weeks, SLTF Mobile every 6 weeks. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.
| Parameter | CediPay | SLTF Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (23 ratings) | 2.9 (28 ratings) — better |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 23 | 28 — better |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 61 MB | 37 MB |
| Age rating | 4+ | 17+ |
| Developer | NEW-CEDIPAY GHANA LIMITED | Students Loan Trust Fund |
Customer experience
CediPay
SLTF Mobile
In-app purchases
CediPay
No in-app purchases
SLTF Mobile
No in-app purchases
