CediPay vs SIKACASH+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CediPay
A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.
- Send and receive money
- Pay bills
- Top up airtime
- Pay for goods and services
- Financial inclusion
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We are more than a payment company. We believe everyone should be able to enjoy financial and social inclusion, without regard for physical borders, boundaries, or even social status. CediPay is a one-stop mobile-based platform for payment of Goods and important services in your everyday life. Thousands of users rely on CediPay everyday to send and receive money, pay bills, Top up Airtime, pay for goods and services
SIKACASH+
Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.
- International money transfers
- Fast and secure transfers
- Cost-effective rates
- Multiple payout options (mobile wallet, pickup, bank deposit)
- Extensive African receiving countries
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SENDNAFA is trusted international money transfer service, specializing in fast, secure and cost-effective transfers to Africa. Our mission is to empower individuals and communities, facilitating the seamless flow of funds to support loved ones and economic development across the continent. With a user-friendly platform, competitive rates, and a commitment to customer satisfaction, SENDNAFA is your reliable partner for sending money with confidence Money can be sent from your debit or prepaid card to Mobile Wallet, Office Pick Up and Bank Deposit Our receiving countries: -Benin (XOF) -Burkina Faso (XOF) -Cameroon (XAF) -Cote d’Ivoire (XOF) -Gambia (GMD) -Ghana (GHS) -Guinea Conakry (GNF & USD) -Liberia (USD) -Mali (XOF) -Senegal (XOF) -Sierra Leone (SLL & USD) -Togo (XOF)
Screenshots
Verdict
The clearest difference is rating: SIKACASH+ at 4.6 against CediPay's 2.7. SIKACASH+ also leads on review sentiment (71% vs 33%) and ratings volume (1.9K vs 23). CediPay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SIKACASH+ holds the better App Store score, 4.6 against 2.7. That said, the two scores are not equally well evidenced: SIKACASH+ has 1.9K ratings behind it against 23, so its average is the more settled of the two. Written reviews point the same way: 33% of CediPay's written reviews are positive against 71% of SIKACASH+'s.
CediPay ships an update every 3 weeks, SIKACASH+ fortnightly. The most recent releases landed on October 8, 2026 and October 18, 2026 respectively.
| Parameter | CediPay | SIKACASH+ |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (23 ratings) | 4.6 (1.9K ratings) — better |
| Positive reviews | 33.3% of reviews | 70.6% of reviews — better |
| Number of ratings | 23 | 1.9K — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 61 MB | 63 MB |
| Age rating | 4+ | 17+ |
| Developer | NEW-CEDIPAY GHANA LIMITED | Nafa |
Customer experience
CediPay
SIKACASH+
Bugs and requests
CediPay
Not enough reviews yet to summarise bugs or requests.
SIKACASH+
Reported bugs
2 issues- Delayed money arrival
- Unresponsive to phone and WhatsApp inquiries
Requested features
2 requests- Faster transaction processing
- Improved customer support channels
In-app purchases
CediPay
No in-app purchases
SIKACASH+
No in-app purchases
