guide.capital vs spaceBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
guide.capital
Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.
- AI-driven portfolio construction
- Personalized asset allocation
- Modular investment solution design
- Model portfolios from known providers
- Independent portfolio check
- Security evaluation via photo
- Sustainability ratings and scoring
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SAVE TIME AND USE THE KNOWLEDGE OF EXPERTS AND ARTIFICIAL INTELLIGENCE It can be very time-consuming to construct the portfolio, determine the asset allocation, and find the right investment product and dealing with the markets on a daily basis - even more so when it's personalised. With guide[dot]capital you design your investment solution - simple, transparent and tailored to your needs. SIMPLE, PROFESSIONAL AND ALWAYS UP-TO-DATE So far, investors have looked after their assets themselves, hired an advisory or delegated their financial affairs in the form of an asset management mandate. Thanks to our technology, we can asset management easy for you. The unique open platform with model portfolios from well-known providers lets you build your desired investment solution modularly, taking your preferences and investment focus into account. FIND UNIQUE INVESTMENT SOLUTIONS Select model portfolios with a focus on sustainability, digitization, ETFs or individual stocks, from actively managed to passive or rule-based building blocks. We also offer unique investment components that carry out rule-based reallocations with the aim of minimizing losses and achieving a stable performance. By weighting the building blocks, you define your risk profile and start following the model portfolios. Get the rebalancing list with one click. The availability of the building blocks depends on the user of the app. We will continuously expand the range of building blocks. INDEPENDENT PORTFOLIO-CHECK Quickly and easily evaluate your portfolio securities according to various criteria by well-known rating agencies and financial institutions as a basis for better investment decisions and a more sustainable investment strategy. Advantages of our app are: - Consolidate several portfolios - Evaluate your securities by simply photographing your securities account statement - Sustainability ratings, fundamentals, technical scoring of renowned institutes - Global coverage of equities, bonds, funds, commodities, structured products - Alarm functionality for changes in the evaluation - Complete overview of your portfolio by currency, asset class, sustainability, etc. - Second opinion from third parties Legal notice: Depending on your residence, you will be granted full, limited or no access to the contents of this app. Our terms of use can be found under: Privacy Policy: http://www.guide.capital/legal/privacypolicy_en.htm Terms and Conditions: http://www.guide.capital/legal/termsandcondition_en.htm.htm
spaceBudget
Easily track your income and expenses in seconds. Save spending as you make it for an instant overview of your remaining money. Mark recurring items and clear unmarked ones with a single touch to start the new month.
- Track income and expenses
- Save spending instantly
- Instant overview of remaining money
- Mark recurring items
- Clear unmarked items with one touch
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sofa budget is now spaceBudget... ... the name had had its day and I'm sure spaceBudget reflects the app better. You want to keep track of your money easily, quickly and without frills? Then you've come to the right place! spaceBudget offers you the easiest way to track your income and expenses in just a few seconds. You stash your wallet, and while you're still at the supermarket checkout, you save your spending in spaceBudget, giving you an instant overview of your remaining money. Mark your recurring items, they will not be reset at the end of the month. Now payday has come, remove all unmarked items with one touch and start the new month immediately. Have fun keeping track of your money, it will make your life easier!
Screenshots
Verdict
The clearest difference is in-app purchases: spaceBudget at none against guide.capital's 6. spaceBudget also leads on update cadence (every 8 days vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month. spaceBudget asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for guide.capital against 5.0 for spaceBudget. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
guide.capital ships an update every 2 months, spaceBudget every 8 days. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.
| Parameter | guide.capital | spaceBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 2 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.2 |
| Further details — not scored | ||
| Size | 72 MB | 133 MB |
| Age rating | 4+ | 4+ |
| Developer | efficient.capital AG | Christian Hancke |
Customer experience
guide.capital
spaceBudget
In-app purchases
guide.capital
- S&P ESG (monthly)7 Days trial$12.991 Month
- SIX Consolidation (monthly)7 Days trial$13.991 Month
- theScreener Rating (monthly)7 Days trial$16.991 Month
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- S&P ESG (yearly)7 Days trial$77.991 Year
- theScreener Rating (yearly)7 Days trial$106.991 Year
- SIX Consolidation (yearly)7 Days trial$139.991 Year
spaceBudget
No in-app purchases








