Comparison

guide.capital vs spaceBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

guide.capital

Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.

Highlights
  • AI-driven portfolio construction
  • Personalized asset allocation
  • Modular investment solution design
  • Model portfolios from known providers
  • Independent portfolio check
  • Security evaluation via photo
  • Sustainability ratings and scoring
Features
Read full description

SAVE TIME AND USE THE KNOWLEDGE OF EXPERTS AND ARTIFICIAL INTELLIGENCE It can be very time-consuming to construct the portfolio, determine the asset allocation, and find the right investment product and dealing with the markets on a daily basis - even more so when it's personalised. With guide[dot]capital you design your investment solution - simple, transparent and tailored to your needs. SIMPLE, PROFESSIONAL AND ALWAYS UP-TO-DATE So far, investors have looked after their assets themselves, hired an advisory or delegated their financial affairs in the form of an asset management mandate. Thanks to our technology, we can asset management easy for you. The unique open platform with model portfolios from well-known providers lets you build your desired investment solution modularly, taking your preferences and investment focus into account. FIND UNIQUE INVESTMENT SOLUTIONS Select model portfolios with a focus on sustainability, digitization, ETFs or individual stocks, from actively managed to passive or rule-based building blocks. We also offer unique investment components that carry out rule-based reallocations with the aim of minimizing losses and achieving a stable performance. By weighting the building blocks, you define your risk profile and start following the model portfolios. Get the rebalancing list with one click. The availability of the building blocks depends on the user of the app. We will continuously expand the range of building blocks. INDEPENDENT PORTFOLIO-CHECK Quickly and easily evaluate your portfolio securities according to various criteria by well-known rating agencies and financial institutions as a basis for better investment decisions and a more sustainable investment strategy. Advantages of our app are: - Consolidate several portfolios - Evaluate your securities by simply photographing your securities account statement - Sustainability ratings, fundamentals, technical scoring of renowned institutes - Global coverage of equities, bonds, funds, commodities, structured products - Alarm functionality for changes in the evaluation - Complete overview of your portfolio by currency, asset class, sustainability, etc. - Second opinion from third parties Legal notice: Depending on your residence, you will be granted full, limited or no access to the contents of this app. Our terms of use can be found under:  Privacy Policy: http://www.guide.capital/legal/privacypolicy_en.htm Terms and Conditions: http://www.guide.capital/legal/termsandcondition_en.htm.htm

About

spaceBudget

Easily track your income and expenses in seconds. Save spending as you make it for an instant overview of your remaining money. Mark recurring items and clear unmarked ones with a single touch to start the new month.

Highlights
  • Track income and expenses
  • Save spending instantly
  • Instant overview of remaining money
  • Mark recurring items
  • Clear unmarked items with one touch
Read full description

sofa budget is now spaceBudget... ... the name had had its day and I'm sure spaceBudget reflects the app better. You want to keep track of your money easily, quickly and without frills? Then you've come to the right place! spaceBudget offers you the easiest way to track your income and expenses in just a few seconds. 

You stash your wallet, and while you're still at the supermarket checkout, you save your spending in spaceBudget, giving you an instant overview of your remaining money. Mark your recurring items, they will not be reset at the end of the month. Now payday has come, remove all unmarked items with one touch and start the new month immediately. Have fun keeping track of your money, it will make your life easier!

Screenshots

guide.capital4 screens
spaceBudget4 screens

Verdict

The call

The clearest difference is in-app purchases: spaceBudget at none against guide.capital's 6. spaceBudget also leads on update cadence (every 8 days vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month. spaceBudget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for guide.capital against 5.0 for spaceBudget. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

guide.capital ships an update every 2 months, spaceBudget every 8 days. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
guide.capital versus spaceBudget: the parameters behind the verdict, then further details
Parameterguide.capitalspaceBudget
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings11
Update frequencyEvery 2 monthsEvery 8 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better16.2
Further details — not scored
Size72 MB133 MB
Age rating4+4+
Developerefficient.capital AGChristian Hancke

Customer experience

guide.capital

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

spaceBudget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

6 purchases

guide.capital

Subscriptions6
  • S&P ESG (monthly)7 Days trial$12.991 Month
  • SIX Consolidation (monthly)7 Days trial$13.991 Month
  • theScreener Rating (monthly)7 Days trial$16.991 Month
Show 3 more
  • S&P ESG (yearly)7 Days trial$77.991 Year
  • theScreener Rating (yearly)7 Days trial$106.991 Year
  • SIX Consolidation (yearly)7 Days trial$139.991 Year
None

spaceBudget

No in-app purchases

Questions

Is guide.capital free?
guide.capital is free to download, with in-app purchases available.
Is spaceBudget free?
spaceBudget is free to download, with no in-app purchases.
Which has better reviews, guide.capital or spaceBudget?
guide.capital and spaceBudget are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do guide.capital or spaceBudget have ads?
Neither guide.capital nor spaceBudget shows ads.
Which is updated more often, guide.capital or spaceBudget?
guide.capital ships an update every 2 months, and spaceBudget every 8 days. Most recently, guide.capital was updated on October 13, 2026 and spaceBudget on October 4, 2026.

Other comparisons