Comparison

PB engage KH vs JTR Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PB engage KH

Manage your finances on the go with this mobile banking app. It offers a redesigned interface for simplified transactions, secure device binding, and quick access to various financial services including transfers, payments, and e-wallet management.

Highlights
  • Redesigned user interface
  • Secure device binding
  • Quick Action Menu (QAM)
  • Bakong e-Wallet services
  • Real-time fund transfers
  • QR code payments
  • Cheque management
Features
Read full description

Welcome to our new PB engage KH Mobile Banking app. We’ve completely redesigned PB engage KH to improve the user experience and simplify the transaction flow. Download the new PB engage KH and login instantly with your existing Internet Banking User ID and password to enjoy the flexibility and convenience right at your fingertips. New Features: • New user interface and screen design • Share your transaction receipt Enhance Features: • Device Binding – Provide a better security for your mobile banking transaction by linking your PBe profile to your device • Quick Guide – Tutorial on our new app • Quick Action Menu (QAM) – Direct access to the financial transaction menu via Account Details 
• Customise preferred shortcuts for your post-login menu • Personalise your profile by including your profile picture or background theme • Transaction Summary on your logout New PB engage KH suite of services include: Bakong e-Wallet: Create your own Bakong e-Wallet with the following services: • Bakong Top-up • Send • Receive • QR Pay • Deposit Bakong Transfer: • Perform real-time fund transfer from your Savings Account / Current Account in USD or KHR to beneficiary’s Savings Account / Current Account with another participating bank / micro-finance institution. Peer-to-Peer (P2P): • Use QR Pay function to perform fund transfer to any Campu Bank account or create your own QR code to receive payment. Quick Balance View your account balances via Fingerprint login. Account Summary View your full account summary/details in real-time. Transfer Perform real-time fund transfer to your favourite and other CPB accounts and other bank’s account through Banker’s Cheuque, Credit Remittance and FAST Payment, and also to overseas banks. Payment
Perform real-time payment to your favourite and other Bills or CPB Cards Prepaid Top-Up Reload your prepaid mobile number on the go. FD Placement Place a FD receipt for your investment. Cheque Management Request Cheque Book, Request Stop Cheque and Enquire Cheque Status. Settings
Personalise your profile by uploading your own profile picture or setting a desired theme. Allow to manage your own devices that activated with Quick Balance. PB engage will seek permission for the following: • Access to your fingerprint for Quick Balance authorisation. • Access to your camera/photo for profile personalisation. • Access to your storage for profile personalisation and Device Binding. • Access to your location for device authentication and security purposes. •Access to your contact directory to give you the convenience to select your contacts when you perform Prepaid Top-Up. PB engage KH is available for all Cambodian Public Bank retail and business customers. The app works in iOS 10 and above. To find out more, visit https://www.cpbebank.com or contact our customer support at (855) 23 428 100 / (855) 23 998 896 / (855) 23 999 688 or email us at CustomerService@campubank.com.kh.

About

JTR Mobile

Manage your personal finances and conduct daily banking transactions with ease. This app offers secure login, real-time account access, fund transfers, bill payments, and card management.

Highlights
  • Self-activation
  • Secure login (PIN/biometrics)
  • Real-time account access
  • Fund transfers
  • Bill payments
  • Card control
  • Push notifications
Read full description

Built for simplicity, security, and convenience, JTR Mobile is your everyday banking companion—whether you're at home, at work, or on the move. From daily transactions to managing your personal finances, JTR Mobile puts you in control—anytime, anywhere. Key Features • Easy self-activation in just a few steps • Fast, secure login with PIN or biometrics • Intuitive interface for smooth, effortless navigation • Save frequent transactions to “Favorites” for quicker access • Real-time access to account balances and transaction history • Instant push notifications for incoming and outgoing transactions • Transfer funds within J Trust Royal or to other banks via Bakong • Pay bills for utilities, mobile top-up, internet, and more • Full card control—activate, pay, set limits, and view statements • Dual-language support: English and Khmer • Stay updated with the latest offers and promotions on the home screen • Built-in security settings: auto logout, PIN change, biometric toggle, and app deactivation • Find nearby branches and ATMs, and connect with our 24/7 Customer Care Center

Screenshots

PB engage KH4 screens
JTR Mobile4 screens

Verdict

The call

The clearest difference is rating: JTR Mobile at 4.5 against PB engage KH's 4.0. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JTR Mobile holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 27 and 13 respectively.

UpkeepUpdate frequency

PB engage KH ships an update every 3 weeks, JTR Mobile every 2 weeks. The most recent releases landed on November 7, 2026 and November 12, 2026 respectively.

Scorecard1 real difference · 9 level
PB engage KH versus JTR Mobile: the parameters behind the verdict, then further details
ParameterPB engage KHJTR Mobile
PriceFreeFree
Rating4.0 (27 ratings)4.5 (13 ratings) — better
Positive reviews33.3% of reviews—
Number of ratings27 — better13
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size111 MB283 MB
Age rating4+4+
DeveloperCAMBODIAN PUBLIC BANK PLCJ Trust Royal Bank

Customer experience

PB engage KH

All ratings27 ratings
Positive70.4%
Neutral11.1%
Negative18.5%
Written reviews6 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

JTR Mobile

All ratings13 ratings
Positive84.6%
Neutral7.7%
Negative7.7%

In-app purchases

None

PB engage KH

No in-app purchases

None

JTR Mobile

No in-app purchases

Questions

Is PB engage KH free?
PB engage KH is free to download, with no in-app purchases.
Is JTR Mobile free?
JTR Mobile is free to download, with no in-app purchases.
Which has better reviews, PB engage KH or JTR Mobile?
JTR Mobile is rated higher. PB engage KH averages 4.0 out of 5 from 27 ratings, while JTR Mobile averages 4.5 from 13 ratings.
Do PB engage KH or JTR Mobile have ads?
Neither PB engage KH nor JTR Mobile shows ads.
Which is updated more often, PB engage KH or JTR Mobile?
PB engage KH ships an update every 3 weeks, and JTR Mobile every 2 weeks. Most recently, PB engage KH was updated on November 7, 2026 and JTR Mobile on November 12, 2026.

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